The amounts of loan which will be disbursed to any of the borrowers depend on various factors but the most important one being the combined income and the age of the borrower. If you are salaried and wants to avail HDFC Bank Personal Loan for any of the personal reason, the minimum amount that you have to opt for is INR 50,000 and the maximum amount which one can get is INR 25 lacs. For the self-employed, the minimum amount of loan to be availed is INR 5 lacs and the maximum being INR 15 lacs.
Tenure of the personal loan provided by HDFC Bank varies within a period of 12 to 60 months. It is also dependent on the borrower’s financial credibility and choice of repayment terms.
Personal Loan Interest Rate
Personal loan Interest Rate offered by HDFC Bank ranges from 11.49% to 20% per annum. It is decided on the amount of loan that has been availed and on the financial position of the borrower.