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SBI Card Pulse – A Card For Fitness Enthusiasts

Home State Bank of India SBI Card Pulse – A Card For Fitness Enthusiasts
Updated: 04-10-2024 11:16:02 AM

SBI Card Pulse is an exclusive credit card especially designed for people who choose a healthy and active lifestyle. The card offers several complimentary health memberships and benefits to ensure cardholders’ well-being. To know more about SBI Card Pulse, including its features, eligibility, associated charges and review, read below.

Key Highlights of SBI Card Pulse
Card Type Mid-Level
Best Suited For Health & Fitness
Joining Fee Rs. 1,499
Renewal Fee Rs. 1,499 (reversed on annual spends of Rs. 2 Lakh)
Minimum Income Required Communicated at the time of sourcing
Welcome Benefit Noise ColorFit Smart Watch worth Rs. 5,999
Best Feature 10 Reward Points per Rs. 100 spent on pharmacy, chemists, movies and dining (4 RP = Rs. 1)
Paisabazaar Rating ★★★ (3/5)

Check Eligibility & Apply Online

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On this page
SBI Card Pulse - Features and Benefits
Comparison: SBI Card Pulse Vs. Yes Bank Wellness Plus Credit Card
Should you get this card?
Fees & Charges of SBI Pulse Card
SBI Card Pulse - Eligibility & Documentation
Cards Similar to SBI Pulse Credit Card
FAQs

SBI Card Pulse - Features and Benefits

Health Benefits 

The card offers 1 year complimentary FITPASS PRO and Netmeds membership which can be renewed every year with card renewal.

Reward Points 

SBI Card Pulse offers 10 Reward Points on every Rs. 100 spent on chemists, pharmacies, dining and movies. Cardholders earn 2 reward points on every Rs. 100 spent on all other purchases. 

1 Reward Point  = Rs. 0.25

Welcome Benefits 

With SBI Card Pulse, cardholders get a Noise ColorFit Pulse 2 Max Smartwatch on the payment of the joining fee.

Lounge Benefits 

SBI Card Pulse offers its users 8 complimentary (2 per quarter) domestic lounge access in a calendar year. The card further offers a Priority Pass Lounge Membership worth USD 99.

Milestone Benefits 

  • Cardholders can get Netmeds vouchers worth Rs. 1,500 on spending Rs. 4 lakh (retail expenditure) in a year
  • The annual fee can be waived off on spending Rs. 2 lakh or more in the previous year

Fuel Surcharge Waiver

SBI Card Pulse offers a 1% fuel surcharge waiver (up to Rs. 250 per cycle) on transactions between Rs. 500 and Rs. 4,000.

Insurance Cover

SBI Pulse cardholders are offered fraud liability cover of up to Rs. 1 lakh and air accident cover of up to Rs. 50 lakh. Moreover, they can also claim group travel insurance.

Click here to Apply for SBI Pulse Credit Card

Comparison: SBI Card Pulse Vs. Yes Bank Wellness Plus Credit Card

The table below shows a comparison between the features SBI Pulse and Yes Bank Wellness Plus Credit Cards which offer similar benefits:

Parameters SBI Card Pulse Yes Bank Wellness Plus Credit Card
Annual Fee Rs. 1,499 + taxes Rs. 1,499 + taxes
Welcome Benefit Noise ColorFit Smart Watch worth Rs. 5,999 5X reward points on first 3 transactions of the biller registered on YES PayNow (valid on first 5 billers registered)
Reward Points
  • 10 reward points per Rs. 100 spent on chemists, pharmacies, dining & movies
  • 2 reward points per Rs. 100 spent on all other categories
  • 30 reward points per Rs. 200 spent on to chemist/ pharmaceutical stores
  • 6 reward points per Rs. 200 spent on all other categories
Milestone Benefits
  • Renewal fee waiver on min. Rs. 2 lakhs annual spends
  • Rs.1500 e-voucher on min. Rs. 4 lakhs annual retail spends
 NA
Lounge Access 8 complimentary (2 per quarter) domestic lounge access per year 2 domestic lounge visits per quarter for primary cardmembers across 30+ lounges
Complimentary Memberships Priority Pass Lounge Membership of USD 99, FITPASS PRO Membership, Netmeds First Membership Via Aditya Birla Multiply App: Annual preventive health check-up, Annual eye & dental check-up, Unlimited general practitioner, specialist & nutritionist consultations, 12 fitness sessions a month

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Should you get this card?

SBI Card Pulse is the first credit card in India, dedicated to the health and fitness of its users. If you are looking for a credit card that offers health and entertainment benefits, this could be the right card for you. Also, this SBI credit card offers lounge benefits to make cardholders’ travel easy and comfortable. The card is not suited for people looking for lifestyle benefits or a high reward rate on spending categories other than health and wellness. You also get a considerable air accident and fraud liability insurance cover through this card.

SBI offers credit cards across different categories. Apply Online for Best SBI Credit Cards and find the right card for you.

Fees & Charges of SBI Pulse Card

Fees / Charges Amount
Annual Fee (one time) Rs. 1,499
Renewal Fee (per annum) Rs. 1,499
Finance Charges 3.50% per month
Late Payment Fee <Rs.500 –  Nil
Rs. 500 – Rs. 1000 – Rs. 400
Rs. 1000 – Rs. 10,000 – Rs. 750
Rs. 10,000 – Rs. 25,000 – Rs. 950
Rs. 25,000 – Rs. 50,000 – Rs. 1100
> Rs. 50,000 – Rs. 1300 

Click here to check other associated fees and charges

SBI Card Pulse - Eligibility & Documentation

Criteria Details
Occupation Salaried or Self-employed
Minimum Income for Salaried Applicants Communicated at the time of sourcing
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of acceptable documents

Cards Similar to SBI Pulse Credit Card

Given below is the list of the credit cards which offer health benefits similar to SBI Card Pulse:

Credit Card Annual Fee Rewards
Yes Bank Wellness Plus Credit Card Rs. 1,499 20 Reward Points per INR 200 spent on Chemist/ Pharmaceutical stores
Axis Bank AURA Credit Card Rs. 749 5X reward points on insurance spends
Apollo SBI Credit Card Rs. 499 3X Reward Points on every Rs. 100 spent on all Apollo services

FAQs

Q. How can I access my FITPASS PRO membership using the SBI Card Pulse?

A. You will have to make a prior reservation using the FITPASS mobile application.

Q. How many FITPASS PRO sessions am I eligible for?

A. With SBI Pulse Card, you get a maximum of 12 sessions per month.

Q. What happens if I already have an existing Netmeds First Membership?

A. In this case, you can redeem the voucher after your existing membership expires.

Q. Can I use SBI Card Pulse internationally?

A. Yes, SBI Card Pulse can be used in over 24 million outlets across the world.

Q. Can I get an add-on card on SBI Card Pulse?

A. Yes, you can get add-on cards with SBI Card Pulse.

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