HDFC Bank PIXEL Go Credit Card

HDFC Bank PIXEL Go Credit Card is a basic variant of the HDFC PIXEL Cards. Similar to HDFC PIXEL Play. In comparison to the Play variant that offers customizable multi-brand benefits, this card comes with a straightforward cashback structure. However, unlike most cashback credit cards in the market that offer accelerated returns on a particular category or brand, here the 5% cashback is restricted to the bank’s own platform—Smartbuy. For other spends, users earn a decent 1% flat rate. For Smartbuy loyalists and existing HDFC customers, who are familiar with the platform, this card can be a suitable option to maximize benefits across multiple categories like shopping, dining, travel, and more. Additionally, cardholders can take advantage of the multi-brand partnerships with popular brands like Bata, Myntra, BlinkIt, Croma, Reliance Digital, MakeMyTrip, Zoomcar, Yatra, EaseMyTrip, etc.

Furthermore, note that though the card is a good choice for such benefits on Smartbuy, it cannot be the only consideration to own the card. If you are willing to pay a comparatively high annual fee, you can earn accelerated benefits on Smartbuy spends along with benefits on travel and lifestyle on many other HDFC Bank credit cards as well. However, if you want such benefits at a low fee and you are satisfied with limited benefits on this card, you can stick to the HDFC Bank PIXEL Go Credit Card.