Doctor’s SBI Card

Rewards Program

• 5X Reward Points: On medical supplies, travel bookings, international spends and on all card spends made on Doctor’s Day on 1st July
• 1X Reward Points: 1 reward points per Rs. 100 spent on other categories
• Redemption Value: 4 Reward Points = Rs. 1
• Redemption Option: You can redeem the accrued reward points against the SBI Credit Card Reward Catalogue

Airport Lounge Benefits

Domestic Lounges: Up to 8 complimentary visits per year in India, limited to a maximum of 2 visits every quarter.

International Lounges: Complimentary Priority Pass membership worth USD 99 with 4 complimentary visits to international lounges every year, limited to maximum 2 visits per quarter.

Suggested Read: Best Credit Cards with Lounge Access | Top Travel Credit Cards

Other Card Benefits

Welcome Benefits: Get Yatra e-gift voucher worth Rs. 1,500 on joining

Milestone Benefits: Rs. 5,000 e-gift voucher from Yatra.com/Shoppers Stop/Bata on reaching Rs. 5 lakh annual spends

Annual Fee Reversal: On spending Rs. 2 lakh or more in a year

Fuel Surcharge Waiver: 1% surcharge waiver of up to Rs. 250 per month on all fuel spends worth Rs. 500 to Rs. 4,000

Insurance Cover: SBI credit cardholders get professional indemnity insurance cover worth Rs. 20 lakh without any deductibles from the sum insured and with reimbursement of all legal and defence expenses, out-of-court settlement costs and court awards.

Suggested Read: Best Fuel Credit Cards in India

Fee Type	Amount Details
Joining/Annual Fee	Rs. 1,499
Finance Charges	3.50% p.m. (42% p.a.)
Late Payment Charges	For Outstanding Amount of: Up to Rs.500: Nil Above Rs. 500 to Rs. 1,000: Rs. 400 Above Rs. 1,000 to Rs. 10,000: Rs. 750 Above Rs. 10,000 to Rs. 25,000: Rs. 950 Above Rs. 25,000 to Rs. 50,000: Rs. 1,100 Above Rs. 50,000: Rs. 1,300

Click here for the detailed SBI Card fees and charges and MITC.

• Age: Above 18 years
• Occupation: Salaried or self-employed
• Documents Required: Proofs of identity, address and income. Click here to find the list of documents accepted by SBI Cards for credit card approval

Suggested Read: Best Credit Cards for Doctors

Q. Which SBI credit card is lifetime free?
A. SBI Card does not offer any lifetime free credit card with zero annual fee. You can compare SBI Credit Cards with low annual fee instead or browse to find the one whose features best match your spending patterns.

Q. What is the fuel surcharge waiver for SBI Doctor’s Card?
A. Doctor’s SBI Credit Card offers a 1% fuel surcharge waiver of up to Rs. 250 per month on fuel spends worth Rs. 500 to Rs. 4,000.

Q. Does SBI Doctor’s Card have lounge access?
A. Yes, Doctor’s SBI Card comes with both 4 international via Priority Pass and 8 domestic airport lounge visits every year.

Q. What is the limit of SBI Doctor’s credit card?
A. The credit limit for Doctor’s SBI Credit Card can vary for each cardholder as it is dependent on individual credit profile, including their credit score and history. 

Q. What are the benefits of Doctor’s SBI Card?
A. Doctor’s SBI Credit Card offers benefits, including complimentary airport lounge access across the world, brand vouchers and fee reversal as milestone bonus, welcome voucher, rewards on every card spend and insurance cover. The detailed features and benefits are listed on this page above.

Q. What are the forex charges for Doctor’s SBI credit card?
A. Doctor’s SBI Credit Card charges 3.5% foreign currency transaction fee on international transactions.

Q. What is the difference between the regular and IMA variant of Doctor’s SBI Credit Card?
A. Both Doctor’s SBI Credit Card variants offer the same features and benefits to the cardholders and charge the same joining and annual fees.