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IndusInd Bank
IndusInd Bank Jio-bp Mobility+ Credit Card
Rewards
Fuel
1st Year Fee: ₹499* Plus Applicable Taxes
Fuel
Up to 4% savings on Jio-bp fuel spends
Annual Bonus
Up to 6,400 Smiles as milestone bonus
Low Cost
Zero annual fee charged on card renewal
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About IndusInd Bank Jio-bp Mobility+ Credit Card
IndusInd Bank Jio-bp Mobility+ Credit Card is a co-branded fuel credit card offered through a partnership between IndusInd Bank and Reliance BP Mobility Ltd (Jio-bp). With this card, Jio-bp has entered the credit card market, joining players like BPCL, IndianOil and HPCL. Available on the RuPay network with zero renewal fee, the card offers 3% value-back on spends made at Jio-bp fuel stations. This accelerated reward rate is not limited to fuel purchases alone but also includes spends on Castrol lubricants, partner cafés and convenience stores at Jio-bp stations. Rewards are accrued as Smiles, i.e. Jio-bp loyalty points, which are redeemable at Jio-bp fuel stations. This is further accompanied by a 1% fuel surcharge waiver, taking overall savings on Jio-bp fuel spends to up to 4%. Read on to know more about the features, benefits and charges of the IndusInd Bank Jio-bp Mobility+ Credit Card.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit IndusInd Bank’s website.
Reward Benefits
This IndusInd Bank Credit Card offers reward points as Smiles on every Rs. 100 spent, as follows:
- 12 Smiles: On Jio-bp, including diesel, petrol, Castrol lubes, wildbean cafe and Jio-bp convenience store, up to 1,200 Smiles per month
- 5 Smiles: On groceries, supermarket and dining
- 2 Smiles: On all other eligible spends1
Reward Redemption
- The accrued Smiles are redeemable at Jio-bp fuel stations, where 1 Smile = Rs. 0.25.
Follow the given steps to redeem your Smiles:
Other Features and Benefits
Welcome Bonus
- No joining fee is charged on spending min. Rs. 10,000 within 90 days of card setup
- 500 Smiles on the 1st Jio-bp fuel spend made within 30 days of card setup
- Rs. 200 wildbean cafe coupon on the 1st spend on wildbean cafe within 30 days of card setup
Milestone Benefits
- 200 bonus Smiles on spending min. Rs. 4,000 on Jio-bp ecosystem in a month
- 2,000 bonus Smiles on reaching Rs. 1 lakh spends in a year
- 2,000 bonus Smiles on spending the next Rs. 1 lakh in a year
Roadside Assistance2
- 24X7 service for roadside repair, vehicle towing and emergency assistance
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all Jio-bp fuel stations in India
IndusInd Jio-bp Mobility+: Fees & Charges
| Particulars | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 499 + applicable taxes (Nil on spending min. Rs. 10,000 within 90 days of card setup) | ||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||
| Finance Charges | 3.95% per month (47.40% per annum) | ||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get This Card If:
You are Jio-bp fuel loyalist and spend considerably on fuel purchase every month
You are looking for a co-branded fuel credit card offering reward redemption against fuel purchases
You want a credit card without any annual fee to minimise card cost
You can maximise your savings by meeting the spending conditions for milestone benefits
Paisabazaar Review
What do we like about this card?
IndusInd Jio-bp Mobility+ Credit Card offers up to 4% savings on Jio-bp fuel and other related spends at partner fuel stations, where 3% is via rewards and 1% via fuel surcharge waiver. In addition, it provides 1.25% back on dining, groceries and supermarket spends. Rewards are offered in the form of Smiles, which are redeemable at Jio-bp stations, further enhancing fuel savings. The reward program is complemented by milestone benefits of up to 6,400 Smiles annually, which can be maximised by users who spend significantly on Jio-bp fuel every month. 24X7 roadside assistance also adds to the comfort for those who regularly commute using their own vehicles. Moreover, these benefits come at minimal cost as this card does not charge any annual fee.
Pros
- Up to 4% value-back on fuel spends as rewards and surcharge waiver
- Accelerated rewards on grocery, dining and supermarket
- Up to 200 bonus Smiles every month
- Up to 4,000 extra Smiles as annual milestone bonus
- No annual fee charged
Cons
- Low reward redemption value
- Capping on reward earnings on Jio-bp fuel spends
Frequently Asked Questions
Everything you need to know about this credit card
You can avail the free roadside assistance service with IndusInd Bank Jio-bp Mobility+ Credit Card by calling on the 24X7 toll free number 18005713981.
No, you can earn reward points, i.e. Smiles, only on fuel purchased at Jio-bp fuel stations using this IndusInd Bank fuel credit card.
Yes, you can use IndusInd Jio-bp Mobility+ Credit Card for international spends by enabling international transactions. However, take note that a forex mark-up fee of 3.5% will also apply on such transactions.
You can check your accrued Smiles balance by either sending ‘Hi’ to 83560 17100 on WhatsApp using your registered mobile number or on the My Jio-bp App.
Jio-bp loyalty program is called Jio-bp 4ever Loyalty Program under which you can earn loyalty reward points called Smiles on every spend made at Jio-bp fuel stations, including spends on fuel, convenience store, wildbean cafe, etc. These Smiles can be redeemed at Jio-bp fuel stations up to 36 months from their accrual.
Footnotes
- Non-Jio-bp fuel stations, utility, insurance, rent and government-related spends do not earn any reward points (Smiles).
- This service is only available in Delhi, Mumbai, Chennai, Pune, Bangalore and Kolkata.
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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