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Axis Bank credit cardholders have the option to pay their credit card bills via NEFT. To use this service customer will have to provide Axis Bank Credit Card IFSC Code.
IFSC also known as Indian Financial System Code is a unique 11 digit code that is assigned to each and every bank branch. This no. ensures customer’s funds are transferred to the correct bank branch. The payment for Axis bank credit cards is routed to one branch only and the IFSC code for Axis Bank credit card is given below.
The steps to transfer funds via NEFT using Axis Bank Credit Card IFSC Code are:
Mobile App – Customers can download the mobile app of their banks, Most major banks provide a mobile app. The apps can be downloaded through Apple store, or Google Play store.
ECS – Electronic Clearing Service can be used to pay credit card bills via any other bank. Simply download the two forms; Form A and Form B. Fill them out and send to:
Credit Card Operations
Axis Bank Ltd.,
4th floor, NPC 1, Building#1,
Gigaplex Plot # I.T 5, MIDC,
Airoli Knowledge Park, Airoli, Navi Mumbai – 400708
IMPS – Immediate Payment Service (IMPS) is a mode of fund transfer and is available round the clock throughout the year. The details required to use this service are:
Do note that Axis Bank Credit Card IFSC Code is not required when paying the card bill through ECS. However, the ode is required when using the IMPS or mobile app.
Applicants residing in the following cities can easily apply for Axis Bank credit cards. Customers of the following cities can use fore-mentioned Axis Bank Credit Card IFSC Code to clear their bills.
| Mumbai | Chennai | Hyderabad |
| Bangalore | Kolkata | Pune |
| Delhi | Gurgaon | NOIDA |
How do funds using IFSC code through NEFT get processed?
The processing occurs in batches and the settlement of the transfer made occurs on a half-hourly basis. They start from 8:00 am and go on till 7:00 pm on all workdays. Transaction made after the cut-off time will be processed the next working day.
Are there any transactional limits for payment through NEFT?
No, there is no limit as such for the amount that can be transferred.
Is there a nominal fee charge for the transactions being made via NEFT?
Most banks are not charging NEFT transaction processing fee. However, some banks might charge you to provide this service.
How will a successful transaction be acknowledged?
A confirmation to your Email ID or a SMS to your registered mobile number will be sent to acknowledge and confirm the remittance.
What are the ways to find a bank’s IFSC Code?
IFSC code for home branch can be found on the cheque book or the passbook. It can also be found using the required bank’s official website and through branch lists of IFSCs obtained from RBI. You can even contact the bank’s customer care center. For clearing Axis Bank credit card bills the Axis Bank Credit Card IFSC Code is UTIB0000400.