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HDFC Bank offers rewards points to its credit cardholders on all eligible transactions. HDFC Bank reward points can be redeemed against air miles, merchandise, and so on. HDFC continually updates its Reward catalogue to give users a varied and fresh choice. Below are some steps mentioned on how to redeem HDFC credit card reward points:
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To redeem the reward points on HDFC credit cards, these steps should be followed:
Do Note down the Redemption Order Number for future reference
Rewards Helpdesk,
HDFC Bank Cards Division,
P.O.Box No. 8654,
Thiruvanmiyur, P.O., Chennai
600 041
Alternatively, users can drop the form at the nearest credit cards drop box
Contact the HDFC Bank customer care and they can guide you with the process of reward redemption.
HDFC Bank has tied up with Jet Airways and Singapore Airlines. Therefore, users get a chance to convert their reward points to Air Miles. The conversion ratio of reward points into Airmiles is dependent on the card itself. The Air Miles can be used to book flight tickets on Jet Airways or Singapore Airlines. Follow the steps mentioned below to convert reward points into Air miles:
Rewards Helpdesk,
HDFC Bank Cards Division,
P.O.Box No. 8654,
Thiruvanmiyur, P.O., Chennai
600 041
Do note that customers must refer to the latest credit card statement to view the number of reward points available for redemption.
HDFC credit card holders can redeem their reward points on the following categories:
Reward Points earned on HDFC credit card is dependent on the amount of transaction made. Moreover, many HDFC credit cards also offer milestone reward points on crossing a transaction amount in a year. Also, Reward points are earned on transactions made on Add-on card as well
The means through which one can know the earned reward points are:
Log in to the HDFC credit card account and check the accumulated points rewarded to your card.
Users can also know the earned reward points by logging in to their mobile banking account
The credit card statement also depicts the number of reward points earned by the user
How to redeem HDFC credit card reward points?
To redeem HDFC credit card reward points, there are two ways – online and offline. Once you redeem the reward points, you can purchase different things from the HDFC reward points catalogue.
Do the reward points of HDFC Credit Card ever expire?
Yes, the reward points on HDFC Credit Card expire. The validity period is 2 years. However, there are certain premium credit cards like Diners Black Credit Card, where the reward points do not expire for a period of 3 years.
Is there any fee that is charged by HDFC Bank for the redemption of the reward points?
Yes, there is a fee that is charged on reward redemption or air mile conversion. For reward redemption the fee is Rs. 99. For Air Mile Conversion the fee is Rs. 75
Do Add-on cards accrue Reward Points?
Yes, customers can earn reward points on add-on cards as well. However, The reward points are credited to the primary card holder’s account.
