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Disclaimer: Shriram Housing Finance, now known as Truhome Finance is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Truhome Finance for home loans. No offers/services from Truhome Finance are being provided by Paisabazaar for home loans. For further information about Truhome Finance for home loans, users are required to reach out directly to Truhome Finance.
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Truhome Finance Home Loan Highlights – 2025 |
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| Interest Rate | 8.50% p.a. onwards |
| Loan Amount | Rs 7.5 lakh to Rs 10 crore |
| LTV Ratio | Up to 90% of the property value |
| Tenure | Up to 25 years |
| Processing Fee | Up to 1.5% of loan amount + GST |
Table of Content
Truhome Finance Home Loan Interest Rates
Truhome Finance Home Loan interest rates from 8.50%-21% p.a. The HFC has not specified its differential interest rates. However, the lender may consider the credit score, loan amount, monthly income, employer’s profile, job profile, etc. of its applicants while setting home loan interest rate for its applicants.
Truhome Finance EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Compare Interest Rates of Home Loans for Top Banks & HFCs
| Name of Lender | Loans Up to Rs. 30 Lakh | Loans Above Rs. 30 Lakh to Rs. 75 Lakh | Loans Above Rs. 75 Lakh | |
| SBI | 8.00%-9.15% p.a. | 8.00%-9.15% p.a. | 8.00%-9.15% p.a. | Check Eligibility |
| HDFC Bank Limited | 8.70% p.a. onwards | 8.70% p.a. onwards | 8.70% p.a. onwards | Check Eligibility |
| Bajaj Housing Finance | 8.25%-17.00% | 8.25%-17.00% | 8.25%-17.00% | Check Eligibility |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| Axis Bank | 8.75%-12.80% p.a. | 8.75%-12.80% p.a. | 8.75%-9.65% p.a. | Check Eligibility |
| Federal Bank | 8.80% p.a. onwards | 8.80% p.a. onwards | 8.80% p.a. onwards | Check Eligibility |
| Punjab National Bank | 8.05% - 9.85% p.a. | 8.00% - 9.75% p.a. | 8.00% - 9.75% p.a. | Check Eligibility |
| Kotak Mahindra Bank | 8.65% p.a. onwards | 8.65% p.a. onwards | 8.65% p.a. onwards | Check Eligibility |
| Bank of Baroda | 8.40% - 10.40% p.a. | 8.40% - 10.40% p.a. | 8.40% - 10.65% p.a. | Check Eligibility |
| Canara Bank | 8.00% – 10.75% p.a. | 7.95% – 10.75% p.a. | 7.90% – 10.65% p.a. | Check Eligibility |
| IDFC FIRST Bank | 8.85% p.a. onwards | 8.85% p.a. onwards | 8.85% p.a. onwards | Check Eligibility |
| IDBI Bank | 8.40% p.a. onwards | 8.40% p.a. onwards | 8.40% p.a. onwards | Check Eligibility |
| Punjab & Sind Bank | 8.30% – 11.50% p.a. | 8.30% – 11.50% p.a. | 8.30% – 11.50% p.a. | Check Eligibility |
| RBL Bank | 9.00% p.a. onwards | 9.00% p.a. onwards | 9.00% p.a. onwards | Check Eligibility |
| LIC Housing Finance | 8.25% p.a. onwards | 8.25% p.a. onwards | 8.25% p.a. onwards | Check Eligibility |
| Tata Capital Housing Finance | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| PNB Housing Finance | 8.50% - 14.50% p.a. | 8.50% - 14.50% p.a. | 8.50%-11.45% p.a. | Check Eligibility |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% onwards | 8.75% onwards | 8.75% onwards | Check Eligibility |
| Aditya Birla Capital | 8.60% onwards | 8.60% onwards | 8.60% onwards | Check Eligibility |
| India Shelter Home Loan | 11.59% onwards | 11.59% onwards | 11.59% onwards | Check Eligibility |
| L&T Finance Limited | 8.65% p.a. onwards | 8.65% p.a. onwards | 8.65% p.a. onwards | Check Eligibility |
| Godrej Housing Finance | 8.55% onwards | 8.55% onwards | 8.55% onwards | Check Eligibility |
| Home First Finance | 11.90% onwards | 11.90% onwards | 11.90% onwards | Check Eligibility |
| Easy Home Finance | 8.95% onwards | 8.95% onwards | 8.95% onwards | Check Eligibility |
| Piramal Capital Housing Finance | 9.50% onwards | 9.50% onwards | 9.50% onwards | Check Eligibility |
| Cholamandalam Investment and Finance | 10.50% onwards | 10.50% onwards | 10.50% onwards | Check Eligibility |
Compare Home Loan Schemes Offered by Top Lenders Compare Now
Types of Truhome Finance Home Loan
Home Loan
Purpose: Truhome Finance offers Home Loan for the purchase of new home
Loan Amount: Rs 7.5 lakh- Rs 1 crore
Tenure: Up to 25 years
- Home Extension Loan
- Home Improvement Loan
- Home Loan Top Up
- New plot + Home construction loan
- Home Loan Balance Transfer
Check Lenders Offering Home Loan at Attractive Interest Rates Click Here
Truhome Finance Eligibility Criteria
Truhome Finance Home Loan Eligibility depends on a variety of factors, including applicant’s age, tenure, income, employment status, retirement age, credit score, etc. The home loan eligibility criteria set by the HFC for its home loan applicants is mentioned below.
- Eligible Entities: Employment Profile: Salaried individuals, Self-employed Professionals/Non Professionals and Non-Individual entities
- Age: For salaried: Up to 60 years and up to 70 years for Self-Employed Individuals
- Occupation: Salaried and Self-employed Individuals
- Minimum Net Monthly Salary- Rs 8000
- Indian citizen residing in India
Truhome Finance Home Loan Fees and Charges
| Particulars | Charges |
| Processing Fees | Up to 1.5% of loan amount + GST |
| Pre-payment Fees / Foreclosure Charges | NIL |
Check Lenders Offering Home Loan With Overdraft Facility Click Here
Documents required
Truhome Finance has mentioned a detailed list of documents required to avail home loan. Below-mentioned is the complete list of home loan documents required by Truhome Finance from its home loan applicants.
For Salaried Individuals:
- KYC Documents of the applicants
- Mandatory Documents: PAN Card or Form 60,
- ID Proof: Voter’s ID or, Aadhaar card or Driving License or Passport or Job Card Issued by NREGA
- Address Proof: Valid driving license or Latest electricity bill or Latest Telephone Bill or Aadhar Card
- Income Documents: Last 3 months’ salary slip or latest salary certificate, Last 6 months bank statement, Form 16
For Self-employed Individuals:
The KYC documents, mandatory document, and ID and address proof documents remains the same, as required for the Salaried Individuals. However, the income proof shall differ that are mentioned below:
- Last 2 years Income Tax Returns (ITR)
- Computation of income
- Profit and Loss Account (P&L)
- Last 12 months bank statement