Apple Pay Now Available for Axis Bank Credit Cards: How to Use & More

Apple Pay is now available in India, allowing eligible Axis Bank credit cardholders to make secure payments using compatible Apple devices. Axis Bank is currently the first bank in India to offer Apple Pay support for its credit cards. Cardholders can add eligible Axis Bank Visa and Mastercard credit cards to Apple Wallet and use them for in-store, in-app and online payments.

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Apple Pay for Axis Bank Credit Cards: Key Details

Apple Pay was launched in India on September 30, 2026, with Axis Bank as its first banking partner. Axis Bank credit cardholders can add their eligible cards to Apple Wallet and make payments without carrying the physical credit card.

The service can be used for contactless payments at supported merchant terminals as well as online and in-app transactions where Apple Pay is offered as a payment option. Axis Bank has enabled Apple Pay support across its Visa credit cards and Mastercard credit cards, while RuPay credit cards are currently not supported.

Particulars	Details
Payment service	Apple Pay
Bank supported	Axis Bank
Eligible cards	Axis Bank Visa and Mastercard credit cards
RuPay credit cards	Currently not supported
Supported devices	iPhone, Apple Watch and iPad
In-store payments	Yes, at supported contactless terminals
Online and in-app payments	Yes
Card rewards	Applicable card rewards and benefits continue

How to Add an Axis Bank Credit Card to Apple Pay?

Eligible Axis Bank credit cardholders can add their cards to Apple Wallet through the Axis Bank Mobile Banking app or directly through Apple Wallet.

Through the Axis Bank Mobile Banking App

1. Open the Axis Bank Mobile Banking app and log in.

2. Select the eligible credit card.

3. Select ‘Add to Apple Wallet’.

4. Follow the instructions displayed on the screen.

5. Complete the required verification.

Through Apple Wallet

1. Open the Apple Wallet app on the compatible Apple device.

2. Tap the ‘+’ icon.

3. Select the option to add a credit card.

4. Enter the credit card details or hold your card to the back of your iPhone.

5. Complete the verification process.

The card can be used through Apple Pay only after the verification process is completed.

How to Make Payments Using an Axis Bank Credit Card Through Apple Pay?

Once the Axis Bank credit card has been added and verified, cardholders can use Apple Pay for contactless, online and in-app payments at participating merchants.

For In-store Payments

To use Apple Pay for in-store payments, ensure that the ‘Tap and Pay’ option is enabled under Manage Usage Limits in the Axis Bank Mobile Banking app. At the payment terminal, follow these steps:

1. Double-click the side button on your iPhone.

2. Authenticate the payment using Face ID, Touch ID or your device passcode.

3. Hold your iPhone near the contactless payment terminal.

4. Once the ‘Done’ checkmark appears, the payment is complete.

For Online and In-app Payments

To use Apple Pay for online or in-app payments, ensure that the ‘Online Shopping’ option is enabled under Manage Usage Limits in the Axis Bank Mobile Banking app. At checkout, follow these steps:

1. Tap the Apple Pay button at checkout.

2. Review the payment, contact, billing and delivery details.

3. Authenticate the payment using Face ID or the device passcode.

4. Once the ‘Done’ checkmark appears, the payment is complete.

Limitations of Apple Pay for Axis Bank Credit Cards

While Apple Pay provides an additional way to use an Axis Bank credit card, cardholders should be aware of some limitations:

Currently, Axis Bank Visa and Mastercard credit cards are supported.
Axis Bank RuPay credit cards are not currently supported.
Apple Pay requires a compatible Apple device.
In-store payments require a compatible contactless payment terminal.
Online and in-app payments are available only at participating merchants.

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

FAQs

Is Apple Pay available for Axis Bank credit cards in India?

Yes, Apple Pay is now available for eligible Axis Bank credit cards in India. Axis Bank Visa and Mastercard credit cards can be added to Apple Wallet and used for eligible in-store, online and in-app payments.

Which Axis Bank credit cards can be used with Apple Pay?

Axis Bank currently supports its Visa and Mastercard credit cards on Apple Pay. RuPay credit cards are not supported at present. However, if you are looking for a lifetime free RuPay credit card, you can explore the available options.

How do I add my Axis Bank credit card to Apple Pay?

An eligible Axis Bank credit card can be added through the Axis Bank Mobile Banking app by selecting the card and choosing the ‘Add to Apple Wallet’ option. Alternatively, cardholders can add the card directly through the Apple Wallet app and complete the required verification.

Can I use an Axis Bank credit card on Apple Watch?

Yes, eligible Axis Bank credit cards added to Apple Pay can be used on compatible Apple Watch devices for supported contactless payments.

Will I earn reward points when using an Axis Bank credit card through Apple Pay?

Yes, eligible credit cardholders will continue to receive the applicable rewards and benefits when using their cards through Apple Pay. However, the rewards earned may depend on the individual credit card, transaction category and applicable terms and conditions.

Is Apple Pay safe for Axis Bank credit card payments?

Apple Pay uses tokenisation and device-level security features to protect card information during transactions. The actual credit card number is not shared with merchants during an Apple Pay transaction. Instead, Apple Pay uses a unique device-specific number along with transaction-specific security measures. Payments also require authentication through Face ID, Touch ID or the device passcode, depending on the Apple device being used.

Where can Axis Bank Credit Cards be used through Apple Pay?

Axis Bank credit cards added to Apple Pay can be used at participating merchants that accept Apple Pay or contactless payments. The service can also be used for eligible online and in-app transactions where Apple Pay is available at checkout. The availability of Apple Pay may vary depending on the merchant, payment terminal, website or app