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Credit cardholders have the option to pay their credit card bills via NEFT/IMPS/RTGS Fund transfer method. To use this service they will have to provide YES Bank credit card IFSC code. This code will remain the same for all YES Bank cardholders.
Indian Financial System Code (IFSC) is a unique code issued by Reserve Bank of India (RBI) to individual bank branches. IFSC code is required whenever customer wants to transfer funds from one account to another via National Electronic Fund Transfer (NEFT)/ Real Time Gross Settlement (RTGS)/ Immediate Payment Services (IMPS). YES Bank credit card IFSC code is given below.
To pay YES Bank credit card bill via NEFT/IMPS/RTGS follow the below given steps
The following are some other ways to pay the credit card bill of YES Bank:
ATM – Cardholder can transfer funds from any YES Bank ATM. Transfer from YES Bank’s Savings/Current account to YES Bank credit card account can be done via this method.
Standing Instruction – Customer can give instructions so that monthly payment of the bill can be done automatically.
Cheque – Payment of YES Bank credit account can also be done by dropping a cheque at cheque drop box.
Cash Payment – Customers can also pay their credit card bills via cash deposit at a YES Bank branch.
ATM Funds Transfer – Transfer money via an ATM if you have a YES Bank account.
BillDesk – Customers can pay their credit card bills via BillDesk as well. Detailed instructions can be found here.
Do note that not all these methods require YES Bank credit card IFSC code.
Applicants residing in the following cities can easily apply for YES Bank credit cards. Residents of the below given cities can also use the fore-mentioned YES Bank credit card IFSC code to pay their credit card bills.
| Mumbai | Chennai | Hyderabad |
| Bangalore | Kolkata | Pune |
| Delhi | Gurgaon | NOIDA |
How long does it take to add YES Bank credit card to the beneficiary list for NEFT type of payment?
It usually takes half an hour for YES Bank credit card to appear on the beneficiary list of your chosen bank.
Is there a fixed time period for YES Bank credit card bill payment through IMPS?
Immediate Payment Service or IMPS can be used any time as it is available for 24 hours for all 365 days.
Is there a charge for the NEFT mode of payment of YES Bank credit card bill?
Many banks don’t charge a fee for NEFT mode of payment; however, some do charge a fee.
Can YES Bank credit cards be paid at the cash counter of YES Bank? If so, then what are the charges?
Yes, payment of the credit card bill can be made at YES Bank branches via cash. The bank will charge Rs. 100.
Where to find IFSC code of YES Bank branches?
You can have access to IFSC Code of all YES Bank branches on the official website of YES Bank. However, if you want to know IFSC code of your home branch you can find the same on your passbook or cheque book. YES Bank Credit Card IFSC Code for credit card bill payment is YESB0CMSNOC.