HDFC credit cards let you earn reward points on almost all the categories, be it travel, shopping, dining or grocery. You can earn HDFC credit card reward points every time you swipe your card. You can later redeem these reward points against hotel bookings, Air Miles, gift vouchers, cash credit or products from the HDFC credit card reward points catalogue. Read on to know more about the HDFC Bank credit card reward points.
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HDFC Bank lets you redeem your earned reward points via both online and offline modes. To redeem them online, you are required to login to your net banking portal. Apart from this, you can also post a duly-filled redemption form to the bank’s address to redeem your reward points offline. Here are the details regarding how to use HDFC credit card reward points.
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You can redeem the reward points earned on your HDFC credit card online through the net banking portal of the bank. Here are the steps that you need to follow:
Step 1: Log in to the HDFC net banking portal using your user ID and password.
Step 2: Click on the “Credit Card” tab and register your card by tapping on “Register New Card”.
Step 3: Enter the OTP received on your registered mobile number to proceed further.
Step 4: Select the “Redeem Reward Points” option available on the home page of “Online Redemption” portal.
Step 5: Now select “Points Range” and then “Item Category” to view HDFC credit card reward points redemption catalogue.
Step 6: Then, you need to choose the products from the HDFC credit card rewards catalogue that you wish to purchase with your points and then add them to your shopping cart.
Step 7: Click on “View Shopping Cart” and verify the selected products.
Step 8: Now, check the applicable “Terms and Conditions” and verify your address and contact info.
Step 9: After verifying all the details, click on “Redeem” to complete the transaction.
Note: After this, a unique redemption order number will be generated, note down the Redemption Order Number for future reference.
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You can also redeem the HDFC Bank credit card reward points offline via post by sending a duly-filled rewards redemption form. You can post the form at the below address or can drop it at your nearest credit card dropbox:
Rewards Helpdesk,
HDFC Bank Cards Division,
P.O.Box No. 8654,
Thiruvanmiyur, P.O., Chennai, 600 041
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How to convert HDFC credit card reward points into Air Miles? HDFC Bank lets you convert your earned reward points into Air Miles and use them on future bookings, which is a great deal if you are a frequent flyer. However, the conversion ratio of reward points into Air Miles varies from card to card. You can use the Air Miles to buy air tickets. All you need to do is submit a duly-filled redemption form at the bank or visit the net banking portal and send a request to convert your reward points into Air Miles. |
Suggested read: How to Use Credit Card Reward Points
You can convert your earned reward points against the products available under the HDFC credit card reward points catalogue. Below mentioned are the categories against which you can redeem your earned reward points:
Click here to download the HDFC credit card rewards catalogue.
Note: Rewards catalogue is updated by the bank from time to time, so you must check the latest catalogue on the bank’s website.
Q. What is the validity of HDFC credit card reward points?
A. The reward points come with a validity of two years, which means, your reward points accumulated on Jan 2019 will be valid till Jan 2021. Hence, you should keep a check on your reward points to maximize your benefits.
Q. Does HDFC charge a redemption fee for redeeming HDFC credit card reward points?
A. Yes, the bank charges a reward redemption fee of Rs. 99 for redeeming the earned reward points. However, there are selected premium credit cards that come with no reward redemption fee. Also, the fee will not be levied on converting reward points into cashback.
Q. How can I get the redemption form to redeem HDFC credit card reward points?
A. You can fill out the redemption form online via net banking or mobile banking if you want to redeem your HDFC Bank reward points online. Apart from this, you can simply click here to download the redemption form and post it to the bank’s address with relevant documents.
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