Kalupur Commercial Cooperative Bank offers fixed deposit interest rates from 5.75%-7.25% p.a. to general public and 6.25%-7.75% p.a. to senior citizens for tenures of 6 months to 5 years. The bank offers an additional interest rate benefit of 0.25% to Super Senior Citizens over and above 0.50% interest rate premium offered to senior citizens. It also offers fixed deposits to its NRE and NRO depositors. The various fixed deposit schemes offered by Kalupur Commercial Cooperative Bank include Kal Flexi Deposit Scheme, Kamdhenu Deposit Scheme, Kal Double Deposit Scheme and Kal Short Term Deposit Scheme.
Kalupur Commercial Cooperative Bank FD Highlights 2024 |
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Highest Slab | 7.25% p.a. (1 year and above- Up to 2 years) |
1 year | 7.25% p.a. |
2 years | 7.25% p.a. |
3 years | 6.75% p.a. |
4 years | 6.75% p.a. |
5 years | 6.75% p.a. |
Rates as of 3rd October 2024
Kalupur Bank Fixed Deposit Interest Rates
Fixed/NRO Deposits
Tenure |
Interest Rate (p.a.) | |
General Public | Senior Citizens | |
7 days-14 days | 4.25% | 4.75% |
15 days-29 days | 4.25% | 4.75% |
30 days-90 days | 4.25% | 4.75% |
91 days-180 days | 4.50% | 5.00% |
181 days-364 days | 5.75% | 6.25% |
1 year and above- Up to 2 years | 7.25% | 7.75% |
More than 2 years- Up to 3 years | 6.75% | 7.25% |
More than 3 years- Up to 5 years | 6.75% | 7.25% |
Cumulative Fixed/NRO Deposits
Tenure |
Interest Rate (p.a.) | |
General Public | Senior Citizens | |
6 months and above-less than 1 year | 5.75 % | 6.25% |
1 year and above- Up to 2 years | 7.25% | 7.75% |
More than 2 years- Up to 3 years | 6.75% | 7.25% |
More than 3 years- Up to 5 years | 6.75% | 7.25% |
Note: Super Senior Citizens (who have completed 75 years) will continue to get additional benefit of 0.25% i.e. total benefit of 0.75% higher interest rate on Deposits.
Comparison of Top 20 Scheduled Banks based on FD Rates
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
Unity Small Finance Bank | 9.00 | 7.85 | 8.15 | 8.15 | 0.50 |
North East Small Finance Bank | 9.00 | 7.00 | 9.00 | 6.25 | 0.50 |
Suryoday Small Finance Bank | 8.65 | 6.85 | 8.60 | 8.25 | 0.24-0.50 |
Shivalik Small Finance Bank | 8.55 | 6.00 | 7.50 | 6.50 | 0.50 |
Equitas Small Finance Bank | 8.50 | 8.20 | 8.00 | 7.25 | 0.50 |
Utkarsh Small Finance Bank | 8.50 | 8.00 | 8.50 | 7.75 | 0.60 |
Jana Small Finance Bank | 8.25 | 8.25 | 8.25 | 7.25 | 0.50 |
Ujjivan Small Finance Bank | 8.25 | 8.25 | 7.20 | 7.20 | 0.50 |
ESAF Small Finance Bank | 8.25 | 6.00 | 6.75 | 6.25 | 0.50 |
SBM Bank | 8.25 | 7.05 | 7.30 | 7.75 | 0.50 |
RBL Bank | 8.10 | 7.50 | 7.50 | 7.10 | 0.50 |
DCB Bank | 8.05 | 7.10 | 7.55 | 7.40 | 0.50 |
Bandhan Bank | 8.05 | 8.05 | 7.25 | 5.85 | 0.50-0.75 |
AU Small Finance Bank | 8.00 | 7.25 | 7.50 | 7.25 | 0.50 |
YES Bank | 8.00 | 7.25 | 7.25 | 7.25 | 0.50-0.75 |
Induslnd Bank | 7.99 | 7.75 | 7.25 | 7.25 | 0.26-0.50 |
IDFC First Bank | 7.75 | 6.50 | 7.00 | 6.75 | 0.50 |
Central Bank of India | 7.45 | 7.00 | 6.00 | 5.75 | 0.50 |
HDFC Bank | 7.40 | 6.60 | 7.00 | 7.00 | 0.50 |
Union Bank of India | 7.40 | 6.80 | 6.70 | 6.50 | 0.50 |
Tax-Saving Fixed Deposit Interest Rates
Particulars | Interest Rate (p.a.) |
Regular Rate | 6.75 % |
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NRE Fixed Deposits
Tenure | Interest Rate (p.a.) |
1 year and above- Up to 2 years | 7.25% |
More than 2 years- Up to 3 years | 6.75% |
More than 3 years- Up to 5 years | 6.75% |
Other Kalupur Fixed Deposit Schemes
Fixed Deposit Scheme | Tenure | Interest Rate (p.a.) |
Kal Flexi Deposits | 15 days- 181 days | 4.50% |
Kamdhenu Deposits | Fixed Period of 3 years | 6.75% |
Kal Double Deposits | 124 months | 6.76% |
Kal Short Term Deposits
(For General Public/Senior Citizen/Super Senior Citizen/NRO |
111 days-360 days |
5.00% |
Non-Callable Deposits (For Deposits of Rs 10 crore and above)
Tenure | Interest Rate (p.a.) |
1 year-2 years | 7.0 % |
Note: Deposits placed by Senior Citizens/Super Senior Citizens under Tax-saving scheme, NRE/NRO, Kal Flexi, Non-callable Deposits, Kal Double Deposit , Kal Short Term Deposit will not be eligible for any additional interest rate benefit
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Features of Kalupur Bank Fixed Deposits
- The bank offers premature renewal facility for its term deposits. In case the depositor wishes to renew the fixed deposits by seeking premature closure of an existing term deposit, the bank allows the renewal at the rate applicable on the renewal date. But, the renewal period should be longer than the balance period of original deposit.
- Senior Citizens (aged 60 years or more) get an additional interest rate benefit of 0.50% on deposits. However, deposits placed by Senior Citizens under the Tax Saving Scheme, NRE/NRO, Kal Flexi, Non-callable deposits, Kal Short Term Deposit, Diamond Kal Flexi and Kal Double Deposit are not eligible for such interest rate premium.
- Super Senior Citizens (who have completed 75 years) get an additional interest rate benefit of 0.25% over and above 0.50% interest rate premium offered on Senior Citizen Fixed Deposit, i.e., a total interest rate premium of 0.75% on the regular term deposits. However, such additional rate benefit is not applicable to deposits placed by Super Senior Citizens under the Tax Saving Scheme, NRE/NRO, Kal Flexi, Non-callable deposits, Kal Short Term Deposit, Diamond Kal Flexi and Kal Double Deposit.
- Senior Citizens and Super Senior Citizens can avail the interest rate benefits only if they place the deposits for tenures of 1 year or more.