List of Banks Offering Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana is a small saving scheme regulated by the Indian Government for the welfare of the girl child. The accounts under Sukanya Samriddhi Yojana can be opened with different banks in India. These banks are given the authority by the Indian Government to open SSY accounts with a minimum deposit of Rs. 250. The interest rate for Q2 (July-September) FY 2025-26 has been set at 8.2% per annum. 

List of Banks Offering Sukanya Samriddhi Yojana

Here is a list of banks which are offering Sukanya Samriddhi Accounts for all the eligible individuals-

1. HDFC Bank	2. Axis Bank	3. Punjab National Bank
4. Canara Bank	5. Union Bank of India	6. ICICI Bank
7. Central Bank of India	8. IDBI Bank	9. Canara Bank
10. Indian Bank	11. State Bank of India	12. Bank of Maharashtra
13. Punjab & Sind Bank	14. Indian Overseas Bank	15. UCO Bank
16. Bank of India	17. Bank of Baroda

What are the Documents Required to Open a SSY Account

The following documents must be submitted to open Sukanya Samriddhi Account from your respective bank:

• Filled SSY Application Form
• Birth Certificate of the beneficiary
• Guardian’s address proof
• Identity Proof of the guardian
• Passport photographs for the beneficiary

Here is a PDF of online Sukanya Samriddhi Application form which can be downloaded, filled and submitted to open the account:

SSY Online Application Form

Benefits of Opening a Sukanya Samriddhi Account

Type of Benefit	Details
Tax	Eligible for Tax deductions under Section 80C up to Rs.1.5 Lakh
Deposits	Flexible investment with minimum deposit of Rs.250 and maximum Rs.1.5 lakh p.a
Security	Completely secure and guaranteed returns because its a government-backed scheme
Financial Goal	Serves long-term investment goals along with the power of compounding
Transfers	Can be transferred from one bank/post-office to another in the country