ICICI Credit Card IFSC Code

In order to make ICICI Bank credit card payments through NEFT follow the steps given below:

• Login to the net banking facility of your bank
• Add the ICICI Bank credit card as beneficiary under third party by providing the following details. You are required to do this only once
  • Provide Credit Card Number
  • Select Card Payment as account type
  • Under IFS Code, write  the ICICI Credit Card IFSC Code – ICIC0000103
  • Provide Beneficiary Name
• The cardholder is allowed to pay the credit card bill by using NEFT as payment type within half an hour of adding the card as beneficiary

There are other ways of paying ICICI Bank credit card bill that don’t require user to provide ICICI Credit Card IFSC Code. These are:

Bill Desk – Pay credit card bill from any bank account. The amount will be credited to the customer’s account within 2 working days.

Visa Money Transfer – Cardholders can pay their ICICI Bank credit card bills through VMT (Visa Money Transfer), whose payment will be reflected in the account within 3 business days.

Cash Payment – Pay the credit card bill at the nearest ICICI Bank branch with cash. Cash payment fee of Rs. 100 will be applicable.

Cheque – Customers can also submit a cheque in a cheque drop box. Mention the credit card number and phone number on the back of the cheques.

Applicants residing in the below given cities can easily apply for ICICI credit card. The residents of the said cities can use the fore-mentioned ICICI Credit Card IFSC Code:

Mumbai	Chennai	Hyderabad
Bangalore	Kolkata	Pune
Delhi	Gurgaon	NOIDA

Where can I find ICICI Bank IFSC Code?
ICICI Bank credit card IFSC code is ICIC0000103. IFS Codes of other branches are available on ICICI Bank’s official website. Customer may also contact the customer care center for the same.

How long does it take for an NEFT payment to reflect in the credit card account?
It will take 1 working day for payment to reflect in the credit card account. ICICI Bank requests its cardholder to make payment through NEFT at least 1 day before the due date of bill to avoid the late payment fees.

Is there any charge on NEFT transactions?
Charges on NEFT transactions are dependent on the bank via which one pays the credit card bill.

What will happen in case wrong IFS code is provided?
If customer provides the wrong IFS code then any one of following scenarios can take place:

• The transaction will be declined and the amount will not be debited from the customer’s account
• The amount might get debited from the customer’s account and not transferred back to them

Do note that the bank is not liable for funds once transferred based on the details provided by the customer.

Can cardholder pay cash to clear their credit card bill at ICICI Bank’s branch?
Cardholder can make cash payment at the branch whose payment will reflect within 1 working day in the account. Bank will charge Rs. 100 for this service.