How to Update KYC for EPF UAN

The government has made it mandatory for employees to link their EPF account with Aadhaar card. Adding other KYC information in your EPF account such as your PAN card details, bank account details, etc. though not mandatory but can help speed up processes that required verification. Hence, EPFO has made provisions for people to update their KYC details, that is, EPFO KYC update, quite easily through the online portal. Updating your EPFO KYC details online also helps in getting a range of benefits like easy operation of accounts, low TDS on withdrawals, etc.

Process to Update KYC Details

It is very simple to update your KYC details in the EPFO member portal. EPFO members have to follow these quick steps to update their details at the EPFO portal or complete their EPF KYC update online:

1. Login to your EPF account at
   https://unifiedportal-mem.epfindia.gov.in/memberinterface/.
2. Under the ‘Manage’ section, click on the ‘KYC’ option from the drop down list
3. The form for updating the KYC details will open. You need to fill the required information such as PAN, Aadhaar, Passport and bank details for EPF KYC update online
4. Tick on the box in front of the document that you want to update. Enter the document number, your name as per the document and additional details such as IFSC in case of bank details and expiry date in case of passport and driving license.
5. Click on the ‘Save’ button. This will save your data under the ‘Pending KYC’ section
6. In case you don’t want your details to be updated, you can cancel the KYC process by clicking on the ‘X’ sign marked against the document before the EPFO verifies it
7. Your details are then verified by the EPFO from the data of the concerned department
8. Once the details match, the document is marked as verified

Updating Contact Details in Your EPF Account

You can also update your contact details in your EPF account online. Here is how you can do so-

1. Login to your EPFO member portal
2. In the ‘Manage’ section, click on the Contact Details option in the drop down menu
3. Your mobile number and email address would already be fed in your EPF account (Note that you had submitted these details at the time of activation of your account)
4. Tick on the box against the ‘Change mobile number’ option or ‘Change email id’ option to update your details and click on the ‘Get Authorization Pin’ button
5. Once you enter the authorization pin sent to you through an OTP on your mobile number, your mobile phone/e-mail will be updated in your EPF account. Note that it may take some time to update your contact details in your EPF account.

Read more on EPFO Login

Benefits of Updating KYC Details

Once your KYC details are updated in your EPF account, you can avail a range of benefits. Some of those are mentioned below:

• Online withdrawal claims can be processed only when KYC details are seeded with the UAN or after EPF KYC update
• EPF accounts can be transferred smoothly if the KYC details are updated
• Members get a monthly SMS intimating the monthly PF after activation
• In case, the member withdraws his/her PF before 5 years of service, a TDS of 10% will be levied against the amount if PAN is updated in the EPF account. However, if PAN is not updated, TDS charge will increase to 34.608%

Also Read: How to Track EPF Claim Status

How to Track EPF KYC Status

You can track your EPF online KYC status via the following methods:

• Through UAN Portal: You can login to the member e-Sewa portal, click on the ‘View’ tab and select the UAN Card option. If the KYC of your UAN account is completed, you will see “Yes” written against the KYC information row on the UAN card.
• Through Documents Approved Under KYC Tab: You can also know if your EPF account is KYC-compatible by checking the documents that have been approved and reviewed in the EPFO archives. You can review them by clicking on the KYC option under the ‘Manage’ tab of the Member e-Sewa Portal.

EPFO UAN Helpline to Register KYC-Related Issues

EPFO India has a separate helpdesk for UAN-related issues. This helpdesk is accessible both offline and online. Members can either physically meet UAN helpdesk official to get their issues resolved offline. Alternatively,  they can get their issues resolved online by sending an email to employeefeedback@epfindia.gov.in or calling on the EPFO toll-free number 1800 118 005.

EPFO helpdesk resolved the following types of issues or queries of its members:

FAQs

Q. Is it important to update the KYC details?

Ans: Yes, it is mandatory for you to update your Aadhaar details on the EPFO portal. Seeding your PAN and bank details with your EPF account, though not mandatory,  can help you avail benefits such as regular updates on SMS, etc. and is required to process any sort of online EPF claims.

Q. Can I upload my documents online?

Ans: No, you need not upload any documents on the EPFO portal. You just need to fill in key details such as your name as per the document and the document number, which are then verified by EPFO with the data of the concerned department.

Q. Which document details can I submit for KYC approval?

Ans: The following documents are considered valid for your KYC-

• Aadhaar Card
• Permanent Account Number
• Bank Account Number
• Passport

Q. Should I visit the EPFO member portal daily to check my EPF KYC status?

Ans: No, you need not visit the EPFO portal daily. You will be notified via SMS once the documents are verified and seeded with your EPF account.