- Home Loan interest rates are offered from 7.35% p.a. onwards based on the customer’s credit profile
- Tenures are quite flexible and may range up to 30 years
- LTV ratio can go up to 90% of property’s value based on the loan amount
- Banks/NBFCs also offer home loan balance transfer (HLBT) to existing home loan borrowers of other banks/NBFCs at lower interest rates.
- Top-ups on existing home loans are also provided to the eligible home loan borrowers to finance their various personal/business requirements or to finance the extension, improvement, renovation, etc of their existing properties
- Home loan applicants can also avail home loan overdraft facility to reduce their interest cost while maintaining liquidity
- Banks/NBFCs also offer pre-approved home loans to their select existing customers based on their credit profile
- Pre-payment/foreclosure charges are NIL for home loans availed at floating interest rates
Home Loans in Mumbai
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HDFC Bank
Min Loan Amt. ₹15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
ICICI Bank
Min Loan Amt. ₹15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee₹ 10,000
Axis Bank
Min Loan Amt. ₹30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee₹ 14,000
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