ICICI Add-on Credit Card

Updated: 18-08-2025 07:44:31 AM

Credit cards and debit cards are the modern ways of using money. Continuous efforts by the government has led to rise in the usage of this plastic money. Unlike debit cards, where amount is directly deducted from one’s account on any purchase, credit card allows the owner to purchase on credit and repay later. Credit cards not only provide loans, but also offer reward points and cashback on the transactions. Additionally, varied attractive deals and insurance covers are offered as part of the package.

Add-on Credit Card Overview

Generally, the benefits of a primary credit card are restricted to its owner. So, financial institutions have introduced the concept of supplementary card. Also known as add-on credit cards, supplementary cards are extra cards offered to the primary cardholder’s relatives like spouse, parents, kids and siblings. These cards mostly have all the features of primary credit card. A primary cardholder can request for 3-5 add-on cards for his family members. The number varies from bank to bank. ICICI Add-on Credit card is offered by ICICI Bank in almost all the types of credit cards available. Let us get an insight about the features and requirements to avail ICICI Add-on Credit Card.

Features and Advantages of ICICI Add-on Credit Card

Credit cards are offered based on the income status of the applicant. Add-on cards are normally needed for primary cardholder’s immediate kins who are otherwise not eligible for the same. Following is a gist of the features and perks offered by ICICI Add-on Credit card:

• Supplementary cards usually receive the same benefits like Fuel surcharge waiver, discount offers on dining and shopping, Air insurance etc. as the primary card.
• Up to 3 add-on cards can be procured by an ICICI primary credit cardholder.
• Reward points are offered on this card in the same way as in the primary
• Credit limit i.e. maximum amount of credit allowed in a month is same for primary and supplementary cards. However, primary cardholder has the right to reduce the credit limit of add-on cards.
• Add-on cards just like the primary ones can be used globally under certain restrictions.
• The primary cardholder can regulate the spend limit on each add-on card.

List of ICICI Bank Credit cards with add-on options

Most of ICICI Bank credit cards provide add-on option at no cost. A few of them charge a mere amount as add-on credit card fee(annual). Here are some of the credit cards that offer supplementary cards too:

• ICICI Bank Sapphiro Credit Card
• ICICI Bank British Airways Premium Credit Card Account
• ICICI Bank Rubyx Credit Card
• ICICI Bank Signature Credit Card
• ICICI Bank Rubyx Visa Credit Card
• Ferrari Signature Credit Card by ICICI Bank
• ICICI Bank HPCL Platinum Credit Card etc.

Eligibility and Documents Required for ICICI Add-on Credit Card

Following criteria must be fulfilled to avail add-on card:

• Applicant’s age should be at least 18 years.
• Applicant must be immediate kin of the primary cardholder i.e. spouse, sibling, kidor parent.
• Request for supplementary card must have primary cardholder’s approval.

Following documents are mandatory while applying for the supplementary card:

• Completely filled add-on card application form
• Self-attested copy of Identity proof
• Self-attested copy of Address proof

One can easily request for ICICI Add-on Credit Card by visiting nearby branch, calling customer care or online application. One must always be thoughtful in using the credit cards to avoid any debts.