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DCB Bank Savings Account

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Updated: 29-08-2025 07:57:30 AM

Development Credit Bank (DCB) is a scheduled commercial bank which has contemporary infrastructure to include internet or online banking for individuals as well as for business customers. DCB Bank offers a variety of savings account options to individuals to meet their diverse banking needs.

DCB Savings Account Interest Rates 2025

DCB Savings Account Balance Rate of Interest (p.a.)
On balances up to Rs. 1 lakh 1.50%
On balances above Rs. 1 lakh to less than Rs. 5 lakh 2.25%
On balances from Rs. 5 lakh to less than Rs. 10 lakh 3.75%
On balances from Rs. 10 lakh to less than Rs. 25 lakh 5.75%
On balances from Rs. 25 lakh to less than Rs. 50 lakh 7.00%
On balances from Rs. 50 lakh to less than Rs. 1 crore 7.15%
On balances from Rs. 1 crore to less than Rs. 5 Crore 7.20%
On balances from Rs. 5 crore to less than Rs. 10 Crore 7.10%
On balances from Rs. 10 crore to less than Rs. 25 Crore 6.90%
On balances from Rs. 25 crore to less than Rs. 50 Crore
 6.10%
On balances from Rs. 50 crore to less than Rs. 300 Crore
 6.60%
On balances from Rs. 300 crore and above
 5.50%

Note: The above-mentioned interest rates are as updated as on 29 August 2025. and are with effect from 15 August 2025.

Types of DCB Bank Savings Account

Types of DCB Bank Savings Account

DCB bank offers several types of savings accounts with attractive interest rates. The purpose of offering such a good interest rates is to ensure that every account holder can make the most of their savings.

Types of DCB Savings Account Primary Features
Online Savings Account
DCB Elite Savings Account
  1. DCB Platinum Debit Card
  2. Unlimited free access to all DCB Bank and Visa ATMs in India
DCB CashBack Savings Account
  1. DCB CashBack Platinum Debit Card
  2. Free unlimited RTGS/NEFT Facility
DCB Classic Savings Account
  1. Free RTGS / NEFT
  2. QAB as low as Rs. 2,500 (Tier 2 Branches); Rs. 5000 (Tier 1 Branches)
Offline Savings Account
DCB Family Savings Account
  1. Combined QAB – Rs. 1,00,000
  2. DCB Platinum Debit Card
DCB Shubh Labh Savings Account
  1. DCB Shubh-Labh Platinum debit card
  2. Cash Back Facility Available
DCB Privilege Savings Account
  1. Total Relationship Value – Rs. 5 lakh
  2. Free Unlimited RTGS / NEFT Facility
DCB BSBDA
  1. Zero Balance Savings Account
  2. Free Debit Card

Online Savings Account

1. DCB Elite Savings Account

DCB Elite Savings Account Features
Minimum Balance Requirement (QAB) Rs. 25,000
Debit Card DCB Platinum Debit Card
Internet Banking / Mobile Banking Free unlimited facility
Cash back Amount Min. Rs. 2,000 per month

Max. Rs. 20,000 per financial year

2. DCB CashBack Savings Account

DCB CashBack Savings Account Features
Minimum Balance Requirement (QAB) Rs. 10,000
Debit Card DCB CashBack Platinum Debit Card
Internet Banking / Mobile Banking Free unlimited facility
Cash back Amount Up to Rs. 6000 per financial year

3. DCB Classic Savings Account 

DCB Classic Savings Account Features
Minimum Balance Requirement (QAB) Rs. 5,000 (Tier 1 branches)

Rs. 2,500 (Tier 2 branches)
RTGS / NEFT Facility Free unlimited facility
Internet Banking / Mobile Banking Free unlimited facility
Branch banking facility Available across DCB Branches

How to open DCB Savings account online?

Any individual can open an account with DCB in 2 easy steps –

  • Enter personal details and submit the online application form.
  • Print and sign the PDF and send it along with the self-attested copies of your KYC documents to a DCB Bank branch.

Offline Savings Account

1. DCB Family Savings Account 

DCB Family Savings Account Features
Minimum Balance Requirement (Combined QAB) Rs. 1,00,000
Debit Card DCB Platinum Debit Card
Internet Banking / Mobile Banking Free unlimited facility
Cash back Amount Min. Rs. 2,000 per month

Max. Rs. 20,000 per financial year

2. DCB Shubh-Labh Savings Account

DCB Shubh-Labh Savings Account Features
Maximum Cash Back Allowed Per Month Up to Rs. 400 (On the basis of AQB maintained)
Debit Card DCB Shubh-Labh Platinum debit card
Cash Back Facility Available Yes
Eligibility Criteria Resident Individuals

3. DCB Privilege Savings Account

DCB Privilege Savings Account Features
Total Relationship Value Rs. 5,00,000 (Savings Account & Fixed Deposit)
Debit Card DCB Platinum Debit Card
ATM Cash Withdrawal Limit Rs. 1,00,000 per day
Point of Sale (POS) Limit Rs. 1,50,000 per day

4. DCB Basic Savings Bank Deposit Account 

DCB BSBD Account Features
Minimum Balance Requirement Zero Balance Savings Account
Debit Card Free Debit / ATM Card
RTGS / NEFT Facility Available Yes
Internet Banking / Mobile Banking Available Yes

How to apply an Offline DCB Bank Savings Account?

If you want to open any of the offline savings accounts from DCB Bank which are listed above, then you can do so by visiting the nearest DCB’s branch.

For any queries, you can also contact DCB Bank using below-mentioned phone banking numbers.

Phone Banking Numbers

For NRIs

Call: 91 22 61271000

India Toll Free: 1800 209 5363 / 1800 123 5363

Email: nri@dcbbank.com

For Resident Indians

Call Toll Free: 1800 209 5363 / 1800 123 5363

Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.

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