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If a savings account yielding an interest rate up to 6.15% p.a. with little or no minimum balance sounds too good to be true, think twice. Bandhan bank has a wide range of savings accounts for effectively everyone. Also, its features are the best in the industry, to say the least. Take a look down below and pick what fits you, there’s one for everyone.
| Bandhan Bank savings account | Rate of Interest |
| Daily Balance up to Rs. 1 Lakh | 2.70% |
| Balance above Rs. 1 Lakh to Rs. 5 Lakh | 2.70% |
| Balance above Rs. 5 Lakh to Rs. 10 Lakh | 5.00% |
| Balance above Rs. 10 Lakh to Rs. 50 Lakh | 5.50% |
| Balance above Rs. 50 Lakh to Rs. 5 Crore | 5.70% |
| Balance above Rs 5. crore to Rs. 50 crore | 6.15% |
| Balance above Rs. 50 crore to Rs. 250 crore | 6.15% |
Note: Interest rates are updated as on 18th December 2025 and are with effect from 1st December, 2025.
To cater to the different needs of its clientele, Bandhan Bank offers the following savings account to promote the habit of regular savings:
| Type of Bandhan Bank Savings Account | Primary Features |
| Standard Savings Account |
|
| Special Savings Account |
|
| Premium Savings Account |
|
| Advantage Savings Account |
|
| Sanchay Savings Account |
|
| GOS Savings Account |
|
| TASC Savings Account |
|
| BSBDA Savings Account |
|
| BSBDA Small Savings Account |
|
1: Standard Savings Account: if you have started taking baby steps and know not much about it, this could be your perfect pick. Also, with a minimum balance as low as 5000/- it couldn’t get any better.

| Standard Savings Account | Features |
| Minimum Balance Requirements | Rs. 5,000 |
| ATM Debit Card | Free |
| Internet Banking and Mobile Banking | Yes, available |
| Nomination | Yes, available |
| Eligibility | Indian residents |
2: Special Savings Account: This account is personalized for the differently-abled and so has been designed by keeping in mind the special services like pick and drop facility, 24 hrs helpline and many more.
| Special Savings Account | Features |
| Average Quarterly Balance Requirements | Rs. 5,000 |
| ATM Debit Card | Free debit card with free cash withdrawals at the ATMs of Bandhan Bank |
| Internet Banking and Mobile Banking | Free |
| Electronic Fund Transfer | 5 free NEFT, RTGS and IMPS |
| Eligibility | Indian residents |
3: Premium Savings Account: A savings account designed for selected customers to offer superior relationship experience and complementary smart banking features. All account holders can enjoy shopping, travel, and dining and entertainment privileges along with an attractive rate of interest.
| Premium Savings Account | Features |
| Minimum Balance Requirements | Rs. 1 Lakh |
| ATM Debit Card | Free ATM cum debit card |
| Internet Banking and Mobile Banking | Yes, available |
| Electronic Fund Transfer | 25 free NEFT, RTGS and IMPS |
| Eligibility | Indian residents |
4: Advantage Savings Account: This is the perfect pick for ones who are ready to make the next leap in savings and the amazing features and the required minimum balance convey exactly that.
| Advantage Savings Account | Features |
| Minimum Balance Requirements | Rs. 25,000 |
| ATM Debit Card | Free ATM cum debit card |
| Internet Banking and Mobile Banking | Yes, available |
| Nomination | Yes, available |
| Eligibility | Indian residents |
5: Sanchay Savings Account: it is easy to open, convenient and returns a high rate of interest. This secured savings option comes with a number of banking facilities such as free passbook and checkbook, any branch banking and lots more. Some of them are listed below:
| Sanchay Savings Account | Features |
| Minimum Balance Requirements | Rs. 2,000 |
| ATM Debit Card | Free |
| Internet Banking and Mobile Banking | Yes, available |
| Electronic Fund Transfer | 2 IMPS, NEFT and RTGS per month |
| Eligibility | Indian residents |
6: GOS Savings Account: it is crafted to support the departments, agencies, bodies, etc. of Central and State governments. Along with free cheque collection and DD, the customer will get the following features:
| GOS Savings Account | Features |
| Minimum Balance Requirements | Zero balance account |
| Account Statement | Free |
| Internet Banking and Mobile Banking | Free |
| Cheque Book | Free multicity cheque book |
| Eligibility | Indian residents |
7: TASC Savings Account: An account designed for non-profit entities such as clubs, NGOs, hospitals, societies, trusts, educational institutions, etc. This account offers the following benefits and features:
| TASC Savings Account | Features |
| Minimum Balance Requirements | Zero balance account |
| Doorstep Banking | Yes, offered |
| Internet Banking and Mobile Banking | Free |
| Electronic Fund Transfer | 100 free IMPS, NEFT, RTGS and DD |
| Eligibility | The account can be opened by registered/ authorized government bodies and departments, panchayat samiti, state housing boards, etc. |
8: BSBDA Savings Account: if you want an account without any hassle and with no minimum balance, this could be a great option. Below are some of the many features associated with this account.
| BSBDA Savings Account | Features |
| Minimum Balance Requirements | Zero balance account |
| Maximum Balance | Nil |
| ATM Debit Card | Free |
| Passbook | Free |
| Eligibility | Indian residents |
9: BSBDA Small Savings Account: To open this account is the most easy-going of all and this has the purpose of instilling the importance of a bank account among the common people.
| BSBDA Small Savings Account | Features |
| Minimum Balance Requirements | Zero balance account |
| Maximum Balance | Rs. 50000 |
| ATM Debit Card | Free |
| Passbook | Free |
| Eligibility | Indian residents |
| Documents Required for Bandhan Bank Savings Account | |
| Application Form | Duly filled application form will be required |
| Proof of ID |
|
| Proof of Address |
|
| Photographs | Latest Passport size photographs of the applicant. |
| Proof of Signature |
|
People who want to open a savings account with the bank can do this in two ways – online and offline.
Steps to Open a Bandhan Bank Savings Account Online
Steps to Open a Bandhan Bank Savings Account Offline
People who do not have the internet access can open the account offline too. They just need to visit the nearest branch. Here are the steps:
Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.