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Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the BOBCARD website .
BOBCARD Exclusive Credit Card for ICAI Members |
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Similar Cards | Fees | Eligibility | Apply | FAQs |
Welcome Gift - Benefits include:
Lifetime Free - No Annual or Joining Fee is charged.
Rewards Program - Highlights of the program include:
Lounge Access - 12 free domestic airport lounge visits at select lounges. Lounge access is restricted to 3 visits per calendar quarter and subject to spending min. Rs. 40,000 during the previous quarter.
Low Foreign Exchange Mark-up Rate - Foreign transactions incur a fee of only 2%.
Spend Milestone Benefit - 4,000 reward points every quarter upon spending more than the credit limit in that quarter.
Fuel Surcharge Waiver - Fuel Surcharge is waived off on fuel transactions that are between Rs. 400 and Rs. 5,000. Maximum waiver offered is Rs. 250 per statement cycle.
Insurance Coverage - Get the following coverage:
| Category | Amount |
|---|---|
| Professional Indemnity Insurance Cover | Rs. 5 lakh |
| Non-air accident death cover | Rs. 5 lakh |
| Air accident death cover | Rs. 15 lakh |
Note: W.e.f. Jan 2025, a 1% processing fee is going to be applicable on wallet loading transactions, utility transactions above Rs. 50,000, and fuel transactions above Rs. 10,000.
| Type of Fees or Charge | Amount |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Cash Withdrawal Charges | 2.5% / Min. Rs. 500 |
| Finance Charge | 3.49% p.m. | 41.88% p.a. |
| Cheque Return Charges | Min. Rs. 300 | 2% of the amount |
| Foreign Currency Transaction Fee | 2% of the transaction amount |
| Unblocking Charge | Rs. 300 |
| Late Payment Charges | Amount less than Rs. 100 - Nil Amount between Rs. 100 and Rs. 500 - Rs. 100 Amount between Rs. 501 and Rs. 1,000 - Rs. 400 Amount between Rs. 1001 and Rs. 10,000 - Rs. 600 Amount between Rs. 10,001 and Rs. 25,000 - Rs. 800 Amount Greater than Rs. 25,000 - Rs. 950 |
| Cheque Return Charges | 2% of the cheque amount or Min. Rs. 450 |
Suggested Read: Common fees & Charges you should know about
BOBCARD Exclusive Credit Card is only for ICAI Members. Thus applicants must establish their membership to Institute of Chartered Accountants of India. This can be done by submitting Photocopy of ICAI Membership Card.
Besides establishing membership, applicants must also furnish documents to establish identity, income and address. Note all applicants must submit their PAN Cards as well.
| Identity Proof |
Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. |
| Residence Proof | Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. |
| Income Proof | Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc. |
You may apply for BOBCARD Exclusive Credit Card for ICAI Members through BOBCARD’s website or branch visit.
| Credit Card | Annual Fee | Comparative Feature |
|---|---|---|
| HDFC Moneyback Credit Card | Rs. 500 | 2 Reward Points per Rs. 150 |
| American Express Membership Rewards Credit Card | Nil | Membership Reward Point for every Rs. 50 spent |
| HSBC SmartValue Credit Card | Rs.499 | Earn up to 3 Reward Points for every Rs. 100 spent |
| ICICI Amazon Pay | Nil | Up to 5% cashback |
| ICICI Instant Platinum Credit Card | Nil | Earn up to 2 PAYBACK Points for every Rs. 100 spent |
Yes, as the name suggests the BOBCARD Exclusive Credit Card for ICAI Members is given solely to ICAI members only. Applicants will have to submit a Photocopy of their ICAI Membership Card.
Yes, you can get up to 3-lifetime free add-on credit card. The cards can be availed by primary credit cardholder for his/her immediate family members.
Yes, your reward points can be redeemed for cashback. You will get Re. 1 per 4 reward points.
The applicants for add-on credit cards must be over 18 years of age. They must also be directly related to the primary cardholder.
If you have any queries or require support you may contact BOBCARD Credit Card customer care centre by calling on the exclusive phone number 1800 22 5100.
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