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After successfully launching co-branded credit cards with Standard Chartered Bank and Punjab National Bank, EaseMyTrip, one of India’s top travel booking platforms, has now collaborated with Bank of Baroda to introduce its first-ever co-branded ‘travel debit card’. At an annual fee of Rs. 599, this debit card offers direct discounts on domestic and international flights and hotel bookings through EaseMyTrip, with no minimum order value. Cardholders can also avail complimentary lounge access along with a range of lifestyle benefits, positioning this debit card as a competitive alternative to many entry-level credit cards. Read on to know more about this debit card.
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Highlights of Bank of Baroda EaseMyTrip Debit Card (Dec 2025) |
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| Annual Fee | Rs. 599 + Applicable Taxes |
| Co-branded Benefits |
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| Lounge Access |
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| Other Travel Benefits |
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| Complimentary Memberships |
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| Daily Cash Withdrawal Limit | Rs. 50,000 |
| Daily Purchase Limit | Rs. 1 Lakh |
| Free ATM Transactions |
5 per month |
| Free ATM Transactions (Other Bank ATMs) |
3 for metro ATMs & 5 for non-metro ATMs |
Note: The above-mentioned debit card details are updated as of December 2025.
Check Eligibility for Top Credit Cards | Best Credit Cards in India
Bank of Baroda EaseMyTrip Debit Card is the first co-branded travel debit card in India issued by a public sector bank. Following its success in the co-branded credit card space with Standard Chartered and PNB, EaseMyTrip has introduced this debit card using the same instant discount model.
Cardholders will get 10% instant discount on domestic and international flight bookings and 15% instant discount on hotel bookings via EaseMyTrip. There is no minimum transaction value required, which means travellers can avail discounts even on small bookings. However, across the travel category (including flights, hotels and bus bookings), cardholders can make only 2 transactions per card per quarter. For instance, if you have already used discount on flights and hotels in one quarter, no further discounts can be claimed within that period.
While EaseMyTrip’s co-branded credit cards offer limited lifestyle perks, this debit card includes added benefits in dining, movies, and shopping. Existing Bank of Baroda account holders can apply through net banking or the mobile app, while new customers must open an account to apply for this card.
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Just like Standard Chartered EaseMyTrip Credit Card, this co-branded debit card also offers discount on travel bookings via EaseMyTrip along with complimentary lounge visits. Below mentioned are some of the key features and benefits of this debit card:
Co-branded Benefits:
Lounge Access:
Other Travel Benefits:
Suggest Read: Best Travel Credit Cards in India
Complimentary Memberships:
Benefits on Top Brands:
Suggested Read: Best Credit Cards for Online Shopping
Insurance Coverage:
Daily Limits:
The eligibility criteria to apply for this debit card is as follow:
| Fee Type | Amount |
| Annual Fee | Rs. 599 + Applicable Taxes |
| Card Issuance Fee | Rs. 599 + Applicable Taxes |
| Card Replacement Fee | Rs. 200 per replacement |
| SMS Alert Charges | Rs. 15 per quarter |
Note: Fees and Charges are updated as of December 2025.
If you already have an account with Bank of Baroda, you can apply for this debit card online through the BoB World app or the official website of the bank. Alternatively, you can also apply offline by visiting any of the nearest branches. You will need to submit a duly filled application form at the branch. After successful verification, your debit card will be sent to the mailing address provided in your application.
Credit cards and debit cards function quite differently. With credit cards, you are assigned a credit limit, which reduces when you make a purchase and replenishes when you pay the bills. However, when you use a debit card, the amount is deducted from your linked savings or current account.
Despite being completely different products, the benefits offered on EaseMyTrip co-branded credit cards and debit card are similar. Here is a quick comparison of these cards:
| Particular | Bank of Baroda EaseMyTrip Debit Card | Standard Chartered EaseMyTrip Credit Card | PNB EMT RuPay Platinum Credit Card |
| Joining/Annual Fee | Rs. 599 + Applicable Taxes | Rs. 350 + Applicable Taxes | Rs. 2,000 + Applicable Taxes |
| Discount on Flights (via EaseMyTrip) | 10% off on domestic flights (up to Rs. 1,000) and 10% off on international flights (up to Rs. 5,000) | 10% off on domestic flights (up to Rs. 1,000) and 10% off on international flights (up to Rs. 5,000) | 10% off on domestic flights (up to Rs. 1,000) and 10% off on international flights (up to Rs. 5,000) |
| Discount on Hotels (via EaseMyTrip) | 15% off on domestic hotels (up to Rs. 5,000) and 15% off on international flights (up to Rs. 10,000) | 20% off on domestic hotels (up to Rs. 5,000) and 20% off on international hotels (up to Rs. 10,000) | 20% off on domestic hotels (up to Rs. 5,000) and 20% off on international hotels(up to Rs. 10,000) |
| Usage Capping | Within the travel segment, max. 2 transactions per card, per quarter | Discount can be availed once per card per month per category (domestic flight, domestic hotels, intl. flights, intl. hotels) | Discount applicable up to 4 transactions per card per month |
| Welcome Benefit | Any one annual membership- Amazon Prime, Zee5 or SonyLiv | – | Welcome vouchers worth Rs. 3,000 (Rs. 500 for flights, Rs. 1,000 for hotels and Rs. 1,500 for holidays) |
| Reward Rate | – | 10 reward points per Rs. 100 spent across standalone hotels, airline/hotel websites and apps | – |
| Lounge Access | 8 domestic lounge visits and 2 international lounge visits in a year | 2 domestic lounge visits in a year | Complimentary domestic and international lounge visits |
| Movie Benefit | Flat Rs. 250 off on BookMyShow (valid on purchase of min. 2 tickets) | – | – |
| Dining Benefits | 20% off up to Rs. 100 per month on Swiggy (valid for Friday spends) | – | – |
| Other Notable Features | Vouchers worth Rs. 250 each from BigBasket/Blinkit and Flipkart, once per quarter | – | Flat Rs.125 off on bus bookings on minimum order value of Rs. 500 |
This co-branded debit card comes with a card issuance and annual fee of Rs. 599 plus applicable taxes. Besides this, the bank also charges a card replacement fee of Rs. 200.
Bank of Baroda EaseMyTrip is a co-branded travel debit card that offers discounts on travel bookings via EaseMyTrip. Cardholders can also avail complimentary international and domestic lounge visits, along with discounts on Spree Hotels, Yolo bus bookings, and airport transfer/outstation cab services. Besides this, the card also offers benefits on top brands like Amazon, BookMyShow, BigBasket, Blinkit, Flipkart, and Swiggy, making it a suitable option for day-to-day expenses.
Yes, the card offers up to 8 complimentary domestic airport lounge visits per year (maximum 2 per quarter) and 2 complimentary international lounge visits annually.
If you have an account with Bank of Baroda, you can download the debit card application form and submit it to the nearest branch. Besides this, you can also apply online through the BoB World app or by visiting the official website of Bank of Baroda.
The card offers 15% discount on domestic and international hotel bookings and 10% discount on domestic & international flight tickets. Besides this, it also offers 10% discount on bus bookings and activity bookings.