Chennai City

Chennai, also known as Madras is the capital city of Tamil Nadu, visiting which would leave your nothing less than satiated. Its diverse artistic and religious traditions will sneak their way into your heart.

Of late, Chennai has seen a diverging layer of luxury hotels, swanky boutiques, ritzy restaurants and bars which provide its visitors the window to the plush ambiance even during the night hours. And during the day, there are several museums, temples and beaches that you can explore.  Besides that, Chennai has an economic base secured by automobile, software services, medical tourism, hardware manufacturing and financial services; and other industries that are a part of its array are petrochemicals, textiles and apparels.

What constitutes the historic focus of the city is the old British Fort St George, the narrow streets and bazaars of the George Town. To sum it up, Chennai has a lot of places to relish the best eats and drinks, have a great shopping experience and get the best accommodation, apart from temples, beaches and centres of historical and cultural importance.

Travel back in time, have an enchanting experience on the land of Chennai where visitors get to go on a temple tour to Mamallapuram, Chidambaram, Kanchipuram, Thanjavur, Tiruchirapalli and Rameshwaram.

Home loan

Purchasing your dream home is just a click away. With home loan you don’t need to worry about the finances. You can buy a flat for yourself, a four storied house, commercial property or opt for house extension and renovation with a home loan. The loan amount you are eligible for is determined by your salary, age and credit core etc. This secured loan considers your house as collateral against the loan applied. You can also apply it along with your spouse or parent as co-applicant to share the burden of EMI and increase your eligibility of the loan amount.

Home Loan Eligibility

The home loan offered to an individual is 70% – 85% of the house value. Eligibility for a loan is based on the following factors:

  • Age (21–65 years)
  • Repayment Capacity
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income, if any
  • Assets
  • Liabilities
     

Home Loan Documentation

  • Filled application form with photograph
  • Processing fee cheque
     

Home Loan Features

  • Pre-approved home loan
  • Home loan balance transfer to transfer the ongoing home loan to another bank that offers a lower EMI.
  • Home loan insurance
  • Flexible rate to choose from fixed or floating. Incase of fixed rate you need to pay the same interest rate throughout the tenure. Whereas in case of floating rate the interest rate is influenced by the market.
  • Quick and transparent processing
     

 

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