RuPay Platinum Debit Card

Top 8 RuPay Platinum Debit Cards in India August 2025

Here are some of the top RuPay Platinum debit cards offered by the leading banks in India, along with the maximum cash and transactions limits as per the card variants:

*Subject to the balance available in the account

Note: The ATM withdrawal limit and daily purchase limit is updated as of August 2025 and presented as per maximum daily purchase limit.

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Types, Features and Benefits of RuPay Platinum Debit Cards for August 2025

The detailed features, benefits and annual charges of the above-mentioned best RuPay Platinum debit cards are as follows:

1. Canara Bank RuPay Platinum Debit Card

Annual Fee: Rs. 500 + applicable taxes

Key Features and Benefits:

• 1 point on every Rs. 200 spent
• Complimentary airport lounge access
• Air (or other) accident cover for self and spouse
• Insurance cover for baggage, purchase protection and against card misuse while buying air tickets
• 24X7 concierge services for referrals and reservations

2. HDFC Bank RuPay Platinum Debit Card

Annual Fee: Rs. 200 + applicable taxes

Key Features & Benefits:

• 1 complimentary domestic airport lounge access per year
• 1 complimentary international airport lounge access per year
• 24X7 concierge service
• Insurance cover of up to Rs. 2 lakh from NPCI for injuries caused by personal accidents, accidental death and permanent total disability

Suggested Read: Best HDFC Bank Credit Cards

3. SBI RuPay Platinum International Debit Card

Annual Fee: Rs. 250 + applicable taxes

Key Features & Benefits:

• 2X reward points on spends made internationally and in the birthday month
• 2 reward points on every Rs. 200 spent
• Additional reward points on Loyalty program partner brands
• Up to 300 reward points on making 3 spends within 2 months of card issuance with min. transaction of Rs. 2,000
• 1,000 reward points on every Rs. 1 lakh spent in a year
• Complimentary airport lounge access

4. Axis Bank RuPay Platinum Debit Card

Annual Fee: Rs. 200 + applicable taxes (waived for Axis Republic main account holders)

Key Features:

• 15% off, up to Rs. 500, on dining through EazyDiner under Axis Bank Dining Delights program, once per month
• 1 complimentary domestic airport lounge access per quarter, on spending a min. of Rs. 5,000 in the previous 3 months
• Insurance cover for personal accident of up to Rs. 2 lakh
• Air accident cover of up to Rs. 1 crore
• Price and purchase protection covers of up to Rs. 50,000 each
• Insurance of up to 500 USD for loss or delay of check-in baggage

Suggested Read: Best Axis Bank Credit Cards

5. PNB RuPay Platinum Solitaire International Debit Card

Annual Fee: Rs. 650 + applicable taxes (Card only for women saving account holders with Rs. 50,000 monthly avg. balance)

Key Features & Benefits:

• 2 complimentary domestic airport lounge access per year
• Gaana and Hotstar/ SonyLiv/ ZEE5 annual subscriptions
• 3 months Swiggy One membership, once a year
• Vouchers worth Rs. 250 from Blinkit, Rs. 500 from Myntra and Rs. 500 from Nykaa, once per quarter each
• Rs. 500 Tata CLiQ voucher, once per year
• 20% off on medicine on Netmeds on min. order of Rs. 999, once per year
• Rs. 250 off on booking min. 2 tickets on BookMyShow, once per quarter
• 1 complimentary spa session at The four fountain/ Aroma Thai/ O2/ Kairali Ayurvedic spa, once per year
• 3 months online cult.fit home workout, once per year
• Mammogram at SRL Diagnostics, once per year
• 24X7 concierge service with personal assistance
• Personal accident cover of up to Rs. 2 lakh for accidental death or permanent total disability

Also Read: Best Credit Cards for Online Shopping

6. Bank of Baroda RuPay Platinum Debit Card

Annual Fee: Rs. 300 + applicable taxes

Key Features & Benefits:

• 1 complimentary visit to domestic airport lounges per year
• 1 complimentary visit to international airport lounges per year
• Personal accident insurance of up to Rs. 2 lakh for accidental death or permanent total disability
• RuPay network offers from partner merchants

7. IDFC FIRST RuPay Platinum Debit Card

Annual Fee: Nil

Key Features & Benefits:

• 1 complimentary access every 6 months to partner airport lounges in India
• 24X7 concierge service
• Personal accident insurance cover of Rs. 2 lakh
• Lost card liability cover of Rs. 2 lakh

Also Read: Best Travel Credit Cards in India

8. Bank of India RuPay Platinum Debit Card

Annual Fee: Rs. 250 + applicable taxes

Key Features & Benefits:

• 1 complimentary access to domestic airport/railway lounge per year
• 1 complimentary visit to international airport lounge every year
• Accidental death and permanent total disability insurance of Rs. 2 lakh