If you spend Rs. 10 lakh in a year, split between two accelerated categories, you earn 50,000 Etihad Miles. Adding milestone (6,000 miles) and welcome (5,000 miles) bonuses, the total reaches 66,000 miles—enough for up to 2 Business Class or 5 Economy Class tickets from Ahmedabad to Abu Dhabi. In comparison, the Axis Atlas Card could earn you 50,000 EDGE Miles on the same spend, which can be converted to 1,00,000 Etihad Guest Miles (in 1:2 ratio), potentially covering up to 3 Business or 7 Economy Class tickets for the same route.
SBI Cards
Etihad Guest SBI Premier Card
Travel
Co-branded
1st Year Fee: ₹4,999* Plus Applicable Taxes
Travel Benefits
Up to 6 Etihad Guest Miles per Rs. 100 spent
Lounge Access
Up to 12 complimentary visits every year
Memberships
Complimentary Etihad Guest Gold Tier Status
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About Etihad Guest SBI Premier Card
Etihad Guest SBI Premier Card is an airline co-branded card – the semi-premium variant from SBI Card and Etihad Airways collaboration. The card rewards its users in the form of Etihad Guest Miles, which can be instantly redeemed against travel bookings or product purchase through Etihad website. While this card caters to frequent Etihad Airways travelers, its relatively low rewards rate keeps it from ranking among the top travel credit cards. Even with additional benefits like lounge access and companion voucher on reaching spending milestones, the overall value-back remains underwhelming, especially considering a comparatively high annual fee of Rs. 4,999.
Note: This card is not available on Paisabazaar. Content on this page is for information only.
Welcome Benefits and Air Miles Program
Etihad Guest SBI Premier Card provides Etihad Guest Miles on all spends, along with bonus miles as welcome benefit, as shown below:
Welcome Benefit
- 5,000 Bonus Etihad Guest Miles within 30 days of joining fee payment
- Complimentary Etihad Guest Gold Tier Status1
- 2 free WiFi vouchers on your first Etihad Airways flight booking
Rewards Program
- 6 Etihad Guest Miles per Rs. 100 spent on Etihad website
- 4 Etihad Guest Miles per Rs. 100 spent on international transactions
- 2 Etihad Guest Mile per Rs. 100 spent on other eligible categories2
Instant Redemption: Accumulated Etihad Guest Miles can be redeemed to make flight, hotels, rental car booking, etc. from etihadguest.com. There is no minimum or maximum limit on redemption.
Other Features & Benefits
In addition to the regular miles earning, Etihad Guest SBI Premier Card also offers bonus miles on reaching spending milestones, along with lounge access and other benefits:
Milestone Benefits
- 1,500 bonus Etihad Guest Miles on reaching spending threshold of Rs. 1.5 Lakh in a quarter
- 1 companion voucher on reaching annual spending threshold of Rs. 8 Lakh
Lounge Access
- Complimentary Priority Pass membership
- 4 complimentary international lounge visits every year (max. 2 per quarter)
- 8 complimentary visits in a year to domestic airport lounges
Renewal Fee Waiver
- Spend Rs. 5 Lakh in a year to get the renewal fee of Rs. 4,999 waived off
Etihad Guest SBI Premier Card Fees and Charges
| Fee Type | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 4,999 | ||||||||||||||
| Annual Fee | Rs. 4,999 | ||||||||||||||
| Finance Charges | 3.50% p.m. | 42% p.a. | ||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if:
You travel often and prefer Etihad Airways for your trips
Complimentary lounge access is a valuable feature for you
You visit international locations several times in a year and can maximize the accelerated miles earning
You are a high-spender and can easily achieve the conditions to get milestone benefits
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What do we like about this card?
Etihad Guest SBI Premier Card can be a good option for travellers who prefer Etihad Airways. Cardholders earn Etihad Miles on their regular spends and get a companion voucher on spending Rs. 8 Lakh in a year. This voucher comes with the base fare waived off offering significant savings, especially on long-distance flights. Additional benefits like complimentary domestic and international airport lounge access, along with benefits on hotel, car rental, etc. further enhance its value.
Pros
- Accelerated miles earning on Etihad Airways and international spends
- Complimentary Etihad Guest Gold Tier membership
- 8 domestic and 4 international lounge visits every year
- Additional travel benefits through network provider – Visa
Cons
- No benefits on Etihad Airways other than Etihad Guest Miles earning
- Poor base reward rate on spends other than Etihad and international
- High forex mark-up fee of 3.5%
Conclusion
High spenders, who can easily hit spending milestones and maximize rewards through regular transactions, would find Etihad Guest SBI Premier Card a viable option. However, it could be challenging for moderate spenders to extract full value from its benefits. Despite being a travel credit card, it charges a high forex mark-up fee of 3.5%, which makes international spends costlier for users. At the same price point (Rs. 4,999), several other travel-focused cards like Axis Atlas, Axis Horizon or HSBC Travel One can provide better value.
Footnotes
- Etihad Guest membership entitles you to Tier Miles earning, in addition to the Etihad Guest Miles earning. Maximum 40,000 Etihad Guest Tier Miles can be earned in a year.
- Financial charges, balance transfer, rent payment, fuel and government transactions are not eligible for Etihad Guest Miles accrual.
- Maximum fuel surcharge waiver of Rs. 250 can be availed in a statement cycle.
Click here to know More Terms and Conditions
Rupanshi Thapa
Rupanshi is a personal finance writer, specializing in credit cards and consumer finance. Her work is committed to helping readers navigate the complex world of credit with confidence– whether they are selecting the right credit card, optimizings rewards, managing debt, or improving their financial well-being. Through her detailed insights and actionable advice, she guides readers towards smarter financial choices.
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