HDFC Bank GIGA Business Credit Card

HDFC GIGA BUSINESS Credit Card is an entry-level business credit card designed for small business owners, self-employed professionals, and entrepreneurs who make regular business-related payments. It offers a rewards structure focused on common business expenses, including digital transactions, utility bill payments, and statutory payments such as GST and income tax.

Cardholders can earn 2 CashPoints for every Rs. 200 spent on general business expenses and 6 CashPoints for every Rs. 200 spent on eligible business digital spends, bill payments, GST payments, and income tax payments. Accumulated CashPoints can be redeemed at a value of 1 CashPoint = Rs. 0.25. The card also includes features such as monthly spending-based milestone rewards, a welcome benefit, dining discounts through Swiggy Dineout, and a fuel surcharge waiver on eligible fuel transactions. The card comes with an annual fee of Rs. 500, which can be waived if the cardholder spends at least Rs. 50,000 during the card anniversary year.

Overall, the HDFC GIGA BUSINESS Credit Card is positioned as a mid-range business credit card that combines rewards on business spends with basic lifestyle and savings benefits, making it suitable for consumers seeking an entry-level credit card to start their credit journey.

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit HDFC Bank’s website.