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Home Loan in Srinagar

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Updated: 21-05-2024 14:47:02 PM

Compare Home Loan Interest Rate Offered by Various Banks & HFCs in Srinagar

Name of LenderUp to Rs. 30 LakhAbove Rs. 30 Lakh
to Rs. 75 Lakh		Above Rs. 75 Lakh
SBI8.50%-9.85% p.a. 8.50%-9.85% p.a. 8.50%-9.85% p.a. Apply Now
HDFC Bank Limited8.70% p.a. onwards8.70% p.a. onwards8.70% p.a. onwardsApply Now
LIC Housing Finance8.50% - 10.35% p.a. 8.50% - 10.55% p.a. 8.50% - 10.75% p.a. Apply Now
ICICI Bank8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
Apply Now
Kotak Mahindra Bank8.75% p.a. onwards 8.75% p.a. onwards8.75% p.a. onwardsApply Now
PNB Housing Finance8.50% - 14.50% p.a.8.50% - 14.50% p.a.8.50%-11.45% p.a.Apply Now
Punjab National Bank8.45% - 10.25% p.a.8.40% - 10.15% p.a.8.40% - 10.15% p.a.Apply Now
Bank of Baroda8.40% - 10.65% p.a.8.40% - 10.65% p.a.8.40% - 10.90% p.a.
Apply Now
IDFC First Bank8.85% p.a. onwards8.85% p.a. onwards8.85% p.a. onwardsApply Now
L&T Finance Limited8.65% p.a. onwards8.65% p.a. onwards8.65% p.a. onwardsApply Now
Tata Capital Housing Finance8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwardsApply Now
Federal Bank8.80% p.a. onwards8.80% p.a. onwards8.80% p.a. onwardsApply Now
Axis Bank8.75%-13.30% p.a.8.75%-13.30% p.a.8.75%-9.65% p.a.Apply Now
Godrej Housing Finance8.55% p.a. onwards8.55% p.a. onwards8.55% p.a. onwardsApply Now

Note: Interest rates offered by banks, NBFCs/ HFCs are subject to change as per RBI’s directives and lenders’ discretion.

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Home Loan in Srinagar – Features & Benefits

  • Home loan balance transfer helps to transfer the current home loan to another bank with better interest rates or discounts.
  • Home loan insurance protects your home loan and helps in repayment of the loan in case of any unfortunate event
  • Flexible interest rates to choose from fixed and floating interest rates.
  • A pre-approved home loan helps to get your home loan pre-approved to save your time when buying a house. It requires minimum documentation.
  • Quick and transparent processing

Eligibility Criteria for Home Loan

You can get a home loan in Srinagar against 70% to 85% of the property value if you clear the below-stated eligibility criteria.

  • Age of salaried or self-employed individual (21–65 years)
  • Educational qualification, in case of self-employed
  • Job stability and monthly income
  • A credit score ranging between 300 and 900
  • Co-applicant’s income
  • Assets and liabilities of ongoing loans, such as personal loans, credit cards, etc.

Documents Required for Home Loan in Srinagar

  • Filled and signed application form with photograph
  • Processing fee cheque or draft

 

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