HDFC Credit Card Balance Check

HDFC credit card balance enquiry can be done through different methods, these are:

Check HDFC Credit Card Balance through Mobile App

HDFC mobile banking facility can be accessed through HDFC bank’s mobile app. The steps to check HDFC credit card limit and balance through mobile app are shown below:

• Download the HDFC Bank mobile app and login
• Select ‘Credit Cards’ from the menu
• The home screen will then display all the necessary details about that credit card such as credit card balance and statement, unbilled transactions, etc.

Check HDFC Credit Card Balance through SMS

Customers can know the credit card balance by sending an SMS from a registered mobile number. To make use of this service send the below-given SMS to 5676712.

CCBAL<space>XXXX (last 4 digits of the credit card)

Check HDFC Credit Card Balance through Net Banking

If you have already registered for HDFC Credit Card Net Banking, you can easily check the balance by logging in. Here are the steps to follow:

• Login to the HDFC Net Banking portal
• Click on Cards
• You can now view your balance on the dashboard

The available credit limit will also be shown here. You can also check the unbilled transactions to see how much you have spent after the last bill generation.

Check HDFC Credit Card Balance through Customer Care

Checking your credit card balance through HDFC credit card customer care helpline is quite easy. You just have to dial the number- (Local/STD Code) 6160 6161. Follow the IVR cues and enter the required details to check your credit card balance.

If you cannot reach HDFC credit card customer care on the above number, click here to get the city-wise customer care details.

Check HDFC Credit Card Balance through ATM

Cardholders can also visit an ATM to know their card balance. Simply insert the credit card and select the option ‘View statement’. The cardholder can now view the statement balance.

Why should I do HDFC Bank credit card balance enquiry?
There are many reasons why you should check HDFC Bank credit card balance.

• It provides instant, hassle-free credit card statements which in turn helps keep track of due dates and due amount
• It helps you keep track of your available credit limit so that you can maintain a good credit utilization ratio

Will there be a fee charged for utilizing the service?
HDFC Bank does not charge for many services like internet banking service, SMS service, etc. However, the internet provider or telecom provider may charge the user for using this service. HDFC Bank may charge for ATM non-financial transaction.

Do I have to register for using this service?
Certain services require registration such as internet banking, SMS service and so on. However, other services don’t require registration.

Can HDFC bank credit card balance be checked without internet?
HDFC credit card balance can be checked without internet facility. Cardholders can call on the customer care number or send an SMS for it.

Can the balance enquiry be made from any part of India?
HDFC Credit card balance enquiry can be made from India or abroad. As long as the customer has an HDFC Bank credit card and a mobile number registered with the bank.