YES Prosperity Edge Credit Card is a semi-premium card designed specifically to cater the needs of mid-income customers. The credit card offers some of the most luxurious services such as complimentary golf lessons and access to domestic lounges across India. It also offers you points, which can be later redeemed to get great rewards.
Features of the YES Prosperity Edge Credit Card
Following is the synopsis of the features and details of the YES Prosperity Edge Credit Card.
|Annual Membership Fees||Rs.1000.00|
|Finance Charges (on revolving credit and preferential foreign currency markup)||
|Annual Bonus Rewards||Get 15000 points after spending Rs. 6.00 lacs or more each anniversary year.|
|Welcome Reward Points||Get assured 1500 reward points on spends of Rs. 7500 within the first 30 days of card set-up on your first transaction.|
Benefits of the YES Prosperity Edge Credit Card
YES Bank is grabbing attention of all the Indian credit card customers by offering amazing benefits on its credit cards and that too at very low annual fees. To know more of its benefits, read further:
Contactless Card Technology
To make payment even more secure, YES Bank offers contactless credit cards. These cards make payment process easier and more efficient. With this type of card, cardholders will no longer need to swipe it at checkouts or insert them into the terminal.
- Welcome Reward Points: YES Bank is offering welcome bonus points to its customers provided they spend Rs. 7500 within the first 30 days of issuance of credit card.
- Annual Bonus Points: Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 lakhs or more in each anniversary year.
- Exciting Rewards on Every Purchase: YES Bank offers exciting rewards points for the amount you spend using the YES Prosperity Edge Credit Card. These exciting rewards are received on every Rs. 100 spent on birthdays, online retail spends, international purchases, etc. Customers also get a chance to receive 500 reward points on every YES PayNow registration.
Reward Points Redemption
- You can exchange reward points for movie and flight tickets or hotel booking.
- Credit card holders can also choose to purchase amazing products from the collection of products offered by YES Bank
- Reward points can also be redeemed against the purchase of Jet Airways air miles, where one JPMile is equal to 4 reward points.
This is yet another great feature offered by YES Prosperity Edge Credit Card. As per this benefit, card members can enjoy domestic lounge access that too at a very low annual fee. Only primary card memebers get the priority pass membership. All visits will be charged at USD$ 27 per person per visit.
- Accidental cover of Rs. 50 Lakhs in case of death due to flight accidents.
- Medical insurance emergency cover of Rs. 15 lakhs for emergency hospitalization when traveling abroad.
- Credit shield cover in an event to accidental death of the primary cardmemeber.
- Enjoy one complimentary Golf Lesson every month at select gold courses in India.
- Enjoy waiver of 3 Green Fee at select golf courses in India.
- The YES Prosperity Edge Credit Card holders can convert their high value purchases into easy EMIs.
- For availing these EMIs there is no need for documentation.
- The card holders do not have to pay processing fees.
- Repayment tenure for these instant EMIs vary from 3 to 24 months.
- Card holder can convert an amount as little as Rs 2500 into an instant EMI.
- The applicable rate of interest varies between 12% and 15% per annum.