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1st Year Fee: ₹15,000* Plus Applicable Taxes
Reward Rate
Up to 3.33% savings on everyday spends
Lounge Access
Unlimited lounge visits in India & abroad
Hotel Benefits
Free stays at ITC & Elivaas Hotels
Author: Shruti Sharma
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Standard Chartered Beyond is an invite-only credit card that is exclusively offered to Priority Banking customers. The credit card is designed to offer premium benefits, such as unlimited lounge access, golf games, complimentary hotel stays, and more. The card offers 3.33% savings on everyday spends and 2% savings on select excluded categories, such as utilities, insurance, government spends, and more. Cardholders can redeem the accumulated reward points at a 1:1 ratio via the 360 Rewards catalogue.
Apart from rewards, the card also offers premium travel and lifestyle benefits, such as a low forex markup fee of 2%, unlimited global lounge access, complimentary golf games, and exclusive benefits at ITC Hotels, Elivaas Villas, and other premium hotels.
Overall, this credit card competes with popular invite-only credit cards like HDFC Infinia and YES Private with premium travel and lifestyle benefits. However, with HDFC Infinia, cardholders can earn higher value-back on travel spends via SmartBuy. This credit card is a suitable option for Standard Chartered Priority Banking customers seeking an all-rounder premium credit card.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Standard Chartered Bank’s website.
Complimentary Lounge Access
Hotel Benefits
Other Travel Benefits
Complimentary Vouchers


Rewards Program
Dining Benefits
Movie Benefits
Golf Benefits
Other Benefits
| Fee Type | Amount | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annual Fee | Rs. 15,000 + Taxes | ||||||||||||
| Annual Fee | Rs. 25,000 + Taxes | ||||||||||||
| Finance Charges | 3.75% p.m. (45% p.a.) | ||||||||||||
| Late Payment Charges |
|
You frequently travel overseas and are seeking a card with decent international travel benefits
You value additional premium benefits more than reward points
You can either maintain the required balance or pay an annual fee of Rs. 25,000
You frequently dine out and are looking for exclusive benefits at premium restaurants
Travel4.0/5
Rewards3.5/5
Lounge Access4.0/5
Lifestyle Benefits3.5/5
Standard Chartered Beyond is one of the best premium credit cards, offering benefits like a 3.33% reward rate, unlimited lounge visits, exclusive hotel benefits, a low forex markup fee, free movie tickets, complimentary travel vouchers, and more. Not only can cardholders redeem the accumulated rewards at a 1:1 ratio, but it also enhances the overall value by offering 2% value-back on usually excluded categories. Beyond rewards, the card offers excellent value for frequent travellers with premium travel and lifestyle benefits. Overall, Standard Chartered Priority Banking customers seeking a premium credit card for their luxury lifestyle can consider this credit card.
Everything you need to know about this credit card
Standard Chartered Beyond Credit Card is an invite-only card offered exclusively to Priority Banking customers. Applicants must be between 18 and 70 years of age and can be salaried or self-employed. Since it is invite-based, eligible customers are selected by the bank.
Cardholders can redeem their reward points through the 360 Rewards catalogue at a value of 1 Reward Point = Rs. 1. You can use these points for travel bookings, vouchers, products, and more. This 1:1 redemption ratio enhances the overall value of the card.
The credit limit on Standard Chartered Beyond Credit Card is not fixed and varies from one customer to another. It depends on factors such as income, credit profile, and banking relationship with Standard Chartered. Since this is an invite-only card, it generally comes with a high credit limit. The exact limit is communicated at the time of card issuance.
Yes, the BOGO offer on movie tickets comes with certain conditions. The benefit is available on BookMyShow when you purchase a minimum of two tickets. The discount is capped at Rs. 1,000 per month. Additionally, this offer can be availed only once per month.
Cardholders can avail up to 25% discount on dining bills via EazyDiner at partner restaurants. The discount is capped at Rs. 2,500 per month and does not require a minimum transaction value. Additionally, users get access to an exclusive reservation platform with curated dining experiences. This makes it a good option for those who frequently dine at premium restaurants.
Yes, the card offers an annual fee waiver, but it is linked to FUM (Funds Under Management) criteria. Cardholders need to maintain the required FUM with the bank to qualify for the waiver. The threshold is relatively high, making it suitable for affluent customers. If the criteria are not met, an annual fee of Rs. 25,000 is applicable.
The card offers a wide range of premium travel benefits, including unlimited domestic and international lounge access with complimentary guest visits. Cardholders also get a low forex markup fee of 2%, making it suitable for international spends. Additional benefits include complimentary hotel stays and exclusive privileges at ITC Hotels and Elivaas Villas. It also offers 15% cashback on duty-free spends, capped at Rs. 1,500 per month.
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Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.