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HSBC Bank Credit Card IFSC Code

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Updated: 13-09-2025 06:30:46 AM

HSBC Bank credit card holders can pay their credit card bills via NEFT. To do this they will have to provide HSBC credit card IFSC code. All HSBC cardholders will have to use this code when registering their cards as beneficiary with their respective banks.

IFSC stands for Indian Financial System Code. This unique code is used to identify every bank branch in India. IFSC code is required when customer transfers funds electronically via National Electronic Fund Transfer (NEFT) Immediate Payment Service (IMPS)/ Real Time Gross Settlement (RTGS). The HSBC credit card IFSC code is given below.

HSBC Credit Card IFSC Code: HSBC0400002

HSBC Bank Credit Card Bill Payment using HSBC Credit Card IFSC Code
Other Modes of HSBC Bank Credit Card Bill Payment
Cities Where HSBC Bank Credit Cards can be Availed
HSBC Credit Card Payment IFSC Code - FAQs

HSBC Bank Credit Card Bill Payment using HSBC Credit Card IFSC Code

To pay HSBC Bank credit card bills through NEFT follow the steps given below:

  • Login to your bank’s net banking account
  • Go to fund transfer section and choose NEFT as the mode of payment
  • Add the credit card  as a beneficiary by providing the below given details. Skip this step if you have already registered the card
    • Enter Credit Card Number under Beneficiary Account No. /Credit Card No.
    • Under Beneficiary account type select Card Payment/ Credit Card
    • Provide the HSBC Credit Card IFSC Code HSBC0400002
    • Enter the Beneficiary Name
  • Select the account from which you want to transfer the funds
  • Select the card from the list of beneficiaries
  • Provide the amount you want to transfer and confirm the transaction

It might take up to 3 days for the amount to reflect in the credit card account.

Please Note: HSBC Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Other Modes of HSBC Bank Credit Card Bill Payment

Other modes of HSBC Bank credit card bill payment are:

Bill Desk: Cardholders can pay HSBC Bank credit card bill online through BillDesk facility.

VISA Money Transfer: Cardholder can transfer fund or pay their bills via VISA money transfer.

Standing Instruction: Cardholders can set standing instruction with their savings/current account to pay their HSBC credit card bill.

Cash Payment: Cardholder can even pay HSBC credit card bill by cash or cheque at any HSBC Bank branch.

Do note that not all the fore-mentioned methods require HSBC credit card IFSC code.

Cities Where HSBC Bank Credit Cards can be Availed

Applicants residing in the following cities can easily apply for HSBC Bank credit cards. Customers who reside in the following cities can use the same HSBC Credit Card IFSC Code.

Mumbai Chennai Hyderabad
Bangalore Kolkata Pune
Delhi Gurgaon NOIDA

HSBC Credit Card Payment IFSC Code - FAQs

Where customers can find IFSC code of HSBC Bank?
IFSC codes of all branches of HSBC Bank are available on the official website of HSBC Bank. One can even find IFSC code on Reserve Bank of India website. For credit card bill payment the HSBC Credit Card IFSC Code is HSBC0400002.

How long does it take for NEFT payment to reflect in HSBC credit card account?
It may take up to 3 working days to complete a transaction.

How long does it take for a cheque payment to clear when paying for HSBC credit card?
It may take up to 3 working days for cheque payment to process on HSBC credit card account.

How much bank charge for cash payment of HSBC credit card bill?
HSBC Bank will charge Rs. 100 for cash payment.

Is there any fee for NEFT mode of payment for credit card bills?
Some Banks have waived off NEFT charges while others still charge a processing fee.

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