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1st Year Fee: ₹2,499* Plus Applicable Taxes
Rewards Program
Up to 10 reward points per Rs. 200 spent
Lounge Access
16 domestic lounge visits every year
Joining Benefit
Rs. 2,000 Amazon Pay voucher on joining
Author: Rupanshi Thapa
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Bandhan Bank Flare Credit Card is a mid-range offering among its gamut of credit cards. Unlike most cards that cater to one or two categories, Flare offers a uniform reward rate across all spends. Consumers also get bonus reward points every month as spend-based milestone benefit. In addition to the core rewards, the card also offers up to 4 free domestic airport lounge visits in a quarter – a great perk for frequent travellers. Here is all you need to know about Bandhan Bank Flare Credit Card. Also, read our detailed review of the card along with its pros and cons below.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Bandhan Bank’s website.
Rewards Structure
Travel Benefits


| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 2,499 + Taxes | ||||||||||
| Annual Fee | Rs. 2,499 + Taxes | ||||||||||
| Finance Charges | 2% p.m. (18% p.a.) for Bandhan Bank’s Existing Customers holding CASA relationship 3.5% p.m. (42% p.a.) for New-to-Bank Customers |
||||||||||
| Cash Withdrawal Charges | 3.5% of amount withdrawn or Rs. 500 whichever is higher | ||||||||||
| Late Payment Charges |
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You are looking for a card with a good uniform reward rate across all spending categories
You mostly travel domestically and a higher number of domestic lounge visits would be valuable for you
You often dine out and go for movies and can make the most of additional discount
You can spend Rs. 75,000 every month to get 5,000 bonus reward points
Indian Resident
Age Requirement: 21 to 65 Years
Occupation: Salaried
Annual Income: Rs. 12 LPA
Travel4.0/5
Reward Rate3.0/5
Lifestyle Benefits3.5/5
Unlike many mid-range credit cards that focus on specific spending categories, the Bandhan Bank Flare Credit Card offers a consistent reward rate across spends, making it suitable for consumers who prefer a single card for their everyday purchases. It also offers complimentary domestic lounge access along with dining and entertainment benefits. However, despite its well-rounded feature set, the card faces strong competition at this price point, with several alternatives offering higher value-back. Even some lower-fee cashback cards may provide better overall savings for certain spending patterns.
Everything you need to know about this credit card
The Bandhan Bank Flare Credit Card offers 10 reward points for every Rs. 200 spent. Cardholders can also earn 5,000 bonus reward points every month on achieving spends of Rs. 75,000. The reward points can be redeemed through the Bandhan Bank Delights Platform and do not expire.
The card offers 4 complimentary domestic airport lounge visits per quarter at select airports. It also provides 1 complimentary international lounge visit per quarter.
Cardholders can get an Amazon Pay e-voucher worth Rs. 2,000 by spending Rs. 10,000 within 30 days of card issuance.
The joining fee and annual fee are both Rs. 2,499 plus applicable taxes. The annual fee is waived if the cardholder spends Rs. 6 lakh in the preceding year.
Cardholders can earn 5,000 bonus reward points every month when they spend Rs. 75,000 during that month. This benefit can make the card more rewarding for customers with consistently high monthly spending.
The card may suit consumers looking for a uniform reward rate across spending categories, frequent domestic travellers who can use the lounge benefits, and those who regularly spend on dining and movies. It may also appeal to customers who can meet the Rs. 75,000 monthly spend requirement to earn bonus reward points.
Click here to know More Terms and Conditions
Rupanshi is a personal finance writer, specializing in credit cards and consumer finance. Her work is committed to helping readers navigate the complex world of credit with confidence– whether they are selecting the right credit card, optimizings rewards, managing debt, or improving their financial well-being. Through her detailed insights and actionable advice, she guides readers towards smarter financial choices.
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