Kotak IndiGo Ka-ching 6E Rewards Credit Card
Travel
Co-branded
Reward Points
1st Year Fee: ₹700* Plus Applicable Taxes
Co-branded
3% 6E Rewards on IndiGo bookings
Rewards
2% rewards on grocery, dining & others
Travel Bonus
Free air ticket of Rs. 1,500 on joining
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About Kotak IndiGo Ka-ching 6E Rewards Credit Card
Kotak Mahindra Bank, in partnership with IndiGo airlines, offers two co-branded credit cards – Kotak IndiGo Ka-ching 6E Rewards and Kotak IndiGo Ka-ching 6E Rewards XL. Here, Kotak IndiGo 6E Rewards comes as the base variant which allows the cardholders to have accelerated savings on IndiGo bookings. The card users are offered up to 3% value-back in the form of 6E Rewards on the card spends. These earned 6E Rewards can later be utilised to make IndiGo travel bookings, hence helping to save a considerable amount on co-branded spends. In addition to the rewards program, cardholders also get exclusive joining benefits worth Rs. 2,599 which is more than triple the value of the card joining fee charged.
Those who are a frequent traveller, an IndiGo loyalist and are looking for a budget-friendly co-brande travel card option can consider getting this Kotak credit card. However, those who wish to get a card with benefits covering a wider range of spending categories in addition to air travel or with an all-rounder value-back system, will have to look for other card options.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Kotak Mahindra Bank’s website.
Rewards Program
Kotak IndiGo Credit Card offers 6E Rewards on every Rs. 100 spent, as follows:
- 3 6E Rewards: On IndiGo spends
- 2 6E Rewards: On grocery, dining and entertainment spends
- 1 6E Reward: On all other card spends1
- Rewards Redemption: The earned 6E Rewards can be used to make Indigo flight bookings or avail other add-on IndiGo services
- Rewards Validity: 24 months from their accrual
Joining Benefits
This travel credit card offers considerable value-back in the form of welcome benefits, as given below:
- Free air ticket worth Rs. 1,500
- 6E Prime add-on worth Rs. 1,099 for services, like choice of seats, priority check-in, complimentary meal, quick access to baggage, and others
These joining bonuses are only available if the cardholder makes at least 3 transactions in each of the first 3 months and pays the joining fee. Once issued, these benefits will be valid for up to 6 months and can be availed by logging into the IndiGo membership account.
Kotak IndiGo 6E Rewards Credit Card: Fees & Charges
| Particulars | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Rs. 700 + Applicable taxes | ||||||||||||||
| Finance Charges | 3.70% per month (44.4% per annum) | ||||||||||||||
| Late Payments Fees |
|
Things to Know Before you apply
Get this card if:
You travel very often and wish to save on your travel spends
You are an IndiGo airline loyalist and can maximise the co-branded benefits
You want a low annual fee card and do not mind the lack of any significant benefits on non-travel spending categories
Similar Cards:
Kotak IndiGo 6E Rewards XL Credit Card
6E Rewards IndiGo HDFC Bank Credit Card
Etihad Guest SBI Card
KrisFlyer SBI Card
Paisabazaar Review
What do we like about this card?
This Kotak IndiGo credit card comes at a low annual fee of Rs. 700 and still offers joining benefits worth Rs. 2,599. All the benefits that come with this card are exclusively focussed on travel savings. These joining benefits include free air ticket and 6E Prime Add-on which not just help the cardholders travel with a free ticket but also help make the travel experience more comfortable and hassle-free. The rewards program is also travel-centric as points are offered in the form of 6E Rewards with 3% value-back on IndiGo spends, 2% on dining, entertainment and grocery, and a base rate of 1% on other spends.
Pros
- Up to 3% rewards on card spends
- Rewards redeemable for travel bookings in 1:1 ratio
- Free air ticket and complimentary add-on service voucher as joining benefit worth up to Rs. 2,599
Cons
- No complimentary airport lounge access
- No significant benefit on non-travel spending category
Footnotes
- Rent, education, government and wallet spends, along with corporate, group, SME and agent bookings made using IndiGo website or app do not earn any reward points.
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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