HDFC Bank Central Travel Account Credit Card

Control Travel Expenditure – Collaborate with a travel Management Company and ensure supplier and travel policy compliance.

Centralised decisions – Centralise payment decisions and enforce better control of travel policies.

Interest-Free Period – Interest-Free credit Period of up to 50 days.

Insurance Coverage – Features include:

Category	Amount
Air Accident Insurance	Up to Rs. 30 lakh
Lost Baggage	Up to Rs. 25,000 for International flights only
Delay in Baggage (by 6 hours)	Up to Rs. 10,000 for International Flights only
Loss of Passport/docs	Up to Rs. 10,000 for International Travel Only
Flight delay	Up to Rs. 10,000 for International Travel Only
Corporate Limit	Up to Rs. 50 lakh p.a.

Ease of Use – Streamline easy reconciliation and payment via expense data information.

MIS Reports – 24×7 access to custom MIS reports.

Description of Charges	Value
Interest-Free Credit Period	Up to 50 days
Joining Fee	Nil
Charges on Non-Payment	1.50% p.m. ,or 18% annually
Late Payment Charges	Statement Balance: Up to Rs. 100 – Nil Above Rs. 100 to Rs. 500 – Rs. 100 Above Rs. 500 to Rs. 5,000 – Rs. 500 Above Rs. 5,000 to Rs. 10,000 – Rs. 600 Above Rs. 10,000 – Rs. 750
Cash Processing Fee	1% of the amount
Fuel Transaction Charges	1% to 2.5%
Payment Return Fee	2% of the amount | Min. Rs. 450
Foreign Currency Transaction	3.5% of the amount

Applicants must meet the basic eligibility criteria set by the bank, have a regular source of income with no payment default.

Documents Required

To avail the HDFC Bank Central Travel Account credit card you will have to submit:

• Company License or Agreement
• Profit and Loss Statement
• Balance Sheet
• Acknowledged ITR

HDFC Bank might ask for additional documents.

You can apply for HDFC Bank Central Travel Account Credit Card via the official HDFC website. Simply, fill-up the application form and submit it. Afterwards, a representative from HDFC Bank will contact you to collect the required documents. If all the documents are in order then the bank will dispatch the HDFC Bank Central Travel Account Credit Card.

How can I dispute a transaction on my Central Travel Account Credit Card?
To dispute transactions on your Central Travel Account Credit Card simply write an email to Corporateassist@hdfcbank.com. Mention the relevant details like date, time, amount and receiver. Also, let the Travel Management Company (TMC)/Merchant know about the disputed transaction.

HDFC Bank will also provide a memo credit on the account till the TMC or merchant submits the relevant documents to substantiate the disputed transaction.

Why am I required to fill the cardholder dispute form (CDF) to report a disputed transaction?
MasterCard & Visa requires its cardholders to provide a duly filled Cardholder Dispute Form (CDF) mentioning the details of the disputed transaction that will provide the bank with a reason to investigate the respective merchant or member Bank. The dispute form can be downloaded from here.

What is the GST on this credit card?
The GST rate on the credit card is 18%.

Does the card provide reward points or cashback?
This business credit card does not provide any form of reward points or cashback.

What is the Minimum Repayment Amount?
The minimum repayment amount is 100%of the previous Statement Balance.