EPF Form 10D: Instructions, How to Download & Filling Procedure?

Updated: 01-08-2024 07:47:32 AM

All members of EPFO are automatically enrolled in the Employees’ Pension Scheme (EPS). Under this scheme, a member becomes eligible for a pension after retirement at the age of 58 years. However, a member can opt for a reduced pension after 50 years at a discounted rate of 4% each year. The member can apply for a monthly pension by filling EPF Form 10D. The pension amount that a member receives on retirement depends on the monthly pensionable salary and the total pensionable service.

EPF Form	Form 10D
Purpose	Pension withdrawal after retirement
Link	https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/Form10D.pdf
Eligibility	Retirement (58 years) or after 50 years of age (reduced pension)
When to Fill	After retirement
Where to Submit	To be submitted to the EPFO through the establishment
How to Fill	Offline
Who has to Fill it	The employee or nominee (in case of death of the employee)

How to Fill EPF Form 10D

EPF Form 10D can be filled offline only and the member has to mention the following details in the form:

Mobile Number – To get status updates from time to time.

1) By whom is the pension claimed

The applicant has to mention any one of the following in this field:

1. Member
2. Widow/Widower
3. Major/Orphan
4. Guardian
5. Nominee
6. Dependent Parent

2) Type of pension claimed

1. Superannuation Pension – Monthly pension on retirement at the age of 58 years
2. Reduced Pension– Monthly pension at a discounted rate of 4% per annum starting from the age of 50 years.
3. Disablement Pension– Early monthly pension amount due to permanent and total disablement
4. Window & Children Pension– Monthly pension for the widow and children after the death of the member
5. Orphan Pension– Monthly pension benefits for the surviving sons/daughters of the deceased member up to the age of 25 years
6. Nominee Pension– Monthly pension for the nominee declared after the death of the member in case there are no family members
7. Dependent Parent– Monthly pension for dependent parents in case the member dies without a family (spouse and children) or a nominee.

3) Member Details

1. Member’s name
2. Gender
3. Marital status
4. Date of birth/age
5. Father’s/Husband’s Name

4) EPF Account Details

1. RO
2. Office
3. Establishment Code
4. Member’s Account Number

Read More: Employees’ Provident Fund (EPF): Schemes, Eligibility, Interest Rate, eKYC & Benefits

5) Name & address of the Establishment in which the member was last employed

6) Date of leaving the service (dd/mm/yyyy)

7) Reason for leaving the service

8) Address for communication

1. In case of reduced pension (opted date for commencement of pension)

9) Option for commutation of 1/3 of Pension

10) Option for Return of Capital. (Put a tick)

11) Mention nominee for Return of Capital

12) Particulars of Family

13) Date of the death of Member (if applicable)

14) Details of Bank Accounts Opened

1. Name of the Bank
2. Name of the Branch
3. Full Postal Address/ Pin

15) Detail of Scheme Certificate already in possession of the member, if any
If the Scheme Certificate is received, indicate:

1. Scheme Certificate Control No
2. Authority who issued the Scheme Certificate

16) If the pension is being drawn under E.P.S, 1995, mention

1. PPO number and
2. Issuer RO/SRO

17) Documents enclosed (Indicate as per the Instructions)

The applicant has to certify the details by signing the form and getting it signed by the employer as well.

Employer Section of the EPF Form 10D
(to be filled up by the employer/authorised officer of the establishment)

The employer has to certify the details mentioned by the applicant.

Following details also have to be filled by the employer in the table of Section 2:

• The particulars of Wages and Pension Contribution for the period of 12 months preceding the date of leaving service:
  1. Year
  2. Month
  3. Wages (No. of days/Amount)
  4. Pension contribution due
  5. Details of the period of non-contributory service (If there is no such period, indicate ‘Nil’)

• Descriptive roll of pensioner and his/her Specimen Signature/Thumb impression
  1. Name of the member
  2. EPF Account number
  3. Name of the Pensioner
  4. Father’s/Husband’s Name
  5. Gender
  6. Nationality
  7. Religion
  8. Height
  9. Personal mark of identification
  10. Specimen signature of the pensioner

• The form has to be duly filled by the applicant and get it certified by the authorized officer of the last establishment
• The employer then has to submit the form to the EPFO regional office
• Required documents have to be enclosed with the form
• The EPF officer verifies the details and initiates the process of monthly pension disbursal in the account of the beneficiary under the Employees’ Pension Scheme

Documents Required to be Enclosed with EPF Form 10D

• Descriptive role of pensioner and his/her specimen signature/Thumb impression (in duplicate) (The Form is enclosed with the Claim Form)
• 3 passport-sized photographs
• In case of permanent and total disablement, the employee should undergo a complete medical examination before the Medical Board appointed by the EPFO. The relevant documents have to be duly attached with the form
• The establishment has to mention the certificate and wage particulars of the member at the time of retirement/death
• In case the establishment is closed and no authorized officer is appointed, the application has to be forwarded through anyone from the list of the magistrate, gazetted officer, bank manager, or any other authorized officer as may be approved by the Commissioner

FAQs

Q. How can the Form 10D application be transmitted?

The application form can be transmitted via any of the following ways:

• Bank managers
• Authorized officials
• Gazetted officer
• Magistrate’s list

Q. Can anyone claim through the application Form 10?

Only EPF members, the widow or widower, orphan, guardian, nominee or dependent parents can make a claim using EPF Form 10D/Form 10D in EPFO.

Q. What is the option for commutation of 1/3 of pension?

Retired individuals have the option to receive their capital amount in lump sum, that is, up to 30% of the pension corpus and then draw a monthly pension from the remaining corpus.

Q. Do I need the employer approval with EPS Pension Form 10D?

Yes, your employer needs to verify your details by signing the form 10D for pension claim.

Q. How long does it take for EPFO to process Form 10D?

It generally takes up to 30 days for settling the pension to the beneficiary from the date of application submission.