ICICI Bank Coral Contactless Credit Card is a good option for first-time users. The card rewards its users for every purchase which can later be redeemed against vouchers, merchandise and more. More highlights of the card are given below.
Features and Benefits of ICICI Bank Coral Contactless Credit Card
Reward Points: Users get PAYBACK Points on every eligible transaction. Users earn 2 PAYBACK Points per Rs. 100 spent. They get 1 PAYBACK Points per Rs. 100 spent on utilities and insurance
Movie Tickets: Avail 25% discount up to Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice a month.
Fuel Surcharge Waiver: Users get to enjoy a 1% fuel surcharge waiver. The offer is valid only on Hindustan Petroleum Corporation Limited Pumps. The customer should also spend less than Rs. 4000 on the fuel transaction
Lounge Access: Cardholders get access to MasterCard lounges situated at Indian airports. One complimentary access per quarter to select airport lounges in India by spending a minimum of Rs 5,000 or above in a calendar quarter on your card to avail this facility in the next calendar quarter.
Milestone Reward Program: Users get 2,000 PAYBACK Points on spending Rs. 2 Lakh and additional 1,000 PAYBACK Points on crossing the Rs. 1 Lakh mark.
Annual Fee Waiver: If the users spend over Rs. 1.50 Lakh on their credit card then their annual fee will be waived off
Dining Discounts: Cardholders can save up to 15% on their dining bill at over 2,500 restaurants.
Chip and Pin Security: The credit card comes with an embedded microchip and PIN (Personal Identification Number). This ensures the credit card’s data cannot be duplicated or used for fraudulent purposes
Similar Credit Cards from Other Banks
| Credit Card | Annual Fee | Reward Points / Offers | Net Savings |
| ICICI Bank Coral Contactless Credit Card | Rs.500 | Get up to 10,000 PAYBACK points every anniversary year | Rs. 10,636* Rs.15,772** |
| IndusInd Bank Platinum Aura Credit Card | Rs. 899 | Users can earn 4 Reward Points for every Rs. 100 spent on Grocery shopping, Hotel expenses, Departmental store spends and restaurant bills | Rs.3,996* Rs. 7,296** |
| ICICI Ferrari Platinum Credit Card | Rs.499 | Get up to 15% discount on Ferrari merchandise bought from the Online Ferrari Store. | Rs.816* Rs.1,632** |
| Citibank Indian Oil Platinum Credit Card | Rs.750 | Get up to 71 litres of free fuel annually | Rs. 5,288* Rs.10,576** |
| Standard Chartered Manhattan Platinum Credit Card | Rs.999 | Users can save up to Rs. 8,650 annually | Rs.9,396* Rs.16,992** |
*On spending Rs.2 lakh annually **On spending Rs.4 lakh annually
Fees and Charges
| Title | Details |
| Joining Fee | Rs. 500 |
| Annual Fee | Rs. 500 |
| Finance Charges | 3.40% per month / 40.80% p.a. |
| Late Payment Charges | Nil for the amount due less than Rs. 100 Rs. 100 for the amount between Rs. 100 and Rs. 500 Rs. 500 for the total amount due greater than Rs. 501 and up to Rs. 10,000 Rs. 750 for the total amount due greater than Rs. 10,000 |
*Click here to view most important terms and conditions.
Eligibility and Documentation
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 20,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 50,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
Along with your application form, you will also need to submit valid proof of identity, address and income. Documents Required for ICICI Credit Card
How to Apply for ICICI Bank Coral Contactless Credit Card
You can easily apply for this credit card through Paisabazaar by following the steps given below:
- Click here to start the application process
- Fill the basic form
- After submission, you will see all the credit cards you are eligible for
- Now, filter the results for ICICI Bank credit cards
- Click on ‘Check Eligibility’ against ICICI Bank Coral Contactless Credit Card and answer the following question, “Have You Applied For ICICI Bank Credit Card In Last 6 Months”
- If you are eligible for this credit card then an application form will show up. Duly fill the form and submit it
- Afterwards, an executive from Paisabazaar or ICICI Bank will call you to set a date and time for document collection
- Finally, the bank will verify the form and documents. Post verification the bank will deliver the card to your address. The card usually arrives at your communication address in about 20 days
ICICI Bank Coral Contactless Credit Card can also be applied through the Bank’s website or branch visit.
Frequently Asked Questions
What are the different variants of ICICI Bank Coral Contactless Credit Card?
ICICI Bank Coral Contactless Credit Card comes in three different variants:
- ICICI Bank Coral American Express Credit Card
- ICICI Bank Coral MasterCard Credit Card
- ICICI Bank Coral VISA Credit Card
What is the Annual Fee on ICICI Bank Coral MasterCard Credit Card?
The annual fee on this credit card is Rs. 500
Is there any movie offers on this credit card?
Yes, users can get 2 movie tickets per month through the Buy One Get One (BOGO) scheme using the BookMyShow.
