IDFC FIRST SWYP Credit Card

Cardholders can avail below benefits on UPI with IDFC FIRST Digital RuPay UPI Credit Card:

Joining/Annual Fee: Rs. 199 + GST

Completely Virtual: FIRST Digital RuPay credit card does not come in any physical form

Credit Limit: Limit assigned to SWYP card is shared between both cards as the UPI card is linked to the existing SWYP Credit Card

Joining Benefit: 100% cashback up to Rs. 200 on the first 4 UPI transactions, up to Rs. 50 per transaction, made within 15 days of FIRST Digital RuPay Credit Card issuance date⁴.

Reward Points: 100 reward points on every Rs. 5,000 spent via UPI in a month⁵.

How to Refer?

Step 1: Go to the referral page and enter your registered phone no. to get a unique referral link

Step 2: Copy the referral link and share it with others using which they can apply for FIRST SWYP credit card.

Step 3: Once they complete their application process, generate a new SWYP card and start using it, you can avail the referral benefit.

Note: No referral benefit would be offered if the referred person applies for a different IDFC FIRST Bank Credit Card, instead of FIRST SWYP. Also, the bank does not assure that every referred customer would get a SWYP card as their eligibility is subject to the bank’s internal policies.

Terms and conditions of the referral benefits:

• You should have activated your SWYP card before sharing the referral
• Referrals sent to existing IDFC FIRST credit cardholders are not going to be considered
• Add-on card issuance is not going to be counted towards referral benefit
• Referral benefits can be earned over a period of 1 year, that is, the number of successful referrals is reset to zero after completion of each year. So, you can get these benefits again after 1 year, based on the new successful referrals made in that year.
• All the previous successful referrals must be active and non-delinquent for you to be eligible for the respective referral benefit milestone fulfilment.