Kotak Mahindra Bank Credit Card IFSC Code

The steps to pay Kotak Mahindra Credit Card bill via NEFT/IMPS are:

• Log in to your preferred bank’s net banking website
• Add Kotak Mahindra credit card as beneficiary by providing the following information:
  • Name of the beneficiary
  • Credit card number
  • Kotak credit card IFSC code – KKBK0000958
• Once the card has been added as a beneficiary, the cardholder can make the payment in half an hour
• Simply provide the amount that needs to be transferred and confirm the transaction

Other modes of Kotak Mahindra Bank credit card bill payment are:

Mobile App – Cardholder can download the Kotak Mahindra Bank app for payment of credit card bills. The amount will be credited as soon as the payment is made.

VISA Payment – Cardholders can pay their Kotak credit card bills by transferring money from their Visa debit card to their Kotak credit card account. The amount paid will be reflected from 2-3 working days.

Cash Payment – Customers can also pay their credit card bills by depositing the cash at any branch. Rs. 100 + Service charge will be levied on the customer.

BillDesk – Customers can pay their Kotak Mahindra Bank credit card bills via BillDesk as well. Detailed instructions can be found here.

Do note that customers do not have to provide Kotak credit card IFSC code for all the above given card bill payment methods.

Applicants residing in the following cities can easily apply for Kotak Mahindra Bank credit cards. They too can use the Kotak credit card IFSC code to clear their credit card bills.

Mumbai	Chennai	Hyderabad
Bangalore	Kolkata	Pune
Delhi	Gurgaon	NOIDA

What is NEFT?
NEFT is a nation-wide payment system which allows transfer of funds between one bank’s account to another bank’s account. This facility allows people, companies, or firms to transfer funds from one bank branch to any other bank’s branch. Ensure that your bank is NEFT enabled.

How long does it take for funds to get credited into Kotak Mahindra Bank credit card account when paying by NEFT or IMPS?
The bill payment through NEFT gets credited within 3 working days. Funds transfer done via Immediate Payment Service (IMPS) takes only a few minutes. Do note that you will have to provide Kotak credit card IFSC code to transfer funds.

What is the NEFT’s processing fee or service charges?
The fee for providing this service is subject to the rules and regulations of the bank via which you are paying. There are no standard charges for NEFT transactions as per Reserve Bank of India.

What is the fee when paying for Kotak Mahindra Bank credit card bill via cash?
Bank charges Rs. 100 plus service charge for cash payment of the credit card bill.

Where can one find IFSC code of Kotak Mahindra Bank?
The list of IFSC code is available on the official website of Kotak Mahindra Bank. Customers can also contact the customer care center to know a specific bank branch’s IFSC code. The Kotak credit card IFSC code is KKBK0000958