RBL Bank Platinum Delight Credit Card
Rewards
1st Year Fee: ₹1,000* Plus Applicable Taxes
Shopping
2X rewards on weekend spends
Rewards
1X rewards on every spend
Fuel
Save up to Rs. 1,800 every year
Find Best Credit Card Offers
It hardly takes 2 minutes
+91
0 /10 Digits
Don't worry, this will not affect your credit score
The entered number doesn't seem to be correct
About RBL Bank Platinum Delight Credit Card
RBL Bank Platinum Delight Credit Card is an entry-level credit card offering value-back through reward points on every spend. Cardholders can earn 2X reward points on weekend spends and a base reward rate of 2 reward points per Rs. 100 spent on weekdays. The accumulated reward points can be redeemed through the rewards portal against multiple categories, including travel bookings, recharges, e-vouchers, and the purchase of products & items.
Apart from this, the card also offers 1,000 reward points as milestone benefit and 4,000 reward points as welcome benefit, which add to the card’s overall value. This card is a suitable option for consumers seeking a card with basic reward benefits.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit RBL Bank’s website.
Rewards Program & Welcome Benefits
Rewards Program
- 2 reward points for every Rs. 100 spent1
- 4 reward points per Rs. 100 spent on weekends, capped at 1,000 points per month1
Welcome Benefit
- 4,000 reward points on the payment of joining fee and on the first transaction within 30 days of card issuance
Other Features & Benefits
Milestone Benefit
- 1,000 reward points every month on 5 transactions worth Rs. 1,000 each in a month
Fuel Surcharge Waiver
- 1% fuel surcharge waiver (Up to Rs. 150 per month) on fuel spends between Rs. 500 and Rs. 4,000
Annual Fee Waiver
- Annual fee waiver on spending Rs. 2 Lakh or more in a year
RBL Bank Platinum Delight Credit Card: Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Rs. 1,000 + Applicable Taxes |
| Annual Fee | Rs. 1,000 + Applicable Taxes |
| Finance Charges | 3.99% p.m. | 47.88% p.a. |
| Late Payment Fee | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
Things to Know Before you apply
Get this card if
You are looking for an entry-level credit card with basic benefits
You prefer to make more purchases on weekends instead of weekdays
You can spend Rs. 2 Lakh in a year to avail annual fee waiver
You are looking for a card that primarily focuses on reward points
Other Similar Cards
HDFC Millennia Credit Card
SBI SimplyCLICK Credit Card
HDFC MoneyBack+ Credit Card
YES Bank Paisabazaar PaisaSave Credit Card
Paisabazaar Review
What do we like about this card?
RBL Bank Platinum Delight Credit Card is an entry-level card primarily designed to offer reward points on every spend. The card offers 2X rewards on weekend spends and a base reward rate of 2 points per Rs. 100 on weekday spends. Cardholders can redeem the accumulated reward points against travel bookings, products & vouchers, mobile recharges, and more via the rewards portal. While this card turns out to be a reasonable option for consumers looking for basic benefits, it does not have much to offer apart from rewards.
Pros
- 2X reward points on weekend spends
- Monthly milestone benefit of 1,000 reward points
- Multiple redemption options for travel bookings, e-vouchers, products, and more
Cons
- No travel and lifestyle related benefits
- Monthly capping on rewards earned on weekend spends
- No reward points on fuel, rent, and utility bill payments
Frequently Asked Questions
Everything you need to know about this credit card
You can apply for this card online by visiting the official website of RBL Bank and submitting a duly filled application form. Besides this, you can also apply offline by visiting any of the nearest branches of the bank and submitting the application form along with the relevant documents in person.
No, this credit card does not offer reward points on select categories, including fuel, utilities, insurance, rent/real estate, railways, wallet loading, government services, and EMI conversion.
You can redeem the accumulated reward points through the rewards portal against multiple categories, including travel bookings, recharges, e-vouchers, and the purchase of products and items.
No, RBL Bank Platinum Delight Credit Card does not offer any lounge access benefits. However, you can save on your travel spends by earning up to 4 reward points per Rs. 100 spent on weekends.
No, this credit card does not offer any renewal benefits. However, you can avail an annual fee waiver on spending Rs. 2 Lakh in a year.
Footnotes
- No reward points are offered on select categories: fuel, utilities, insurance, rent/ real estate, railways, wallet loading, government services, and EMI conversion.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
Explore other Card Categories
Explore Cards from Leading Issuers
Check eligibility for best credit cards
Check Eligibility