RBL Bank Icon Credit Card
Movies
Reward Points
1st Year Fee: ₹5,000* Plus Applicable Taxes
Rewards
Up to 10X rewards per Rs. 100 spent
Lounge Access
Up to 8 domestic lounge visits per year
Movies Offer
Up to Rs. 400 monthly savings on movies
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About RBL Bank Icon Credit Card
RBL Bank Icon Credit Card aims to provide appealing lifestyle benefits where cardholders can avail benefits on varied spending categories. Card users get a ‘buy one, get one’ movie offer, with up to two complimentary tickets each month. For golf enthusiasts, the card offers 12 free golf lessons annually, including complimentary green fees. Furthermore, domestic air travelers benefit from free access to airport lounges. Concierge services are also included among the card benefits for enhanced convenience, assisting with tasks like reservations and access to exclusive events.
The rewards program of this RBL credit card is structured to favour those with higher spending habits, offering accelerated rewards with 5% savings on international transactions and weekend dining. The maximum milestone bonus of 45,000 reward points is attainable on reaching an annual spending of Rs. 8 lakh. Consequently, individuals who lead a comfortable lifestyle with diverse interests are more likely to maximise the utilisation of the card benefits.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit RBL Bank website.
Rewards Program
- 10X Rewards: 20 reward points on every Rs. 100 spent on international and weekend dining spends
- 1X Rewards: 2 reward points on every Rs. 100 spent on all other purchases
- Capping: 10X rewards are capped at 2,000 reward points per month for each category – international and weekend dining
- Exclusions: Dining, railways, real estate, rental and other miscellaneous spending categories are excluded from the rewards benefits
- Redemption Options: The accrued reward points can be redeemed through the RBL Rewards catalogue for travel bookings and shopping vouchers
Other Features & Benefits
- Welcome Bonus: 20,000 reward points on making a retail spend within 30 days of card issuance and paying the card fee
- Milestone Benefits:
- 10,000 reward points on Rs. 3 lakh annual spends
- Additional 15,000 reward points on Rs. 5 lakh annual spends
- Additional 20,000 reward points on Rs. 8 lakh annual spends
- Complimentary Lounge Access: Up to 8 domestic airport lounge visits in a year, capped at 2 per quarter
- Movies Offer: Buy 1 get 1 free ticket of up to Rs. 200 on BookMyShow, twice per month
- Golf Benefits1:
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- Up to 12 complimentary golf lessons in a year, max. 1 per month
- 4 complimentary rounds of green fee per year and 50% off on green fee beyond these 4 rounds
RBL Icon Credit Card: Fees & Charges
| Particulars | Amount |
|---|---|
| Joining/Annual Fee | Rs. 5,000 + Applicable taxes |
| Finance Charges | Up to 3.99% p.m. (up to 47.88% p.a.) |
| Late Payments Fees | 12.5% of the total outstanding amount, subject to a minimum of Rs. 5 and a maximum of Rs. 1,300 |
Things to Know Before you apply
Get This Card If:
You are a high-spender and are looking for a credit card with benefits covering varied spending categories
You often go dine-out during weekends, like to watch movies and want a card with golf benefits
You can maximise your savings by meeting the spend-based conditions of the milestone reward benefits
Similar Cards:
HDFC Regalia Gold Credit Card
HSBC TravelOne Credit Card
Axis Bank SELECT Credit Card
Paisabazaar Review
What do we like about this card?
RBL Icon Credit Card offers decent reward benefits with up to 5% back on weekend dining and international spends and savings worth more than Rs. 11,000 as milestone rewards. The joining fee is also compensated well through reward points worth the same value. In addition to the rewards, this card also comes with complimentary access to domestic airport lounges, golf lessons and 2 free movie tickets every month, covering a wider range of lifestyle-related benefits. Moreover, the assistance provided through the concierge services add to the comfort and convenience of the cardholders.
Pros
- Up to 5% back as reward points on card spends
- Up to 45,000 reward points as milestone bonus
- Annual savings of up to Rs. 4,800 on BookMyShow movie tickets
- Up to 12 free golf lessons with green fee waiver every year
- Up to 8 complimentary domestic airport lounge access
Cons
- Capping on accelerated rewards rate
- No annual fee waiver option available
- No reward benefits on categories like dining during weekdays, railways, etc.
- No complimentary international lounge access
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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