IndusInd Bank Credit Card Payment through NEFT

In order to facilitate your IndusInd credit card payment through NEFT, you need to register your Credit Card as a beneficiary. Once you have completed this, you will be able to pay your credit card bill each month without any trouble. In order to register your credit card as a beneficiary, follow these steps:

• Log into your net banking account using your username and password
• Select the Funds Transfer option and choose NEFT
• Then choose the Add/ Manage beneficiary option
• Enter the IndusInd Credit Card name under a beneficiary name
• Your 16 digit IndusInd Credit Card number is the beneficiary account number
• For the beneficiary IFSC code, provide INDB0000018
• Click on confirm to add your IndusInd card as the beneficiary
• It will take about 30 minutes for your credit card to be registered as a beneficiary
• After this, you can proceed to enter the amount that is to be paid and then choose the account that you wish to make the transfer from

Make sure that you provide the right IFSC code of Indusind Bank to prevent any delay or cancellation of your payment. To ensure that your credit card bill is paid on time, it is recommended that you make the NEFT transfer at least 2 days before the due date on your credit card statement. Once the money has been credited to the account, you will receive an SMS alert that can be used for any reference in the future.

Paying your IndusInd Credit Card Bill through NEFT gives you the following benefits:

• There is no minimum or maximum amount that you can transfer through NEFT
• The charges applicable are very nominal
• It is a convenient option that you can access from anywhere
• There are over 99 banks that are NEFT enabled to make your credit card payments from
• The NEFT transactions are secure as they are governed by strict guidelines provided by the RBI
• NEFT charges applicable are extremely nominal
• You do not require any cheque or DD in order to make your payments

NEFT transactions are settled in 48 half-hourly batches every day. This service is available 24×7 for 365 days, including holidays. NEFT timings are set by the Reserve Bank of India (RBI).

NEFT transactions after usual banking hours of banks are expected to be automated transactions initiated using ‘Straight Through Processing (STP)’ modes by the banks.

How can I make IndusInd Bank Credit Card Payment through other Banks?
In case you wish to make payments for your IndusInd Bank credit cards through other banks, you can use the NEFT facility. In general, to make NEFT payments you need to add to add your credit card number as a beneficiary. Note that the process may slightly vary from one bank to another. You can make the credit card online payment via NEFT, without paying any charges.

What are the other modes for IndusInd Bank credit card bill payment?
You can make your IndusInd Bank credit card payments via different online and offline modes such as Netbanking, Autopay, RTGS, IMPS, Bill desk, cash, and cheque among others. For more details regarding the IndusInd bill payment, click here.