The Axis Bank FreeCharge Credit Card is the new virtual instant credit card that provides you with a wide range of features including Regular Reward Earn, Milestone Reward Earn and other offers from different merchants. You have the added privilege of earning reward points on every purchase that you make.
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Given below are the primary features of the Axis Bank FreeCharge Credit Card.
With the Axis Bank FreeCharge Credit Card, you can get 1 Edge Reward Points. The points earned can be used on 500+ categories available. The Edge Rewards has over 70 ways to earn rewards and about 500 carefully selected and exciting rewards for your convenience.
You have the privilege to earn Edge Reward points on their monthly spend. The number of points eventually increases with the rise in the monthly expenditure using the card.
| Monthly Spend | Edge Reward Points |
| 0-Rs.1999 | 0 |
| Rs.2000-Rs.4999 | 100 |
| Rs.5000 and above | 350 (100 + 250) |
To redeem the Edge Reward points, click here
Apart from the reward points, you also get added benefits from different merchants. The variety of discounts are mentioned below:
Given below are the fees, charges and primary features of Axis Bank FreeCharge Credit Card.
| Primary Features | Fees / Charges |
| Issuance fees | Rs.250 + Applicable Taxes |
| Annual fee | Rs.250 + Applicable Taxes |
| Card Platform | Visa Platinum |
| Interest Rate on EMI | 1.50% interest p.m. |
| Late Payment fees | For Outstanding Amount-
|
| Over-limit fees | 3.00% of the over-limit amount (minimum Rs.500) |
| Demand Draft | 1.00% (minimum Rs.75) |
| ATM Cash Advance | Transaction fee- 2.50% (minimum Rs.250) |
| Minimum Amount Due | 5.00% of the amount due |
| Physical Card issuance fee | Rs.250 + Applicable Taxes |
| Finance Charges / Interest Charges | 3.40% per month |
The Axis Bank FreeCharge Credit Card is an invite only card. If you are eligible to apply for the card, you will be able to see the banner on your FreeCharge mobile app. Moreover, it is to be noted that you should be an Indian Resident of over 18 years of age and should hold a regular source of income. In case of any query related to the card or any further information, contact the Axis Bank Customer Care.
It is to be noted that the Axis Bank FreeCharge Credit Card is not available at the Paisabazaar’s platform. If you wish to apply for the same, you can do so by visiting the bank’s official website and filling out the online application form or by visiting the nearest Axis bank branch.
What is the annual fee on Axis Bank FreeCharge Credit Card?
The annual fee on Axis Bank FreeCharge Credit Card is Rs.250 + applicable taxes.
What are the interest charges applicable on the card?
The interest / finance charges applicable on the card is 3.40% per month.
What is the credit-free period on this card?
The interest-free grace period for this card generally ranges from 20 to 50 days, depending on the date of transaction.
How to use this card on the Freecharge app?
Follow the below-mentioned steps:
Given below is the list of some of the top rewards credit cards along with their annual fees and primary feature.
| Credit Card Variant | Annual Fee | Primary Feature | Paisabazaar Rating |
| ICICI Rubyx | Rs.2000 | Get 2 Complimentary Movie Tickets every month from BookMyShow | 3/5 |
|
Citibank Rewards |
Rs.1000 | Up to 2500 reward points on using this card within first 60 days | 4/5 |
| SBI SimplySave | Rs.499 | Spend Rs.90,000 or more in a year to avail annual fee reversal | 3/5 |
|
American Express Membership Rewards |
Rs.1500 | Earn 1000 membership bonus Rewards Points at least 4 times per month | 4/5 |
Please Note: Axis Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
