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  • Axis Bank Aura Credit Card
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    Axis Bank

    Axis Bank AURA Credit Card

    cat name Rewards
    3.0/5.0

    Rewards3.0/5

    Welcome Benefits3.0/5

    Lifestyle Benefits3.0/5

    Know More
    Paisabazaar Review

    1st Year Fee: ₹749* Plus Applicable Taxes

    Health & Wellness

    Health & Wellness

    48 free doctor consultations yearly

    Lifestyle

    Lifestyle

    30% discount on nutritional food

    Dining

    Dining

    15% discount on dining bills

    Updated on October 22, 2025 3:24 pm

    Author: Shruti Sharma

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    About The CardHealth & Wellness BenefitsOther Features & BenefitsFees & ChargesThings to KnowCard ReviewFAQs

    About AURA Credit Card

    Axis Bank AURA Credit Card focuses on offering inclined benefits towards a very distinctive category-health and wellness. It comes with free doctor and nutritional consultations, fitness sessions, and discounts on health check-ups. Additionally, cardholders can earn rewards on all retail expenses, with 5X rewards on insurance spends.

    However, the card pivots more on offering co-branded benefits and does not work entirely on a ‘reward points model – unlike other similar credit cards like SBI Pulse and Yes Bank Wellness, which offer accelerated rewards on medical expenses. The unique features and co-branded benefits across popular health-oriented brands like Practo, Fitternity, IndushealthPlus, and Decathlon justify the annual fee of Rs. 749.

    Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Axis Bank’s website.

    Health & Wellness Benefits

    Free Doctor Consultations

    • 4 free video doctor consultations per month via Practo, up to 48 free consultations annually1
    • Flat 20% off on all prescription medicine orders, lab tests, and health check-ups via the Plus membership section on the Practo app

    Free Fitness Sessions

    • 4 free interactive video fitness sessions per month along with access to 16 recorded sessions in a month via Fitternity

    Discount on Health Check-up

    • Up to Rs. 500 discount on annual health check-up at IndushealthPlus, once every year
    View More
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    Free doctor consultations by Practo are covered for family members as well, making it a valuable deal for those with children or elderly parents at home, as their medical needs are typically higher. However, the maximum benefit can be availed if your preferred doctors are available on Practo or if you are comfortable switching to online consultations for medical treatments. Additionally, free fitness sessions are a great benefit for fitness enthusiasts who like working out regularly and wish to maintain an active lifestyle on a budget. The discount on health check-up is also decent, and the best part is that it’s not a one-time benefit—it can be availed once every year on your annual health check-up.
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    Aura Credit Card - Other Features & Benefits

    Rewards Program

    • 2 EDGE reward points on every Rs. 200 spent
    • 5X EDGE reward points on insurance spends, with maximum transaction capped at Rs. 10,000

    Welcome Benefit

    • Decathlon worth Rs. 750, which can be used both online and offline at any Decathlon store
    View More

    Axis AURA Credit Card: Fees & Charges

    Fee Type Amount
    Joining Fee Rs. 749
    Annual Fee Rs. 749
    Finance Charges 3.75% per month (55.55% p.a.)
    Late Payment Charges
    For Statement Balance:
    Less than Rs. 500 Nil
    From Rs. 501 to Rs. 5,000 Rs. 500
    From Rs. 5,001 to Rs. 10,000 Rs. 750
    Greater than Rs. 10,000 Rs. 1,200

    Things to Know Before you apply

    Get this card if

    You are specifically looking for a card with health and wellness oriented benefits at an affordable annual fee

    You frequently use the associated partner brands Practo, Fitternity, and IndushealthPlus for your doctor visits and fitness sessions

    You don’t’ mind shifting from your regular doctor to the ones on Practo

    You prefer online consultation over physical doctor visits

    Other Similar Credit Cards

    Paisabazaar Review

    Overall Rating

    3.0/5

    Rewards3.0/5

    Welcome Benefits3.0/5

    Lifestyle Benefits3.0/5

    What do we like about this card?

    Axis Bank AURA Credit Card is a wellness-focused card. Cardholders can avail free doctor consultations, free fitness sessions, discounts on health check-ups, and much more. Being a health & wellness-focused card, it offers 5X rewards on insurance spends, a category that is usually excluded from most credit cards. Besides this, the card also offers dining benefits through the Axis Bank Dining Delights program, which further adds to its overall value.

    Pros

    • Free doctor consultations and fitness sessions
    • Accelerated (5X) rewards on insurance spends
    • Discount on annual health check-up
    • Up to 15% dining discount on partner restaurants

    Cons

    • No annual fee waiver
    • No medical emergency cover
    • General reward rate is low in comparison to other cards
    • No benefits are offered on physical doctor visits
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    Frequently Asked Questions

    Everything you need to know about this credit card

    You can earn a fuel surcharge waiver of 1% on your transactions between Rs. 400 and Rs. 4,000. However, you can earn a maximum waiver of Rs. 250 in a statement cycle. This fuel surcharge waiver can be availed across all fuel stations in India.

    You can apply for this credit card online through the bank’s official website by filling out an application form. If you want to apply offline, you can visit any of the nearest branches of the bank and fill out an application form.

    The bank rejects your application if you don’t meet the certain eligibility criteria set by the bank. Generally, the bank informs you by sending a text on your registered mobile number stating the reason for your rejection. Apart from this, you can also call on the Axis Bank Credit Card customer care number and ask the representative regarding your query.

    Yes, you can convert your big-ticket purchases into EMIs via Axis Bank AURA Credit Card. You can simply look on the merchant’s website whether it offers the Axis Bank Credit Card EMI option or not. Additionally, you can also call on the customer care number and ask the representative to convert your selected purchase into EMI.

    Yes, you can withdraw cash using your Axis AURA Credit Card. However, the bank charges a cash advance fee of 3.4% of the withdrawn amount or a minimum of Rs. 500 for withdrawing cash. Therefore, it is advisable not to withdraw cash using your credit card as it incurs high charges.

    Axis EDGE reward points can be redeemed through the rewards catalogue. You can visit the catalogue and make the necessary selection and then redeem the points earned on your Axis Bank AURA Credit Card.

    Axis Aura credit card offers benefits like reward points on every card spend, along with health and wellness related benefits like free doctor consultations, fitness sessions, discount on health check-ups, etc. Refer to the page above to know the crad’s features and benefits in detail.

    No, Axis Aura credit card does not offer any complimentary lounge access to its users.

    Both of these credit card variants are offered by Axis Bank and offer rewards on card spends and dining discounts. However, while the benefits offered by Axis Aura lean more towards health and wellness categories, those offered to Axis My Zone card users are more related to lifestyle brands like Swiggy, District, Ajio, etc. Unlike Axis Aura, My Zone also offers free lounge visits.
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    Footnotes

    1. These consultations are inclusive of the cardholder and 3 family members.

    Click here to know More Terms and Conditions

    Shruti Sharma linkedIn icon

    Content Writer

    Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.

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