Bajaj Finance offers FD interest rates of 7.15-7.85% p.a. to the general public and 7.40-8.10% p.a. to senior citizens on tenures ranging from 1 year to 5 years. NRI depositors can book Bajaj Finance FDs, also known as Bajaj Finserv FDs, at interest rates ranging from 7.15-7.70% on tenures ranging from 1 year to 5 years. This NBFC has been accredited with a credit rating of AAA/Stable by CRISIL and AAA/Stable by ICRA.
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| Highest slab rate | 7.85% p.a. (for 44 months) |
| For 1 year | 7.15% p.a. |
| For 2 years | 7.50% p.a. |
| For 3 years | 7.60% p.a. |
| For 4 years | 7.60% p.a. |
| For 5 years | 7.60% p.a. |
Interest rates are updated as of 20 January 2023
Card limit is 100% of FD Amount
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7%INTEREST ON FDFollowing are the credit ratings given by some of the agencies to Bajaj Finance:
| Credit Rating Agency | Credit Rating |
| ICRA | AAA/Stable |
| CRISIL | AAA/Stable |
| Tenor (in months) | Interest Rate (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 12 – 14 | 7.15 | 7.40 |
| 15 | 7.30 | 7.55 |
| 16 – 17 | 7.15 | 7.40 |
| 18 | 7.15 | 7.40 |
| 19 – 21 | 7.15 | 7.40 |
| 22 | 7.45 | 7.70 |
| 23 | 7.15 | 7.40 |
| 24 | 7.50 | 7.75 |
| 25 – 29 | 7.30 | 7.55 |
| 30 | 7.40 | 7.65 |
| 31 – 32 | 7.30 | 7.55 |
| 33 | 7.70 | 7.95 |
| 34 – 35 | 7.30 | 7.55 |
| 36 – 38 | 7.60 | 7.85 |
| 39 | 7.60 | 7.85 |
| 40 – 43 | 7.60 | 7.85 |
| 44 | 7.85 | 8.10 |
| 45 – 60 | 7.60 | 7.85 |
Note: Bajaj Finance offers special FD interest rates on tenure of 15, 18, 22, 30, 33, 39 and 44 months
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenor (in months) | Interest Rates (% p.a.) | |||
| Monthly | Quarterly | Half Yearly | Annual | |
| 12 – 14 | 6.93 | 6.97 | 7.03 | 7.15 |
| 15 | 7.07 | 7.11 | 7.17 | 7.30 |
| 16 – 17 | 6.93 | 6.97 | 7.03 | 7.15 |
| 18 | 6.93 | 6.97 | 7.03 | 7.15 |
| 19 – 21 | 6.93 | 6.97 | 7.03 | 7.15 |
| 22 | 7.21 | 7.25 | 7.32 | 7.45 |
| 23 | 6.93 | 6.97 | 7.03 | 7.15 |
| 24 | 7.25 | 7.30 | 7.36 | 7.50 |
| 25 – 29 | 7.07 | 7.11 | 7.17 | 7.30 |
| 30 | 7.16 | 7.20 | 7.27 | 7.40 |
| 31 – 32 | 7.07 | 7.11 | 7.17 | 7.30 |
| 33 | 7.44 | 7.49 | 7.56 | 7.70 |
| 34 – 35 | 7.07 | 7.11 | 7.17 | 7.30 |
| 36 – 38 | 7.35 | 7.39 | 7.46 | 7.60 |
| 39 | 7.35 | 7.39 | 7.46 | 7.60 |
| 40 – 43 | 7.35 | 7.39 | 7.46 | 7.60 |
| 44 | 7.58 | 7.63 | 7.70 | 7.85 |
| 45 – 60 | 7.35 | 7.39 | 7.46 | 7.60 |
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| Tenor (in months) | Interest Rate (% p.a.) |
| 12 – 23 | 7.15 |
| 24 | 7.50 |
| 25 – 35 | 7.30 |
| 36 | 7.60 |
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| Tenor (in months) | Interest Rate (% p.a.) |
| 15 | 7.30 |
| 18 | 7.15 |
| 22 | 7.45 |
| 30 | 7.40 |
| 33 | 7.70 |
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Bajaj Finance FD Calculator can be used to check the interest and maturity amount that the depositor will get when the tenure ends. Fixed Deposit offer higher interest rates than savings accounts and is secure than other investment options (like mutual funds and stocks). Any individual who desires to invest in a fixed deposit account needs to provide the amount that he/she wish to invest, Bajaj Finance FD rate and the deposit tenure that he/she wishes to invest for. After providing these details, the investor can check the potential returns and can compare it with other bank FD rates as well.
