Bank of Baroda EaseMyTrip Debit Card: Instant Discount on Flights and Hotels

Just like Standard Chartered EaseMyTrip Credit Card, this co-branded debit card also offers discount on travel bookings via EaseMyTrip along with complimentary lounge visits. Below mentioned are some of the key features and benefits of this debit card:

Co-branded Benefits:

• 15% discount (Up to Rs. 5,000) on domestic hotel bookings
• 20% discount (Up to Rs. 10,000) on international hotel bookings
• 10% off (Up to Rs. 1,000) on domestic flight tickets
• 10% off (Up to Rs. 5,000) on international flight tickets
• 10% instant discount (Up to Rs. 250) on bus bookings
• 10% instant discount (Up to Rs. 1,000) on activity bookings

Lounge Access:

• Up to 8 complimentary domestic lounge visits every year (Max. 2 per quarter)
• 2 complimentary international lounge visits every year

Other Travel Benefits:

• 25% instant discount (Up to Rs. 5,000) on Spree Hotels
• 15% instant discount (Up to Rs. 300) on Yolo bus bookings
• 10% instant discount (Up to Rs. 1,000) on airport transfer/outstation cab
• 24×7 concierge services to manage flight bookings, table reservations, gift deliveries and more

Suggest Read: Best Travel Credit Cards in India

Complimentary Memberships:

• Amazon Prime or Zee5 or SonyLiv annual membership (anyone per annum)
• Complimentary Gaana Plus 12-month Membership

Benefits on Top Brands:

• BigBasket or Blinkit or Flipkart voucher worth Rs. 250 every quarter
• Flat Rs. 250 off on booking 2 movie/non-movie tickets via BookMyShow, once per quarter
• 20% instant discount, up to Rs. 100 per month on recharge/bill payments via Amazon on a minimum transaction value of Rs. 129 (Applicable only on Fridays)
• 20% instant discount, up to Rs. 100 per month on Swiggy on a minimum order value of Rs. 129 (Applicable only on Fridays)

Suggested Read: Best Credit Cards for Online Shopping

Insurance Coverage:

• Personal accident and permanent disability cover of up to Rs. 10 Lakh
• Air accident insurance of up to Rs. 50 Lakh

Daily Limits:

• Daily Cash Withdrawal Limit: Rs. 50,000
• Daily Transaction Limit: Rs. 1 Lakh

The eligibility criteria to apply for this debit card is as follow:

• You must hold a savings/salary/current account with Bank of Baroda
• You must be an Indian resident

Fee Type	Amount
Annual Fee	Rs. 599 + Applicable Taxes
Card Issuance Fee	Rs. 599 + Applicable Taxes
Card Replacement Fee	Rs. 200 per replacement
SMS Alert Charges	Rs. 15 per quarter

If you already have an account with Bank of Baroda, you can apply for this debit card online through the BoB World app or the official website of the bank. Alternatively, you can also apply offline by visiting any of the nearest branches. You will need to submit a duly filled application form at the branch. After successful verification, your debit card will be sent to the mailing address provided in your application.

Credit cards and debit cards function quite differently. With credit cards, you are assigned a credit limit, which reduces when you make a purchase and replenishes when you pay the bills. However, when you use a debit card, the amount is deducted from your linked savings or current account.

Despite being completely different products, the benefits offered on EaseMyTrip co-branded credit cards and debit card are similar. Here is a quick comparison of these cards:

Particular	Bank of Baroda EaseMyTrip Debit Card	Standard Chartered EaseMyTrip Credit Card	PNB EMT Credit Card
Joining/Annual Fee	Rs. 599 + Applicable Taxes	Rs. 350 + Applicable Taxes	Rs. 2,000 + Applicable Taxes
Discount on Flights (via EaseMyTrip)	10% off on domestic flights (up to Rs. 1,000) and 10% off on international flights (up to Rs. 5,000)	10% off on domestic flights (up to Rs. 1,000) and 10% off on international flights (up to Rs. 5,000)	10% off on domestic flights (up to Rs. 1,000) and 10% off on international flights (up to Rs. 5,000)
Discount on Hotels (via EaseMyTrip)	15% off on domestic hotels (up to Rs. 5,000) and 15% off on international flights (up to Rs. 10,000)	20% off on domestic hotels (up to Rs. 5,000) and 20% off on international hotels (up to Rs. 10,000)	20% off on domestic hotels (up to Rs. 5,000) and 20% off on international hotels(up to Rs. 10,000)
Usage Capping	Within the travel segment, max. 2 transactions per card, per quarter	Discount can be availed once per card per month per category (domestic flight, domestic hotels, intl. flights, intl. hotels)	Discount applicable up to 4 transactions per card per month
Welcome Benefit	Any one annual membership- Amazon Prime, Zee5 or SonyLiv	–	Welcome vouchers worth Rs. 3,000 (Rs. 500 for flights, Rs. 1,000 for hotels and Rs. 1,500 for holidays)
Reward Rate	–	10 reward points per Rs. 100 spent across standalone hotels, airline/hotel websites and apps	–
Lounge Access	8 domestic lounge visits and 2 international lounge visits in a year	2 domestic lounge visits in a year	Complimentary domestic and international lounge visits
Movie Benefit	Flat Rs. 250 off on BookMyShow (valid on purchase of min. 2 tickets)	–	–
Dining Benefits	20% off up to Rs. 100 per month on Swiggy (valid for Friday spends)	–	–
Other Notable Features	Vouchers worth Rs. 250 each from BigBasket/Blinkit and Flipkart, once per quarter	–	–

What are the Bank of Baroda EaseMyTrip Debit Card charges?
This co-branded debit card comes with a card issuance and annual fee of Rs. 599 plus applicable taxes. Besides this, the bank also charges a card replacement fee of Rs. 200.

What are the benefits offered by Bank of Baroda EaseMyTrip Debit Card?
Bank of Baroda EaseMyTrip is a co-branded travel debit card that offers discounts on travel bookings via EaseMyTrip. Cardholders can also avail complimentary international and domestic lounge visits, along with discounts on Spree Hotels, Yolo bus bookings, and airport transfer/outstation cab services. Besides this, the card also offers benefits on top brands like Amazon, BookMyShow, BigBasket, Blinkit, Flipkart, and Swiggy, making it a suitable option for day-to-day expenses.

Does Bank of Baroda EaseMyTrip Debit Card offer free airport lounge access?
Yes, the card offers up to 8 complimentary domestic lounge visits per year (maximum 2 per quarter) and 2 complimentary international lounge visits annually.

How can I apply for Bank of Baroda EaseMyTrip Debit Card?
If you have an account with Bank of Baroda, you can download the debit card application form and submit it to the nearest branch. Besides this, you can also apply online through the BoB World app or by visiting the official website of Bank of Baroda.

What are the cashback or discount benefits offered on travel bookings via Bank of Baroda EaseMyTrip Debit Card?
The card offers 15% discount on domestic hotel bookings, 20% discount on international hotel bookings, and 10% discount on domestic & international flight tickets. Besides this, it also offers 10% discount on bus bookings and activity bookings.