Bank of Maharashtra SBI Credit Card

Welcome Gifts – Gifts include:

• 2,000 bonus Reward points on spending Rs. 2,000 or more in first 60 days
• 100 cash back on first ATM cash withdrawal done within 30 days of card issuance

Rewards Program – Features include:

• 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
• 1 Reward point per Rs. 100 spent on other categories
• 4 Reward Points = Re. 1

Fuel Surcharge Waiver – 1% fuel surcharge at any petrol pump where transaction amount is between Rs. 500 and Rs. 3,000. Maximum waiver is Rs. 100 per statement cycle.

Spend Based Reversal – Spend Rs. 1 lakh or more in a year to get annual fee reversal.

Please Note: Bank of Maharashtra is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Fee/Charge	Amount
Annual Fee	Rs. 499
Renewal Fee	Rs. 499 (reversed if annual spends for last year equals to or exceeds Rs. 1,00,000)
Add-on Fee (per annum)	Nil
Extended Credit Interest-Free Credit Period	20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
Extended Credit Charges	Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
Extended Credit Minimum Amount Due	5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI (In case of EMI based product) + OVL amount (if any)
Cash Advance limit	Up to 80% of the credit limit, maximum Rs. 12,000 per day
Free Credit Period	Nil
Cash Advance Charges	Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
Cash Advance Fee (SBI or Other Domestic ATMs)	2.5% of withdrawal or Rs. 300 per transaction, whichever is higher
Cash Advance fee International ATMs	3.0% of withdrawal or Rs. 300 per transaction, whichever is higher
Overlimit Charges	2.5% of over-limit amount subject to a minimum of Rs. 500
Late Payment Fee	NIL for Total Amount due from Rs.0-Rs.500;  Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1,000;  Rs. 750 for Total Amount due greater than Rs. 1,000 & up to Rs. 10,000;  Rs. 950 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000  Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000  Rs. 1,300 for Total Amount due greater than Rs. 50,000

To be eligible for Bank of Maharashtra SBI Credit Card, you must have a good credit score, preferably over 750 and meet the following basic criteria.

Criteria	Details
Age	18-60 years
Occupation	Available to both Salaried and Self-employed
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

Customers can avail Bank of Maharashtra SBI Credit Card by visiting any one of the Bank of Maharashtra branches.

What are the possible online payment options for SBI Cards?
The online payment options include NEFT, Electronic Bill Payment, National Automated Clearing House (NACH), Visa Credit Card Pay, Debit Card etc. Some of the offline methods include payment by cash, cheque, demand draft and SBI ATM

What is the minimum salary required to apply for Bank of Maharashtra SBI Credit Card?
The minimum salary required will be disclosed at the time of application.

I am running my own business; can I apply for Bank of Maharashtra SBI Credit Card?
Yes, Bank of Maharashtra SBI Credit Card can be availed by people who are running their own business.