HDFC Bank EasyShop Platinum Debit Card

Just like Credit Cards, debit cards also offer benefits like cashback, complimentary lounge access, insurance coverage and much more. Here are some of the key benefits of this debit card:

Cashback Benefits

• 1 Cashback point for every Rs. 100 spent on telecom & utilities
• 1 Cashback point for every Rs. 200 spent on groceries, supermarket, restaurant, apparels & entertainment
• Up to 5% cashback on spends via PayZapp & SmartBuy

Note: Maximum cap on cashback of Rs. 750 per account per month.

Complimentary Lounge Access

• 2 complimentary domestic lounge visits per quarter on spending Rs. 5,000 in the previous quarter

High Debit Card Limits (Domestic & International Combined)

• Daily Shopping Limit: Rs. 5 Lakh
• Daily ATM Withdrawal Limit: Rs. 1 Lakh

Insurance Coverage

• Death cover for air/road/travel for up to Rs. 15 Lakh
• International air coverage of Rs. 3 Crore
• Fire & burglary cover of Rs. 2 Lakh for items purchased under debit card up to 6 months
• Loss of checked baggage cover of up to Rs. 2 Lakh
• Zero liability cover in case of card loss which take place up to 30 days prior to reporting the card loss

EMI Benefit

• Enjoy No Cost EMI on leading brands on smart phones, electronics, furniture, apparels, etc.

You can apply for this HDFC Bank Platinum Debit Card, if you are an Indian Resident or NRE. However, the primary eligibility criteria is that you should hold one of the following with HDFC Bank:

•  Savings Account
• Current Account
• Super Saver Account
• Loan Against Share Account (LAS)
• Salary Account

Click here for detailed fees and charges associated with HDFC Bank EasyShop Platinum Debit Card.

Note: Fees and Charges are updated as of October 2025.

The application process for HDFC Bank EasyShop Debit Card functions both offline and online. For the offline process, you need to first print the downloaded application form and fill it. Submit this form at your nearest HDFC Bank branch.

On submission and verification, the debit card is delivered to your mailing address. For the online application process, you can use HDFC Bank’s net banking facility or visit the bank’s official website.

Note that, to avail this application form, you need to first hold a savings account with HDFC Bank. In case you do not hold an account with the bank, you need to first open an account to avail this platinum debit card.

Suggested Read: How to Open HDFC Bank Savings Account?

If you already hold a HDFC Bank Platinum Debit Card, but need to upgrade it to avail better benefits such as higher withdrawal and shopping limits, you can do so conveniently. For this, follow the steps as mentioned below:

• Login to your HDFC Bank net banking account.
• Click on the “Cards” tab and select ”Debit Card Upgrade” option available under the ‘Debit Card Request’ section.
• Select the existing debit card number you wish to upgrade and click on ‘Confirm’.

Q. Who is eligible for EasyShop Platinum Debit Card from HDFC bank?

Both NREs and residents of India can apply for this debit card, provided you hold a Savings, Current, SuperSaver, Loan Against Shares Account or Salary Account with HDFC Bank.

Q. Is HDFC Bank EasyShop Platinum Debit Card good?

HDFC EasyShop Platinum debit card is a good option if you are looking for all-rounder benefits on your debit card. The card not only excels in providing basic debit card benefits but also offers other benefits, such as airport lounge access, insurance coverage, fuel surcharge waiver, cashback and EMI options.

Q. Do I need any documents to avail HDFC Bank EasyShop Platinum Debit Card?

In case you are an existing HDFC bank customer and hold a savings or current account with the bank, then you do not need any documents to avail this debit card. However, if you are a new customer, you might need to first open an account with HDFC bank. For this, you may require some general documents, such as photographs, identity and address proofs.

Q. How can I redeem Cashback points earned on HDFC Bank EasyShop Platinum Debit Card?

You can redeem the accumulated Cashback points via net banking and phone banking. For net banking follow: Cards > Debit Cards > Enquire > CashBack Enquiry and Redemption > Account Number > Continue Input the cashback amount.

For phone banking, you need to call the HDFC Bank’s Phone Banking Toll Free number – 1800-1600 / 1800-2600. Ensure keeping details in hand, such as customer ID, TIN number, debit card and PIN for verification.

Q. What are the benefits of HDFC Bank EasyShop Platinum Debit Card?

HDFC Bank Platinum Debit Card not only offers regular benefits of a debit card but also matches up to the benefits that people usually look for in a credit card. For instance, HDFC Bank EasyShop Platinum debit card offers benefits such as insurance cover, post-purchase EMI facility for purchases above Rs. 5,000, airport lounge access and cashback across multiple categories.

Q. Does HDFC Bank EasyShop Platinum Debit Card have lounge access?

Yes, HDFC Bank EasyShop Platinum Debit Card offers 2 complimentary domestic lounge visits in a quarter on spending Rs. 5,000 in the previous quarter.

Q. How to get HDFC Bank EasyShop Platinum Debit Card?

You can apply for this credit card if you have a savings, current, super saver, loan against share or salary account with HDFC Bank. You can apply for this debit card offline by visiting any of the nearest branches of the bank and submitting the duly filled application form. You can also apply online by using HDFC Bank’s net banking facility or visiting the bank’s official website.

Q. What is HDFC Bank EasyShop Platinum Debit Card’s daily withdrawal limit per day?

The daily ATM withdrawal limit for this debit card is Rs. 1 Lakh. In addition to this, this card comes with a daily shopping limit of Rs. 5 Lakh.

Q. How can I activate HDFC Bank EasyShop Platinum Debit Card?

You can activate HDFC Bank EasyShop Platinum Debit Card by logging in to your net banking account or visiting the official website of the bank. You are required to enter the ATM PIN provided in the welcome kit and generate a new PIN for further transactions.