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Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.

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RuPay Select Debit Card

Home Debit Card RuPay Select Debit Card

RuPay Select Debit Card, as the premium variant among the three categories of RuPay debit cards, provides an enhanced range of exclusive privileges and benefits. Similar to credit cards, RuPay Select debit cards offer a curated lifestyle experience with value-back offers on popular spending categories like entertainment, travel, shopping, health and many more. So, if you want to get access to elevated lifestyle perks but also save on such costs and make their spends more rewarding, can opt for any of the best RuPay Select Debit Cards.

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Updated: 08-01-2026 06:42:09 AM

Top 10 RuPay Select Debit Cards

Listed below are some of the best RuPay Select Debit Cards offered by some of the leading banks in India:

RuPay Select Debit Cards Daily Cash Withdrawal Limit* Daily Purchase Limit*
SBI Wealth RuPay Select Debit Card Rs. 100 to Rs. 2 lakh per day Rs. 5 lakh
BoB Bhoomi RuPay Select Debit Card Rs. 1.5 lakh Rs. 5 lakh
PNB Wellness Contactless RuPay Select Debit Card Rs. 1.5 lakh Rs. 5 lakh
Canara Bank RuPay Select Debit Card Rs. 1 lakh Rs. 5 lakh
Bank of India RuPay Select Debit Card Rs. 50,000 Rs. 2 lakh (Domestic)
Indian Bank RuPay Debit Select Card (Contactless) Rs. 50,000 Rs. 1 lakh
Union Bank of India RuPay Select Debit Card Rs. 1 lakh Rs. 3 lakh
PNB RuPay Select Optima Debit Card Rs. 1.5 lakh Rs. 5 lakh
PNB RuPay Select NEO International Debit Card Rs. 1.5 lakh Rs. 5 lakh
Central Bank of India RuPay Select Wellness Debit Card

Daily transaction limit of up to Rs. 2 lakh

*Subject to the balance available in the account

Note: The above-mentioned debit card’s ATM cash withdrawal and purchase limit is updated as of January 2026.

Best RuPay Credit Cards in India | Check Eligibility for Top Cards

The best RuPay Select debit cards mentioned above come with certain annual charges, features and benefits for the card users, as given below:

SBI Wealth RuPay Select Debit Card

Eligibility: It’s a contactless international debit card for Wealth clients with TRV> Rs. 50 lakh 

Key Features:

  • Up to 16 complimentary domestic airport lounge visits per year, max. 4 per quarter
  • 2 complimentary international airport lounge visits per year
  • Up to 2 golf games per year, max. once half-yearly
  • 2 free movie tickets per month of up to Rs. 500 on BookMyShow web and App
  • 12 months membership of Amazon Prime Video
  • 1 spa visit per year at select spa centres
  • Personal accident insurance of up to Rs. 10 lakh and AAI cover of up to Rs. 1 crore

Also Read: Best SBI Credit Cards

BoB Bhoomi RuPay Select Debit Card

Annual Fee: Rs. 500 + applicable taxes

Key Features:

  • Up to 4 complimentary domestic airport lounge visits per year, max. 1 per quarter on spends of Rs. 5000
  • 2 complimentary international airport lounge visits per year
  • Up to 4 complimentary golf lessons/rounds per year, max. 1 per quarter
  • 1 complimentary gym membership, 1 health check-up package and 1 spa session/ salon service per quarter
  • 1 Complimentary Prime Video or Zee 5 HD or SonyLIV membership every year
  • Cab service coupon worth Rs. 100 per quarter
  • Personal accident insurance cover of up to Rs. 10 lakh

Check out Best Credit Cards in India to maximise your savings and get more extensive lifestyle benefits.

PNB Wellness Contactless RuPay Select Debit Card

Annual Fee: Rs. 750 + applicable taxes

Key Features:

  • Up to 4 complimentary domestic airport lounge visits per year, max. 1 per quarter
  • 2 complimentary international airport lounge visits per year
  • 12 months Amazon Prime/ Hotstar or 6 months Sony Liv membership per year
  • Up to 4 complimentary golf lessons/rounds per year, max. 1 per quarter
  • 1 complimentary health check-up package, 1 gym membership, and 1 spa session/ salon service per quarter
  • Cab service coupon worth Rs. 100 per quarter
  • Personal accident insurance coverage of up to Rs. 10 lakh

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Canara Bank RuPay Select Debit Card

Annual Fee: Rs. 1,000 + applicable taxes

Key Features:

  • 1 reward point per Rs. 200 spent; 1 Reward Point = Rs. 0.25
  • Up to 4 complimentary domestic airport lounge visits per year, max. 1 per quarter
  • 2 complimentary international airport lounge visits per year
  • 12 months Amazon Prime/ Hotstar/ Sony Liv membership per year
  • Up to 4 complimentary golf lessons/rounds per year, max. 1 per quarter
  • 1 complimentary health check-up package, 1 gym membership, and 1 spa session/ salon service per quarter
  • 1 cab service coupon worth Rs. 100 per quarter
  • 24X7 personal assistance with concierge services
  • Extensive insurance coverage

