ICICI Home Loan Statement

If you are planning to build a dream home that would turn into a valued possession for you and your family, then getting a house loan does become the topmost priority. At present, home loans in India are becoming popular since the potential home buyers have understood the need to have a shelter of their own.

Where should one access a home loan from? Currently, a number of banks as well as non-banking firms have taken the initiative to help people receive such loans without much hassle and ICICI bank home loan is among them.

How to get ICICI Home Loan Statement Online?

If you want to access your online statement, you just need to Login to the website for accessing the following information by clicking on the below link:

https://www.icicibank.com/Personal-Banking/loans/home-loan/home-loan-statement.page?

Steps to Check ICICI Home Loan Statement:

1. Visit the official ICICI net banking website and Login.

2. Click on ‘E-statement’

3. Select account number and the period which you need to check your statement for

4. Now click on ‘PDF’ to generate and download the home loan statement

Along with your home loan statement, You can also access few additional information such as:

Provisional Income Tax Certificate, Final Income Tax Certificate, Online request for Part Disbursement and Home Loan Summary.

Find below the sample page where you can fill in the requested details to get your ICICI home loan statement

Steps to Track Application Status for Home Loan

You can Avail ICICI home loan statement only when your loan has been approved and running. Initially, after the completion of the application process, one would surely wish to check the status so as to keep a timely update. The candidate can track his/her application status using the following steps:

• Provide Form Number or Reference Number: First of all, login to the ICICI Bank website where you need to access the ‘check status’ option after that provide the reference number or form number for home loan in the space provided.
• In case You Forget Reference Number: If you are unable to recall your home loan form number or reference number, then you can fill other details such as name, loan type, DOB, loan amount and PAN number. Simply click on ‘Submit’ and you will be able to check your application status.
• Observe Application Status Via Security Questions: One can track his/her application status by providing the application ID together with the registered mobile number. In addition, there is a need to answer several security questions. Make sure these answers match with the information you have already provided in the records managed with ICICI Bank.

ICICI Bank Home Loan: Features & Benefits

Out of all the different banking firms active in India, ICICI Bank has been a leader among the private sector banks since quite a while now. It is important to note that, ICICI Bank offers a variety of loan options including home loans.

How easy is it to get a home loan from ICICI bank?

The process of receiving a loan from ICICI Bank is considered simple, quick and easy. Also, there are many attractive benefits as well as impressive features which make ICICI bank the preferred bank to be trusted for a home loan. Some of these benefits include:

• ICICI Bank provides affordable interest rates. Also, the loans are matched keeping in mind the capacity of the customer; therefore, he/she can repay the amount as per their feasibility and convenience.
• Moreover, the application process at ICICI Bank is quite simplistic due to the presence of latest technology. The individual can apply for a home loan using his/her computer, smartphone or laptop; this ensures fast approval of the loan.
• The eligibility criteria for ICICI Bank home loan is not that complicated. The bank is exclusively concerned with defining the repayment capability of the loan applicant. While, the repayment capacity is majorly determined from candidate’s monthly disposable as well as surplus income.
• The bank totally ensures that the customer is able to avail the best interest rate and related facilities. Hence, ICICI Bank offers two kinds of interest rates– floating interest rate and fixed interest rate.
• The bank maintains that the paperwork and different formalities aren’t piled up.
• ICICI Bank Provides home Loan EMI Calculator.
• The few key documents required for home loan are identity proof, address proof and income proof.
• ICICI home loan statement  is available on online portal of Bank and Customer’s can easily check through the online portal time to time. This helps the customer to keep a good track of the repayment tenure and amount. 

Home Loan Vs Mortgage Loan

There are instances when people confuse and do not differentiate between a mortgage loan and home loan. It is true that, both these type of loans consist certain similarities; however, are totally different. A home loan can be termed as a form of mortgage since it involves mortgaging a particular immovable property without the inclusion of other movable possession like gold, stocks, etc.

Home Loan Eligibility at ICICI Bank

There are certain criteria which decides ones eligibility for applying a home loan with ICICI Bank. The candidate’s age should be 21 and above. Moreover, the minimum income of salaried applicants should be at least 5 lakhs (INR) annually. On the other hand, for self-employed professionals, the mark is 7.5 lakhs (INR) annually.

What is the need to calculate eligibility for home loan via ICICI Bank website?

At the ICICI Bank website, the customers can check their eligibility for Home Loans in the easiest manner. Customer’s can get an estimation of their eligibility and housing loan amount which they can borrow from the bank. Above all, you can get facilities such as immediate sanction which you can access from the website.