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Federal Bank
Federal Bank Imperio Credit Card
Rewards
1st Year Fee: ₹ 0
Rewards
3x rewards on health care and grocery
Movie
Buy one, get one INOX movie tickets
Lounge
2 free domestic airport lounge visits
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About Federal Bank Imperio Credit Card
Federal Bank Imperio Credit Card is a lifetime free credit card designed for everyday spending, making it a good option for consumers who want basic rewards without paying any annual or joining fee. It offers a simple reward structure with 3X rewards on grocery and healthcare spends, 2X rewards on utility bill payments like electricity, gas, and mobile, and 1X rewards on all other transactions.
In addition to rewards, the card offers useful lifestyle benefits such as 2 complimentary domestic airport lounge visits per quarter (up to 8 per year) on spending Rs. 40,000 in the previous quarter, a welcome Amazon Pay e-voucher worth Rs. 400 on spending Rs. 5,000 in the first month, and a buy-one-get-one INOX movie ticket offer. Cardholders also get a 1% fuel surcharge waiver across fuel stations, making it a well-rounded and decent choice for regular, everyday use.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Federal Bank’s website.
Key Features and Benefits
Reward program
- 3x rewards on health care and grocery category spends
- 2x rewards on spend on utility such as bill payments for electricity, gas, mobile etc
- 1x rewards for other spends
Travel Benefit
- 2 complimentary domestic airport lounge visits on a min. spent Rs. 40,000 in the previous quarter
Welcome Benefit
- Amazon Pay e-Voucher worth Rs. 400 on a min. spend of Rs. 5,000 in the first month
Federal Bank Imperio Credit Card: Fees & Charges
| Particulars | Amount | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee/ Annual Fee | Nil (limited time offer)* | ||||||||||||
| Finance Charges | 1.99% p.m. (23.88% p.a.) | ||||||||||||
| Late Payment Fee |
|
Things to Know Before you apply
Get this card if:
You often spend on health and groceries and want to earn rewards
You travel frequently and want to avail domestic airport lounge visits
You prefer INOX for movie tickets
You are looking for a lifetime free credit card with basic benefits
Other Similar Cards:
Paisabazaar Review
What do we like about this card?
Federal Imperio Credit Card is a lifetime free credit card that offers 3x rewards on grocery and healthcare spends and 2x rewards on utility bills. The card also offers 2 complimentary domestic lounge visits per quarter, making it a suitable option for consumers who want a card that provides basic rewards on everyday spending along with some travel-related benefits, without any annual fee.
Pros
- Accelerated rewards earnings on grocery, health care and utility bills
- Lifetime free card
- 8 complimentary domestic airport lounge visits yearly
Cons
- Movie discount only applicable once per quarter
- No benefits on international spends
Frequently Asked Questions
Everything you need to know about this credit card
You can earn 3X reward points on healthcare and grocery spends, 2X on utility bill payments, and 1X on all other transactions, making it suitable for everyday spending categories.
Yes, the card offers 2 complimentary domestic airport lounge visits per quarter, totaling up to 8 annually, subject to a minimum spend of Rs, 40,000 in the previous quarter.
Cardholders receive an Amazon Pay e-voucher worth Rs. 400 upon spending Rs. 5,000 within the first month, providing a simple entry-level benefit for new users.
Yes, you get a buy-one-get-one movie ticket offer on INOX bookings once every quarter, helping save on entertainment expenses with a capped discount benefit.
The card has no joining or annual fee, finance charges of 1.99% per month, and late payment fees ranging from Rs. 0 to Rs. 1,250 based on outstanding balance slabs.
Footnotes
- No Reward Points will be accrued on cash transactions, fuel expenditures, e-wallet loading and government transactions.
Click here to know More Terms and Conditions
Samridhi Srivastava
Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.
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