Suggested Read: Best Rewards Credit Cards in India

Bank of India RuPay Select Debit Card

Annual Fee: Rs. 800 + applicable taxes

Key Features:

  • Star Points on every PoS and e-commerce card spend
  • Up to 4 complimentary domestic airport lounge visits per year, max. 1 per quarter
  • 2 complimentary international airport lounge visits per year
  • 1 complimentary spa session per year and 40 to 50% off on additional sessions
  • 1 month gym membership and 40 to 50% off on membership extension
  • 1 complimentary health check-up package per year with discount on additional check-ups
  • 1 free golf lesson per year and discount on additional visits
  • Digital access to meditation videos/live sessions and curated workout/ fitness sessions
  • Personal accident and total permanent disability cover of up to Rs. 10 lakh by NPCI

Indian Bank RuPay Debit Select Card (Contactless)

Key Features:

  • Up to 4 complimentary domestic airport lounge visits per year, max. 1 per quarter
  • 2 complimentary international airport lounge visits per year
  • Other joining and spend-based milestone benefits
  • 12 months Amazon Prime/ Hotstar/ Sony Liv membership per year
  • Up to 4 complimentary golf lessons/rounds per year, max. 1 per quarter
  • 1 complimentary health check-up, 1 gym membership, and 1 spa session/ salon service per quarter
  • 1 cab service coupon worth Rs. 100 per quarter
  • 24X7 personal assistance through concierge services
  • Personal accident insurance cover of up to Rs. 10 lakh

Suggested Read: Best Travel Credit Cards in India

Union Bank of India RuPay Select Debit Card

Annual Fee: Rs. 400 + applicable taxes

Key Features:

  • Reward points per Rs. 100 spent
  • Up to 4 complimentary domestic airport visits per year, max. 1 per quarter
  • 2 complimentary international airport visits per year 
  • Personal accidental death cover of Rs. 5 lakh and air accident cover of Rs. 50 lakh
  • Personal accident and total permanent disability cover of up to Rs. 10 lakh by NPCI 
  • Access to leading gyms and wellness centres, along with exclusive lifestyle offers

Want to Earn Rewards or Cashback on all your purchases? 

Check Best Credit Card with Reward Benefits OR Best Cashback Credit Cards in India to maximise savings every time you spend!

PNB RuPay Select Optima Debit Card

Annual Fee: Rs. 800 + applicable taxes

Key Features:

  • Up to 4 complimentary domestic airport lounge visits per year, max. 1 per quarter
  • Up to 4 complimentary international airport lounge visits per year, max. 1 per quarter
  • Personal accident insurance coverage of up to Rs. 10 lakh
  • Also works in offline (NCMC) mode at eligible operators and merchants

PNB RuPay Select NEO International Debit Card

Annual Fee: Rs. 500 + applicable taxes

Key Features:

  • Up to 4 complimentary domestic airport lounge visits per year, max. 1 per quarter
  • 2 complimentary international airport lounge visits per year
  • Personal accident cover of up to Rs. 10 lakh
  • Also works in offline (NCMC) mode at eligible merchants

Debit cards come along with great benefits, but credit cards can offer you more!

Get extensive rewards, cashback, offers, and discounts on all your purchases, by getting the right credit card for you. Click here to check pre-qualified card offers!

Central Bank of India RuPay Select Wellness Debit Card

Annual Fee: Rs. 950 + applicable taxes

Key Features:

  • Complimentary airport lounge access
  • Offers on golf access, gym memberships, spa services, health check-ups and other merchants
  • Access to concierge services
  • Personal accident insurance cover of up to Rs. 10 lakh

FAQs

Q. What is a RuPay Debit card and how can I apply for it?

RuPay Debit card is a premium variant of debit card that comes under RuPay debit card range. It provides access to secure digital transactions, along with exclusive benefits on lifestyle, wellness and healthcare products.

You can apply for this card by maintaining a savings or current bank account  with the participating bank as per the bank’s terms and conditions and minimum balance requirements.


Q. Can I use my RuPay debit card to make international payments?

Yes, all RuPay Global debit cards can be used for international transactions. However, standard RuPay debit cards are used only in India as they are domestic use only.

Q. How can I activate my RuPay Select Debit Card?

You can activate your RuPay debit card by doing your first transaction at an ATM or Point-of-Sale (POS) terminals with a PIN. You can also activate it via mobile banking, internet banking or calling the bank’s customer care team.

Q. How can I use the airport lounge access with my RuPay card?

You can show your card at the participating airport lounges of RuPay Debit card and avail the complimentary lounge benefits

Q. What are the charges that I need to pay for using RuPay Select Debit Card?

The joining or issuance fees, annual charges, and replacement charges shall vary from bank to bank. You may also check your issuing bank’s schedule of charges to know more about debit card related fees and charges.

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