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IndusInd Nexxt Credit Card
Movies
Rewards
1st Year Fee: ₹10,000* Plus Applicable Taxes
Rewards
1 point per Rs. 150 on all spends
Movies
Buy 1 Get 1 Offer on movie tickets
Shopping
Free vouchers of top brands
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About IndusInd Nexxt Credit Card
IndusInd Nexxt Credit Card offers 1 reward point per Rs. 150 spent across all categories. Cardholders can redeem the accumulated reward points against cashback, Airmiles, products, and vouchers through the rewards catalogue or via the Pay with Points option. In addition, the card offers free movie tickets on bookings made through BookMyShow, along with other basic benefits.
While the card does not charge an annual fee from the second year onwards, it comes with a joining fee of Rs. 10,000. However, it offers complimentary vouchers from top brands like Montblanc, The Postcard Hotel, Amazon, Flipkart, and more as welcome benefits.
Overall, IndusInd Nexxt is a rewards credit card with basic benefits and is suitable for consumers who want to save on their online and offline spends through reward points.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit IndusInd Bank’s website.
Rewards Program & Welcome Benefits
Rewards Program
- 1 reward point for every Rs. 150 spent
- Redeem reward points against cash credit at a value of 1 RP = Rs. 0.75
- Convert reward points into Krisflyer Miles at a value of 400 RP = 100 Krisflyer Miles
- Redeem rewards against products & vouchers through IndusMoments or Pay with Rewards
Welcome Benefit
- Complimentary vouchers of top brands, such as Montblac, The Postcard Hotel, Amazon, Flipkart and more at the time of joining
Other Features & Benefits
Movie Benefit
- Buy 1 Get Offer on movie tickets on BookMyShow, twice a month1
Fuel Benefit
- 1% fuel surcharge waiver on fuel spends across all petrol pumps
Insurance Benefits
- Air Accident Cover: Rs. 25 Lakh
- Lost Baggage: Rs. 10 Lakh
IndusInd Nexxt Credit Card: Fees & Charges
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 10,000 + Applicable Taxes | ||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||
| Finance Charges | 3.83% p.m. | 46% p.a. | ||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You are looking for a rewards credit card with basic benefits
You frequently go out for movies and want to save on movie ticket bookings
You prefer to earn the same reward rate across all spending categories, whether online or offline
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Paisabazaar Review
What do we like about this card?
IndusInd Nexxt Credit Card is primarily a rewards card that offers the same reward rate across all spends, making it a suitable option for everyday expenses. However, despite being a rewards card, it comes with a low reward redemption value against cashback, and the Airmile conversion is limited to KrisFlyer Miles only, which restricts the overall value-back. Besides this, the card offers complimentary vouchers as welcome benefits and free movie tickets every month. Overall, at a joining fee of Rs. 10,000, the card should have offered better rewards and additional lifestyle/travel benefits to justify its cost.
Pros
- Up to 2 free movie tickets every month
- No annual fee from the second year onwards
- Vouchers from top brands as welcome benefit
- Same reward rate across all categories, whether online or offline
Cons
- High joining fee of Rs. 10,000
- No travel or lifestyle benefits, such as complimentary lounge access
- Low reward redemption value of Rs. 0.75 per point against cashback
- Airmile conversion is limited to KrisFlyer Miles only
Frequently Asked Questions
Everything you need to know about this credit card
Footnotes
- Price of the free ticket is capped at Rs. 200. In case, the price of the ticket is more than Rs. 200, the cardholder will receive a discount of Rs. 200 and the remaining amount will have to be paid by the cardholder the credit card.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
