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DCB Bank Home Loan

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Lowest interest rates starting from 7.1%

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4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Competitive Interest Rates

Starting 7.10% p.a.

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Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

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Dedicated Customer Support

Expert Assistance at Every Step

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Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

Find Best Home Loan Offers

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HDFC Bank
Min Loan Amt. ₹15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
ICICI Bank
Min Loan Amt. ₹15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
Axis Bank
Min Loan Amt. ₹30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee₹ 14,000
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Curated Offers from Multiple Lenders

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Highest Loan Approval Chances

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Easy & Transparent Borrowing Process

How Can I Apply for a Home Loan Online?

Get up to ₹5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

DCB Bank Home Loan Highlights

Interest Rate 9.75%-14.50% p.a.
Loan Amount
 Rs 2 lakh-Rs 3 crore
Loan Tenure Up to 25 years
LTV Ratio Up to 90% of property value
Processing Charges Up to 2% of the loan amount or Rs 5,000, whichever is higher

DCB Bank Home Loan Interest Rates

DCB Bank home loan interest rates range between 9.75%-14.50% p.a. depending on the loan amount offered by the bank and the applicant’s job profile. However, just like many lenders, DCB Bank may also consider the credit score, employer’s profile, minimum monthly income, etc. of its applicants while setting their home loan interest rates.

For Salaried Applicants

Loan Amount Interest Rates (p.a.)
Up to Rs 10 lakh 9.75%-11.50%
Rs 10 lakh-Rs 15 lakh 9.75%-11.30%
Rs 15 lakh-Rs 20 lakh 9.75%-11.20%
Rs 20 lakh-Rs 30 lakh 9.75%-10.75%
Rs 30 lakh-Rs 50 lakh 9.75%-10.50%
Rs 50 lakh-Rs 75 lakh 9.75%-10.50%
Above Rs 75 lakh 9.75%-10.50%

For Self-employed Applicants

Loan Amount Interest Rates (p.a.)
Up to Rs 10 lakh 9.75%-14.50%
Rs 10 lakh-Rs 15 lakh 9.75%-13.50%
Rs 15 lakh-Rs 20 lakh 9.75%-13.00%
Rs 20 lakh-Rs 30 lakh 9.75%-12.00%
Rs 30 lakh-Rs 50 lakh 9.75%-10.75%
Rs 50 lakh-Rs 75 lakh 9.75%-10.75%
Above Rs 75 lakh 9.75%-10.75%

Compare Home Loan Interest Rates for Top Banks & HFCs

Name of Lender Loans of Up to Rs. 30 Lakh
Bank of India 7.10% p.a. onwards Check Eligibility
State Bank of India 7.25% p.a. onwards Check Eligibility
Punjab National Bank 7.20% p.a. onwards Check Eligibility
Canara Bank 7.15% p.a. onwards Check Eligibility
HDFC Bank 7.90% p.a. onwards Check Eligibility
Bajaj Housing Finance 7.40% p.a. onwards Check Eligibility
ICICI Bank 7.65% p.a. onwards Check Eligibility
Axis Bank *8.25% p.a. onwards Check Eligibility
Federal Bank *7.90% p.a. onwards Check Eligibility
Kotak Mahindra Bank 7.70% p.a. onwards Check Eligibility
IDFC FIRST Bank 8.85% p.a. onwards Check Eligibility
IDBI Bank 7.35% p.a. onwards Check Eligibility
RBL Bank 8.20% p.a. onwards Check Eligibility
Tata Capital Housing Finance 7.75% p.a. onwards Check Eligibility
PNB Housing Finance *7.20% p.a. onwards Check Eligibility
Sammaan Capital
(Formerly known as Indiabulls Housing Finance) 		8.75% p.a. onwards Check Eligibility
India Shelter Home Loan 8.43% p.a. onwards Check Eligibility
L&T Finance Limited *8.40% p.a. onwards Check Eligibility
Godrej Housing Finance 7.75% p.a. onwards Check Eligibility
Home First Finance 8.00% p.a. onwards Check Eligibility
Easy Home Finance 8.99% p.a. onwards Check Eligibility
Piramal Capital Housing Finance *8.25% p.a. onwards Check Eligibility
Shubham Housing Finance 10.45% p.a. onwards Check Eligibility
Punjab & Sind Bank 7.30% p.a. onwards Check Eligibility
Jio Housing Finance 8.20% p.a. onwards Check Eligibility
HDFC Sales Pvt Ltd 7.90% p.a. onwards Check Eligibility

DCB Bank Home Loan Processing Fee and Other Charges

Particulars Charges
Processing Fee Up to 2% of the loan amount or Rs 5,000, whichever is higher
Application login fee Rs 2,500 plus GST
Annual Maintenance Charge 1% of the utilised amount yearly, if average utilised limit during the year is less than 70%
Prepayment & Foreclosure Charges For floating rate home loan- NIL
For fixed rate home loan - 4% on the amount paid during the fixed tenure of the loan only
Cheque/ECS/NACH/Standing
Instruction swap		 Rs 500 per swap
Property Document Retrieval Charge Rs 500 per event
Cheque Bounce Charge Rs 750 per event
Amortization Schedule Rs 250 per schedule
Statement of Account Rs 250 per statement
Foreclosure Statement Rs 250 per statement
Revalidation of 'No Objection Certificate' Rs 250 per NOC
Provisional Income Tax Certificate NIL
Final Income Tax Certificate NIL
Loan Agreement Copy Rs 500/- per event
No Dues Certificate Rs 250 per certificate

Note: Goods and Services Tax (GST) as applicable will be levied in addition to the mentioned charges.

