AU InstaPay Credit Card

AU InstaPay Credit Card offers 1% cashback on eligible UPI transactions made at departmental stores, dining outlets, pharmacies, and grocery and supermarket stores. The cashback is offered on a minimum transaction of Rs. 200.

Yes. The card can be linked to a supported UPI app and used for Scan & Pay transactions at eligible merchants. However, cashback is applicable only on transactions that fall under the eligible cashback categories.

The 1% fuel surcharge waiver is applicable on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations. Transactions outside this specified range may not qualify for the waiver.

The card offers an interest-free period of up to 50 days, which includes the period from the transaction date until the payment due date. The actual interest-free period varies depending on when the transaction is made within the billing cycle.

The card may offer limited value to consumers who do not use UPI regularly, as its primary benefit is 1% cashback on eligible UPI spends. Such consumers can consider other cards offering rewards or cashback on their preferred spending categories.

Yes. The card can be linked to any supported UPI app, allowing cardholders to make Scan & Pay transactions using their credit card.