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Your Dream Home

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Types of DCB Bank Home Loan

DCB Housing Loan

Purpose: For purchase/construction of new house, land purchase and construction thereon, and to avail balance transfer facility along with top-up loans

Loan Amount: Rs 2 lakh-Rs 3 crore

Tenure: Up to 25 years

LTV Ratio: Up to 90% of property cost

DCB Bank Home Loan Eligibility Criteria

  • Maximum age of property: 70 years
  • Minimum area of property: 226 Sq.ft built-up for residential
  • Minimum Age: 21 years
  • Maximum age of the applicant whose income is considered: 65 years

Also Check: Home Loan Eligibility Calculator

Documents Required for DCB Home Loan

  • Completely filled application form with the latest passport-size coloured photograph signed across
  • Photo ID Proof (Aadhaar card, passport, PAN card, voter ID, Driving license, NREGA card, letter issued by National Population Register)
  • Address Proof (Aadhaar card, passport, voter ID,, NREGA card, Driving license, letter issued by National Population Register)
  • Age Proof (Birth Certificate, Government ID card, LIC policy, School Leaving Certificate, Aadhaar card, PAN card, Passport)
  • Details of all existing loan accounts
  • Processing fee cheque
  • Information regarding loan availed (for all existing loans from any Financial Institution such as any NBFC, Bank, Credit Card Loan, loan against Fixed Deposits, buy now pay later, Gold Loan, etc.)

For Salaried Applicants

  • Bank account statement for the last 6 months
  • Salary slips/salary certificates for last 3 months/Form 16
  • Property ownership proof

For Self-employed Applicants

  • Last 2 years Chartered Accountant certified or audited Balance Sheet and Profit & Loss Account
  • ITR for last 2 FY
  • Business continuity proof

DCB Bank Home Loan Customer Care Details

Customers can reach out to DCB Bank through the below-mentioned contact details to get their home loan-related queries addressed.

  • Toll-Free: 1800 209 5363/1800 123 5363
  • Email Id: customercare@dcbbank.com

How Can I Apply for a Home Loan Online?

Get up to ₹5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

Explore Our Home Loan Lenders

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Your Dream Home

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FAQs

DCB Bank offers home loan interest rates starting from 9.75% p.a. onwards. The lender offers its differential interest rates depending on the applicant’s job profile and loan amount applied for.

DCB Bank offers home loans for tenure of up to 25 years.

Prospective home loan applicants can apply for DCB Bank Home Loan through the official website of DCB Bank or by visiting any DCB Bank branch. Applicants can also visit financial marketplaces like Paisabazaar.com and apply for DCB Bank Home Loan.

DCB Bank has not disclosed the minimum credit score required for availing home loan. However, the applicants having a minimum credit score of 700 and above usually have higher chances of availing home loan.

DCB Bank offers home loans at floating rates. Its home loan interest rates are linked to repo rate set by the Reserve Bank of India.

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What our customers say

Time saving process

Office ke chalte jyada samay nahi nikal pata tha. Paisabazaar ke online process ki wajah se na hi mene banks ke rates compare karliye ghar bathe balki mera loan application aur disbursal bhi ghar bathe hi ho gaya...bank jana hi nahi pada...

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Pradeep SinghJan 7, 2026

Kam rates pe loan mila

Paisabazaar se mujhe bahut kam rate pe loan mil gaya...isse mere budget pe jada asar nahi pada aur jald hi mera apna ghar ho jayega..

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Nidhi SharmaJan 6, 2026

eligibility check ho jati hai free

me home loan lene ka soch raha tha uske liye mene pehle paisabazaar app se free me apni eligibility check ki..usse mujhe pata chala muje kya cheeze improve karni hai aur fir mera loan jaldi approve ho gaya.

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Shikhar SahuJan 5, 2026

Home loan mila yaahaan par

Mujhe home loan chahiye tha aur yahaan par sahayta kiya inhone aur loan mila. Pehla loan tha mera lekin sab ache se ho gaya.

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Prem Prakash PandeyDec 7, 2025

Home loan here

I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.

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Chandan SinghDec 1, 2025

Got the best home loan interest rate

I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!

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Anu BhatnagarSep 10, 2021

Excellent Home Loan Service by Paisabazaar

Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.

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KJ ThomasSep 10, 2021

Had a great experience with Paisabazaar

I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.

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Ritesh SharmaSep 10, 2021

quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

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Rupanjali MishraSep 3, 2021

Satisfied experience with Paisabazaar

I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.

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Soumil KhannaSep 3, 2021
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